I thought about the idea of this project a little. Why do you conduct ICO? Is it not possible to do the same project in a conventional economy? The fact is that many borrowers did not even hear about the blockchain. They will be suspicious of your service.
First, ICO is a way to earn money for the project. Secondly, with the right advertising campaign it is quite possible to introduce this service even to the most remote corners of the Earth. The main thing that there was the Internet.
I understand what you mean. And yet, money is still more convenient in this respect, rather than tokens. People will rather take out a loan in real currency than in tokens - it still need to be exchanged.
