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Topic: Investment advice? - page 3. (Read 5287 times)

legendary
Activity: 1148
Merit: 1006
Black Panther
June 12, 2014, 11:32:44 AM
#51
Real estate investing may be the right choice and do not forget to invest in shares and deposits   Cheesy
full member
Activity: 169
Merit: 100
June 12, 2014, 11:14:25 AM
#50
For really long term, real estate is probably the best investment out there.
legendary
Activity: 1260
Merit: 1029
June 12, 2014, 09:49:41 AM
#49
If i had serious money to invest, i'd split it around to BTC, Gold, Silver and probably something else that is not forex / stock related.
legendary
Activity: 1582
Merit: 1196
Reputation first.
June 12, 2014, 08:31:22 AM
#48
Invest the 10% of your capital in Bitcoin, deposit it in a paper wallet and then close it into a strongbox Cheesy

hero member
Activity: 490
Merit: 500
June 12, 2014, 08:23:06 AM
#47
What about fix deposit or term deposit?
Some say that it is for the one who wants to play safe,at least it gives you fixed amount of profit without any risk.

I don't think you're getting a much of a straight answer and the reason is that right now is one of the most dangerous times to invest (or simply hold cash -- that's an investment in your fiat currency) that I've seen in many years.   QE or your local equivalent has created a situation called biflation. 

Basically here's the view:

1. Stocks are hitting record highs, not because actual profitability is up but because QE dollars need somewhere to go.  It could turn around very quickly.

2. Any money market, CD or term deposit will be a net LOSS when adjusted for true inflation.

3. Any safe bond has the same issue as 2.

4. The smart $ already bought gold and other PMs -- the price

5. Land might be a good idea but it always has had its own issues, like illiquidity (might take you 2+ years to sell it).

6. Bitcoin is of course very volatile and still in Beta.

7. Altcoin investments is frankly gambling...

Basically, its a bad time to invest because systemic issues with the economy and financial system are causing large waves of money to flow around.  These waves make it very difficult to see water levels ( the true value of a product).

I think that the best thing to do in times of uncertainty is to diversify... own a little bit of a lot of unrelated stuff.


This particularly true (at least here in the states).  Friend of mine just had one heck of a time trying to sell a nice little piece of land with a little house on it in the midwest as recently as a month and a half ago.  They may say the market is picking up and the economy is improving, but reality paints a much different picture.

Housing market is still very weak. A friend of mine sold a house for half the price at peaked of housing market recently.





I have a friend in real estate who says now is the time to buy (specially houses, not so much land). It's expected that 2015 will present raising prices.
sr. member
Activity: 378
Merit: 250
June 12, 2014, 06:28:36 AM
#46
Buy 10 SP30 miners. When you make your first 25k then put them back into your pocket, next 25k reinvest into mining. I would advise you to exchange BTC only when new and better mining equipment comes out or when BTC reaches at least 1000$.
I was thinking about mining too,since bitcoinis on the wave ,better to mine it than buy it.But what about the electricity consume and the space?I have an small apartment ,so not to much free space,plus i am thinking that i need an extra AC too?
full member
Activity: 167
Merit: 100
June 11, 2014, 04:54:17 PM
#45
What about fix deposit or term deposit?
Some say that it is for the one who wants to play safe,at least it gives you fixed amount of profit without any risk.

I don't think you're getting a much of a straight answer and the reason is that right now is one of the most dangerous times to invest (or simply hold cash -- that's an investment in your fiat currency) that I've seen in many years.   QE or your local equivalent has created a situation called biflation. 

Basically here's the view:

1. Stocks are hitting record highs, not because actual profitability is up but because QE dollars need somewhere to go.  It could turn around very quickly.

2. Any money market, CD or term deposit will be a net LOSS when adjusted for true inflation.

3. Any safe bond has the same issue as 2.

4. The smart $ already bought gold and other PMs -- the price

5. Land might be a good idea but it always has had its own issues, like illiquidity (might take you 2+ years to sell it).

6. Bitcoin is of course very volatile and still in Beta.

7. Altcoin investments is frankly gambling...

Basically, its a bad time to invest because systemic issues with the economy and financial system are causing large waves of money to flow around.  These waves make it very difficult to see water levels ( the true value of a product).

I think that the best thing to do in times of uncertainty is to diversify... own a little bit of a lot of unrelated stuff.


This particularly true (at least here in the states).  Friend of mine just had one heck of a time trying to sell a nice little piece of land with a little house on it in the midwest as recently as a month and a half ago.  They may say the market is picking up and the economy is improving, but reality paints a much different picture.

Housing market is still very weak. A friend of mine sold a house for half the price at peaked of housing market recently.



legendary
Activity: 1610
Merit: 1000
Well hello there!
June 10, 2014, 11:07:23 PM
#44
What about fix deposit or term deposit?
Some say that it is for the one who wants to play safe,at least it gives you fixed amount of profit without any risk.

I don't think you're getting a much of a straight answer and the reason is that right now is one of the most dangerous times to invest (or simply hold cash -- that's an investment in your fiat currency) that I've seen in many years.   QE or your local equivalent has created a situation called biflation. 

Basically here's the view:

1. Stocks are hitting record highs, not because actual profitability is up but because QE dollars need somewhere to go.  It could turn around very quickly.

2. Any money market, CD or term deposit will be a net LOSS when adjusted for true inflation.

3. Any safe bond has the same issue as 2.

4. The smart $ already bought gold and other PMs -- the price

5. Land might be a good idea but it always has had its own issues, like illiquidity (might take you 2+ years to sell it).

6. Bitcoin is of course very volatile and still in Beta.

7. Altcoin investments is frankly gambling...

Basically, its a bad time to invest because systemic issues with the economy and financial system are causing large waves of money to flow around.  These waves make it very difficult to see water levels ( the true value of a product).

I think that the best thing to do in times of uncertainty is to diversify... own a little bit of a lot of unrelated stuff.


This particularly true (at least here in the states).  Friend of mine just had one heck of a time trying to sell a nice little piece of land with a little house on it in the midwest as recently as a month and a half ago.  They may say the market is picking up and the economy is improving, but reality paints a much different picture.
legendary
Activity: 1904
Merit: 1007
June 10, 2014, 06:40:12 PM
#43
Buy 10 SP30 miners. When you make your first 25k then put them back into your pocket, next 25k reinvest into mining. I would advise you to exchange BTC only when new and better mining equipment comes out or when BTC reaches at least 1000$.
legendary
Activity: 1246
Merit: 1010
June 10, 2014, 01:37:34 PM
#42
What about fix deposit or term deposit?
Some say that it is for the one who wants to play safe,at least it gives you fixed amount of profit without any risk.

I don't think you're getting a much of a straight answer and the reason is that right now is one of the most dangerous times to invest (or simply hold cash -- that's an investment in your fiat currency) that I've seen in many years.   QE or your local equivalent has created a situation called biflation. 

Basically here's the view:

1. Stocks are hitting record highs, not because actual profitability is up but because QE dollars need somewhere to go.  It could turn around very quickly.

2. Any money market, CD or term deposit will be a net LOSS when adjusted for true inflation.

3. Any safe bond has the same issue as 2.

4. The smart $ already bought gold and other PMs -- the price

5. Land might be a good idea but it always has had its own issues, like illiquidity (might take you 2+ years to sell it).

6. Bitcoin is of course very volatile and still in Beta.

7. Altcoin investments is frankly gambling...

Basically, its a bad time to invest because systemic issues with the economy and financial system are causing large waves of money to flow around.  These waves make it very difficult to see water levels ( the true value of a product).

I think that the best thing to do in times of uncertainty is to diversify... own a little bit of a lot of unrelated stuff.

sr. member
Activity: 448
Merit: 250
June 10, 2014, 11:42:07 AM
#41
What about fix deposit or term deposit?
Some say that it is for the one who wants to play safe,at least it gives you fixed amount of profit without any risk.
Actually fixed deposits are not a very good method of investing.
This is because of a process called inflation which happens to the currency every country in the world everyday. Inflation is the rate where a currency loses its value as prices of goods rises. For example, if you needed to spend 100$ on food in 2012, but you have to spend 105$ on the exact same selection of food in 2013, that means prices have rose 5%, which is the rate of inflation because your money will you buy you 5% less of what it bought you last year.
More often than not, the rate of return fixed deposits offer you is LOWER than the rate of inflation. So you are either losing money, or if the rate of inflation happens to be low, you'll only be earning 1% to 1.5% a year at most.
sr. member
Activity: 378
Merit: 250
June 10, 2014, 11:28:24 AM
#40
What about fix deposit or term deposit?
Some say that it is for the one who wants to play safe,at least it gives you fixed amount of profit without any risk.
sr. member
Activity: 350
Merit: 250
June 10, 2014, 11:22:53 AM
#39
I will say that don't go to anyone suggestion, just think by yourself. If you think that you have capability to invest in Forex and gold market, and also you can earn good profit,just go ahead. But always remember your strength should be patience whether you will choose Forex or gold investment or any business, without patience your money will waste.
sr. member
Activity: 994
Merit: 441
June 10, 2014, 11:07:12 AM
#38
I have some savings -about 50k usd- and so far I've been thinking about mutual funds and Forex and Bitcoin
Any advice/recommendations/ideas? Does anyone here do investments?
Forex is very much risky. One of my friend faced loss in this. I will also suggest to start a small business with your saving. I am giving you my own example i started my business with 0 capital, its strange but its true. But before starting any business plan it well and only after that proceed because without proper planning you can never get success.
But don't you think in today's world everything is risky... Even if you are starting a risk, that also involves a risk.. In fact, Private businesses are subject to a high level of risk...
Everything is risky, even risk and return is directly proportion to each other. I was not saying that starting own private venture is risk free, i was just saying that you have the control of all things happening in this but if you will invest in forex or gold, you can't do anything.
full member
Activity: 224
Merit: 100
June 10, 2014, 11:04:54 AM
#37
Try real estate, your investment will gain in equity and you might have a monthly return off of it.
sr. member
Activity: 448
Merit: 250
June 10, 2014, 10:59:53 AM
#36
I have some savings -about 50k usd- and so far I've been thinking about mutual funds and Forex and Bitcoin
Any advice/recommendations/ideas? Does anyone here do investments?
Forex is very much risky. One of my friend faced loss in this. I will also suggest to start a small business with your saving. I am giving you my own example i started my business with 0 capital, its strange but its true. But before starting any business plan it well and only after that proceed because without proper planning you can never get success.
But don't you think in today's world everything is risky... Even if you are starting a risk, that also involves a risk.. In fact, Private businesses are subject to a high level of risk...
sr. member
Activity: 364
Merit: 250
June 10, 2014, 10:30:39 AM
#35
I will also not suggest you to go for Forex as now market condition is not good and you can face loss. I will say that think 100 times before going to tale any step. Its not cup of tea of everyone to start a business also, first you should aware of all things like pre and post planning for starting any business .
sr. member
Activity: 994
Merit: 441
June 10, 2014, 10:26:43 AM
#34
I have some savings -about 50k usd- and so far I've been thinking about mutual funds and Forex and Bitcoin
Any advice/recommendations/ideas? Does anyone here do investments?
Forex is very much risky. One of my friend faced loss in this. I will also suggest to start a small business with your saving. I am giving you my own example i started my business with 0 capital, its strange but its true. But before starting any business plan it well and only after that proceed because without proper planning you can never get success.
sr. member
Activity: 266
Merit: 250
June 08, 2014, 09:21:40 PM
#33
I have some savings -about 50k usd- and so far I've been thinking about mutual funds and Forex and Bitcoin
Any advice/recommendations/ideas? Does anyone here do investments?

You should speak to an investment professional.

I have a conflict of interest as I have a substantial position in bitcoin. With that being said I would argue that you should invest a certain percentage of your savings into bitcoin. The remaining balance of your savings should be invested in a mix of stocks (via index funds) and bonds.

You should also be sure that you have at least a certain percentage of your annual salary in savings in the event you get laid off or lose your job. This percentage should be greater if you are self employed, are a temporary worker or work in an otherwise unstable industry (including working at a start up). Otherwise you should probably have 6 months salary in savings (or a CD).
hero member
Activity: 490
Merit: 500
June 08, 2014, 05:30:42 PM
#32
Buy into bitcoin ASAP there seems to be good news incomming starting from tommorow!

Heard any rumors?
Or just because it is Monday? Smiley
Anyway, I also think this week might be good.
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