of the three choices, I use 2 methods. If the money is cold money, I choose option C because instead of having the money just sit in the bank, it's better for me to invest in the second method. If the money is the rest of my money, maybe I will choose option B because it's the rest of the money. I will use this for survival or to develop my business but of my two methods there is no option A because I am aware that there are no people in this world who are rich but don't invest because I am sure that investment will give you something in the future.