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Topic: INSPEER - A Peer-to-peer lending service that works with Cryptocurrency and Fiat - page 17. (Read 22023 times)

elrugrim
sr. member
Activity: 686
Merit: 251
Re: INSPEER - A Peer-to-peer lending service that works with Cryptocurrency and Fiat
November 03, 2017, 05:39:45 PM
#330
Quote from: tarzanbigcity on November 03, 2017, 05:38:00 PM
Quote from: Inspeer.io on November 02, 2017, 09:13:23 PM
Quote from: Warrior B on November 02, 2017, 07:04:16 PM
Quote from: 23coins on November 02, 2017, 07:02:25 PM
What about the cost of the tokens? How much will one company's token cost during the pre-sale period?
The cost of one INSP token will be 1 USD
Initial price of one INSP token - 1 USD. Total supply - 50 000 000. Tokens that are not sold during the ICO will be destroyed. Token offering will be stopped if maximum ICO goal of 30 mln USD is reached. Also , during pre-sale and ICO periods there will be bonuses. Inspeer Token represents the right to receive a part of Inspeer distributable profits. Each 6 months, 20% of Inspeer net profit is transferred to the specific Ethereum (ETH) wallet. The ETH is then redistributed to all holders of Inspeer Token according to smart contract conditions. The stake of profit is received pro-rata the share of tokens owned.
Hmm...
If the cost of 1 INSP token is 1 USD, and the maximum possible amount of collection is $ 30 million, why then do you issue 50 million tokens?
Is it not logical that there should be 30 million of them? Huh
The developers have already written about the discount campaign during the pre-ico. Accordingly, the price of the token in the first weeks of sales will be lower than 1 USD and tokens will be sold more (in theory)
tarzanbigcity
sr. member
Activity: 602
Merit: 250
Re: INSPEER - A Peer-to-peer lending service that works with Cryptocurrency and Fiat
November 03, 2017, 05:38:00 PM
#329
Quote from: Inspeer.io on November 02, 2017, 09:13:23 PM
Quote from: Warrior B on November 02, 2017, 07:04:16 PM
Quote from: 23coins on November 02, 2017, 07:02:25 PM
What about the cost of the tokens? How much will one company's token cost during the pre-sale period?
The cost of one INSP token will be 1 USD
Initial price of one INSP token - 1 USD. Total supply - 50 000 000. Tokens that are not sold during the ICO will be destroyed. Token offering will be stopped if maximum ICO goal of 30 mln USD is reached. Also , during pre-sale and ICO periods there will be bonuses. Inspeer Token represents the right to receive a part of Inspeer distributable profits. Each 6 months, 20% of Inspeer net profit is transferred to the specific Ethereum (ETH) wallet. The ETH is then redistributed to all holders of Inspeer Token according to smart contract conditions. The stake of profit is received pro-rata the share of tokens owned.
Hmm...
If the cost of 1 INSP token is 1 USD, and the maximum possible amount of collection is $ 30 million, why then do you issue 50 million tokens?
Is it not logical that there should be 30 million of them? Huh
Teal Deer
sr. member
Activity: 714
Merit: 250
Re: INSPEER - A Peer-to-peer lending service that works with Cryptocurrency and Fiat
November 03, 2017, 05:32:39 PM
#328
Quote from: mitsarasss on November 03, 2017, 05:31:44 PM
Quote from: Teal Deer on November 03, 2017, 05:20:06 PM
Quote from: elrugrim on November 03, 2017, 05:18:39 PM
Quote from: Teal Deer on November 03, 2017, 05:15:11 PM
Quote from: elrugrim on November 03, 2017, 05:10:07 PM
Quote from: Teal Deer on November 03, 2017, 05:09:14 PM
If the loans are issued in the form of a crypto currency, how will they be insured?
What exactly do you mean?
The rate of crypto currency and bitcoin is very unstable. What if I take a loan at a time when bitcoin costs $ 5,000, but in just a couple of months it already costs $ 10,000. How will the payments be calculated in this case? Will I pay more or will the old price of crypto currency be taken into account?
It seems to me that in this case the change in the price of the crypto-currency in which the loan is issued will not be taken into account. I mean, payments and interest on the loan will be calculated from the value of the currency at the time of the loan.
But this is extremely unprofitable?
No interest rates will cover such costs!
I think the developers took into account such details, and maybe it will somehow be insured, I do not know.
Well, we'll see after the platform release Smiley
mitsarasss
sr. member
Activity: 574
Merit: 250
Re: INSPEER - A Peer-to-peer lending service that works with Cryptocurrency and Fiat
November 03, 2017, 05:31:44 PM
#327
Quote from: Teal Deer on November 03, 2017, 05:20:06 PM
Quote from: elrugrim on November 03, 2017, 05:18:39 PM
Quote from: Teal Deer on November 03, 2017, 05:15:11 PM
Quote from: elrugrim on November 03, 2017, 05:10:07 PM
Quote from: Teal Deer on November 03, 2017, 05:09:14 PM
If the loans are issued in the form of a crypto currency, how will they be insured?
What exactly do you mean?
The rate of crypto currency and bitcoin is very unstable. What if I take a loan at a time when bitcoin costs $ 5,000, but in just a couple of months it already costs $ 10,000. How will the payments be calculated in this case? Will I pay more or will the old price of crypto currency be taken into account?
It seems to me that in this case the change in the price of the crypto-currency in which the loan is issued will not be taken into account. I mean, payments and interest on the loan will be calculated from the value of the currency at the time of the loan.
But this is extremely unprofitable?
No interest rates will cover such costs!
I think the developers took into account such details, and maybe it will somehow be insured, I do not know.
Teal Deer
sr. member
Activity: 714
Merit: 250
Re: INSPEER - A Peer-to-peer lending service that works with Cryptocurrency and Fiat
November 03, 2017, 05:30:30 PM
#326
Quote from: elrugrim on November 03, 2017, 05:23:26 PM
Quote from: Teal Deer on November 03, 2017, 05:20:06 PM
Quote from: elrugrim on November 03, 2017, 05:18:39 PM
Quote from: Teal Deer on November 03, 2017, 05:15:11 PM
Quote from: elrugrim on November 03, 2017, 05:10:07 PM
Quote from: Teal Deer on November 03, 2017, 05:09:14 PM
If the loans are issued in the form of a crypto currency, how will they be insured?
What exactly do you mean?
The rate of crypto currency and bitcoin is very unstable. What if I take a loan at a time when bitcoin costs $ 5,000, but in just a couple of months it already costs $ 10,000. How will the payments be calculated in this case? Will I pay more or will the old price of crypto currency be taken into account?
It seems to me that in this case the change in the price of the crypto-currency in which the loan is issued will not be taken into account. I mean, payments and interest on the loan will be calculated from the value of the currency at the time of the loan.
But this is extremely unprofitable?
No interest rates will cover such costs!
But you do not take into account that the value of the currency can fall! in 20-40-60%
This is a possible development option for the event. Smiley
It is very rare for a crypto currency to fall in price, and for a considerable amount.
elrugrim
sr. member
Activity: 686
Merit: 251
Re: INSPEER - A Peer-to-peer lending service that works with Cryptocurrency and Fiat
November 03, 2017, 05:23:26 PM
#325
Quote from: Teal Deer on November 03, 2017, 05:20:06 PM
Quote from: elrugrim on November 03, 2017, 05:18:39 PM
Quote from: Teal Deer on November 03, 2017, 05:15:11 PM
Quote from: elrugrim on November 03, 2017, 05:10:07 PM
Quote from: Teal Deer on November 03, 2017, 05:09:14 PM
If the loans are issued in the form of a crypto currency, how will they be insured?
What exactly do you mean?
The rate of crypto currency and bitcoin is very unstable. What if I take a loan at a time when bitcoin costs $ 5,000, but in just a couple of months it already costs $ 10,000. How will the payments be calculated in this case? Will I pay more or will the old price of crypto currency be taken into account?
It seems to me that in this case the change in the price of the crypto-currency in which the loan is issued will not be taken into account. I mean, payments and interest on the loan will be calculated from the value of the currency at the time of the loan.
But this is extremely unprofitable?
No interest rates will cover such costs!
But you do not take into account that the value of the currency can fall! in 20-40-60%
This is a possible development option for the event. Smiley
Teal Deer
sr. member
Activity: 714
Merit: 250
Re: INSPEER - A Peer-to-peer lending service that works with Cryptocurrency and Fiat
November 03, 2017, 05:20:06 PM
#324
Quote from: elrugrim on November 03, 2017, 05:18:39 PM
Quote from: Teal Deer on November 03, 2017, 05:15:11 PM
Quote from: elrugrim on November 03, 2017, 05:10:07 PM
Quote from: Teal Deer on November 03, 2017, 05:09:14 PM
If the loans are issued in the form of a crypto currency, how will they be insured?
What exactly do you mean?
The rate of crypto currency and bitcoin is very unstable. What if I take a loan at a time when bitcoin costs $ 5,000, but in just a couple of months it already costs $ 10,000. How will the payments be calculated in this case? Will I pay more or will the old price of crypto currency be taken into account?
It seems to me that in this case the change in the price of the crypto-currency in which the loan is issued will not be taken into account. I mean, payments and interest on the loan will be calculated from the value of the currency at the time of the loan.
But this is extremely unprofitable?
No interest rates will cover such costs!
elrugrim
sr. member
Activity: 686
Merit: 251
Re: INSPEER - A Peer-to-peer lending service that works with Cryptocurrency and Fiat
November 03, 2017, 05:18:39 PM
#323
Quote from: Teal Deer on November 03, 2017, 05:15:11 PM
Quote from: elrugrim on November 03, 2017, 05:10:07 PM
Quote from: Teal Deer on November 03, 2017, 05:09:14 PM
If the loans are issued in the form of a crypto currency, how will they be insured?
What exactly do you mean?
The rate of crypto currency and bitcoin is very unstable. What if I take a loan at a time when bitcoin costs $ 5,000, but in just a couple of months it already costs $ 10,000. How will the payments be calculated in this case? Will I pay more or will the old price of crypto currency be taken into account?
It seems to me that in this case the change in the price of the crypto-currency in which the loan is issued will not be taken into account. I mean, payments and interest on the loan will be calculated from the value of the currency at the time of the loan.
mitsarasss
sr. member
Activity: 574
Merit: 250
Re: INSPEER - A Peer-to-peer lending service that works with Cryptocurrency and Fiat
November 03, 2017, 05:16:05 PM
#322
Quote from: Teal Deer on November 03, 2017, 05:15:11 PM
Quote from: elrugrim on November 03, 2017, 05:10:07 PM
Quote from: Teal Deer on November 03, 2017, 05:09:14 PM
If the loans are issued in the form of a crypto currency, how will they be insured?
What exactly do you mean?
The rate of crypto currency and bitcoin is very unstable. What if I take a loan at a time when bitcoin costs $ 5,000, but in just a couple of months it already costs $ 10,000. How will the payments be calculated in this case? Will I pay more or will the old price of crypto currency be taken into account?
Wow
Actually this is a very good question! I also wonder what will happen in this case Huh
Teal Deer
sr. member
Activity: 714
Merit: 250
Re: INSPEER - A Peer-to-peer lending service that works with Cryptocurrency and Fiat
November 03, 2017, 05:15:11 PM
#321
Quote from: elrugrim on November 03, 2017, 05:10:07 PM
Quote from: Teal Deer on November 03, 2017, 05:09:14 PM
If the loans are issued in the form of a crypto currency, how will they be insured?
What exactly do you mean?
The rate of crypto currency and bitcoin is very unstable. What if I take a loan at a time when bitcoin costs $ 5,000, but in just a couple of months it already costs $ 10,000. How will the payments be calculated in this case? Will I pay more or will the old price of crypto currency be taken into account?
elrugrim
sr. member
Activity: 686
Merit: 251
Re: INSPEER - A Peer-to-peer lending service that works with Cryptocurrency and Fiat
November 03, 2017, 05:10:07 PM
#320
Quote from: Teal Deer on November 03, 2017, 05:09:14 PM
If the loans are issued in the form of a crypto currency, how will they be insured?
What exactly do you mean?
Teal Deer
sr. member
Activity: 714
Merit: 250
Re: INSPEER - A Peer-to-peer lending service that works with Cryptocurrency and Fiat
November 03, 2017, 05:09:14 PM
#319
If the loans are issued in the form of a crypto currency, how will they be insured?
mitsarasss
sr. member
Activity: 574
Merit: 250
Re: INSPEER - A Peer-to-peer lending service that works with Cryptocurrency and Fiat
November 03, 2017, 05:02:18 PM
#318
Quote from: wiak2 on November 03, 2017, 05:01:03 PM
Quote from: mitsarasss on November 03, 2017, 04:59:24 PM
Quote from: Inspeer.io on November 03, 2017, 01:13:35 PM
We decided to introduce a few changes to our schedule to make our offer for investors even more attractive.
First of all, we are going to start our public pre-sale phase on November 15. Until November 29, Inspeer's early investors will have a chance to get significant bonuses.

The bonus scheme for public pre-sale phase:
1-5 day - 25%
5-12 day - 20%

Today we also announce ICO dates. Our ICO starts on December 1 and will be running until December 29. Please note that ICO may end earlier if the maximum goal is reached.

The bonus scheme for main ICO phase:
1 day  - 15%
1 week - 10%
2 week -  5%
3-4 weeks -  0%

Take your chance to join one of the most innovative P2P lending project. And feel free to contact our support team in case you have any questions or feedback.
Our telegram: https://t.me/Inspeer_io
Facebook: https://www.facebook.com/Inspeere/
Twitter: https://twitter.com/Inspeer_io/
What exactly will give these bonuses? Discount on the cost of the token?
Well, it turns out that yes Smiley
Absolutely the same as in many other ICO projects. In fact, you can buy more tokens for the same money Wink
Ok thank you Smiley
wiak2
sr. member
Activity: 560
Merit: 250
Re: INSPEER - A Peer-to-peer lending service that works with Cryptocurrency and Fiat
November 03, 2017, 05:01:03 PM
#317
Quote from: mitsarasss on November 03, 2017, 04:59:24 PM
Quote from: Inspeer.io on November 03, 2017, 01:13:35 PM
We decided to introduce a few changes to our schedule to make our offer for investors even more attractive.
First of all, we are going to start our public pre-sale phase on November 15. Until November 29, Inspeer's early investors will have a chance to get significant bonuses.

The bonus scheme for public pre-sale phase:
1-5 day - 25%
5-12 day - 20%

Today we also announce ICO dates. Our ICO starts on December 1 and will be running until December 29. Please note that ICO may end earlier if the maximum goal is reached.

The bonus scheme for main ICO phase:
1 day  - 15%
1 week - 10%
2 week -  5%
3-4 weeks -  0%

Take your chance to join one of the most innovative P2P lending project. And feel free to contact our support team in case you have any questions or feedback.
Our telegram: https://t.me/Inspeer_io
Facebook: https://www.facebook.com/Inspeere/
Twitter: https://twitter.com/Inspeer_io/
What exactly will give these bonuses? Discount on the cost of the token?
Well, it turns out that yes Smiley
Absolutely the same as in many other ICO projects. In fact, you can buy more tokens for the same money Wink
mitsarasss
sr. member
Activity: 574
Merit: 250
Re: INSPEER - A Peer-to-peer lending service that works with Cryptocurrency and Fiat
November 03, 2017, 04:59:24 PM
#316
Quote from: Inspeer.io on November 03, 2017, 01:13:35 PM
We decided to introduce a few changes to our schedule to make our offer for investors even more attractive.
First of all, we are going to start our public pre-sale phase on November 15. Until November 29, Inspeer's early investors will have a chance to get significant bonuses.

The bonus scheme for public pre-sale phase:
1-5 day - 25%
5-12 day - 20%

Today we also announce ICO dates. Our ICO starts on December 1 and will be running until December 29. Please note that ICO may end earlier if the maximum goal is reached.

The bonus scheme for main ICO phase:
1 day  - 15%
1 week - 10%
2 week -  5%
3-4 weeks -  0%

Take your chance to join one of the most innovative P2P lending project. And feel free to contact our support team in case you have any questions or feedback.
Our telegram: https://t.me/Inspeer_io
Facebook: https://www.facebook.com/Inspeere/
Twitter: https://twitter.com/Inspeer_io/
What exactly will give these bonuses? Discount on the cost of the token?
Seidr
full member
Activity: 350
Merit: 107
Re: INSPEER - A Peer-to-peer lending service that works with Cryptocurrency and Fiat
November 03, 2017, 04:53:42 PM
#315
Quote from: rlm42 on November 03, 2017, 04:29:02 PM
Indeed, I am concerned about the issue of popularization. After all, users of banks and users of this service are not the same people. This is a niche service

On the site of developers, I would now have thought about the advertising campaign of this product. It will take a lot of effort to make the service popular with people who do not know what crypto currency is
rlm42
sr. member
Activity: 490
Merit: 250
Re: INSPEER - A Peer-to-peer lending service that works with Cryptocurrency and Fiat
November 03, 2017, 04:29:02 PM
#314
Indeed, I am concerned about the issue of popularization. After all, users of banks and users of this service are not the same people. This is a niche service
dedmaroz
sr. member
Activity: 560
Merit: 255
Re: INSPEER - A Peer-to-peer lending service that works with Cryptocurrency and Fiat
November 03, 2017, 04:18:32 PM
#313
Quote from: TopGun on November 03, 2017, 03:50:26 PM
Quote from: dedmaroz on November 03, 2017, 02:56:22 PM
Quote from: nrvkush on November 03, 2017, 02:29:53 PM
Quote from: elrugrim on November 03, 2017, 12:04:13 PM
I thought about the idea of this project a little. Why do you conduct ICO? Is it not possible to do the same project in a conventional economy? The fact is that many borrowers did not even hear about the blockchain. They will be suspicious of your service.

First, ICO is a way to earn money for the project. Secondly, with the right advertising campaign it is quite possible to introduce this service even to the most remote corners of the Earth. The main thing that there was the Internet.

I understand what you mean. And yet, money is still more convenient in this respect, rather than tokens. People will rather take out a loan in real currency than in tokens - it still need to be exchanged.

The matter is that microfinance organizations work in the banking system, where already there are ready profiles of creditors. Thus, the system will lose about a third of all potential borrowers. This project works with tokens and the entry point at it will be lower

Whence such data on the number of the target audience? Plus, I'm not sure that this project will not involve bank data
TopGun
sr. member
Activity: 490
Merit: 252
Re: INSPEER - A Peer-to-peer lending service that works with Cryptocurrency and Fiat
November 03, 2017, 03:50:26 PM
#312
Quote from: dedmaroz on November 03, 2017, 02:56:22 PM
Quote from: nrvkush on November 03, 2017, 02:29:53 PM
Quote from: elrugrim on November 03, 2017, 12:04:13 PM
I thought about the idea of this project a little. Why do you conduct ICO? Is it not possible to do the same project in a conventional economy? The fact is that many borrowers did not even hear about the blockchain. They will be suspicious of your service.

First, ICO is a way to earn money for the project. Secondly, with the right advertising campaign it is quite possible to introduce this service even to the most remote corners of the Earth. The main thing that there was the Internet.

I understand what you mean. And yet, money is still more convenient in this respect, rather than tokens. People will rather take out a loan in real currency than in tokens - it still need to be exchanged.

The matter is that microfinance organizations work in the banking system, where already there are ready profiles of creditors. Thus, the system will lose about a third of all potential borrowers. This project works with tokens and the entry point at it will be lower
Seidr
full member
Activity: 350
Merit: 107
Re: INSPEER - A Peer-to-peer lending service that works with Cryptocurrency and Fiat
November 03, 2017, 03:14:49 PM
#311
Quote from: dedmaroz on November 03, 2017, 02:56:22 PM
Quote from: nrvkush on November 03, 2017, 02:29:53 PM
Quote from: elrugrim on November 03, 2017, 12:04:13 PM
I thought about the idea of this project a little. Why do you conduct ICO? Is it not possible to do the same project in a conventional economy? The fact is that many borrowers did not even hear about the blockchain. They will be suspicious of your service.

First, ICO is a way to earn money for the project. Secondly, with the right advertising campaign it is quite possible to introduce this service even to the most remote corners of the Earth. The main thing that there was the Internet.

I understand what you mean. And yet, money is still more convenient in this respect, rather than tokens. People will rather take out a loan in real currency than in tokens - it still need to be exchanged.

Absolutely do not agree with you. This service will certainly be more beneficial for a simple user due to a small commission from payments. Other microfinance institutions can not boast of this
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