I could not agree more with you,,, we all know who come to crypto that this is a very high risk vehicle and extremely volatile asset. Yet still there are some people who think they can lower their risk and put everything in baskets. Ask Galaxy Digital, the world's biggest crypto fund, how they did in 2018 (70% loss). These were experts too. And they lost money. So the lesson is, advice is advice, but make your own decisions with money you must consider gone.