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Topic: Is it better to save money or invest it? - page 253. (Read 1181228 times)

hero member
Activity: 1008
Merit: 501
Its never good to save money unless you are looking forward to invest that money on other things. Everything that isnt invested is waste, life is all about making some money and investing it to make even more money.
yes investment is better as if someone will invest then he will get more money with increased sources of income for the investor and after that if someone will like to save then he can save his extra money and he will be able to save because of the increased income.
For me both? Why its because saving money is for the future if your money in investment is loss do you money again or called do you have plan B . Every invesment have risk so choose only that give you profit. Yes investing money is give you money so you can save money.Much better to invest 50% and other 50% for your savings.
I think using the saving is obligatory, you will not be able to collect your money if you do not have a plan to save. let alone the investment risk of loss. then the backup fund will be needed
sr. member
Activity: 364
Merit: 250
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My personal allocation strategy is a 45/35/20 between investing in start-ups, bitcoin, and cash.
I also split my money into 3 it, bitcoin investment, business, and save. but the difference I only allocate 20% of investments, 30% to make funds and 50% for I save or cash

you have indeed a very good strategy. people who invest all of their money will mostly regret once they loose everything. but people who invest only a specific amount of funds and save a specific amount will always be in good status.
I would say that the users who use all their money for investment is a careless person. because they already know that the investment risk to lose. why they use all the money on the possibility of investing? if they lost of course they would be bankrupt?


Its never a smart move to invest all your money without saving anything for future as future is unpredictable and anything is possible with your investment in future and if your investment goes wrong then you should have savings to take care of the situation.
copper member
Activity: 2940
Merit: 1280
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Investing money even when at a risk is always better than saving money for use later. Investing will always yield profits if one can invest in the right business.
yes i am agree with you if you want to increase the amount of your money then you have to invest i.

If you want to grow your funds in future then you should take of risk of investing your money and that risk can be minimized if you do proper homework before making an investment so I think investing is always better then saving money where there is no scope to grow your money.
That's true, you could lessen the risk that can happen and research a lot. Make sure to visit/check your investments daily because it might turn out that the thing you are investing too, would come crashing down.
hero member
Activity: 1148
Merit: 504
My personal allocation strategy is a 45/35/20 between investing in start-ups, bitcoin, and cash.
I also split my money into 3 it, bitcoin investment, business, and save. but the difference I only allocate 20% of investments, 30% to make funds and 50% for I save or cash

you have indeed a very good strategy. people who invest all of their money will mostly regret once they loose everything. but people who invest only a specific amount of funds and save a specific amount will always be in good status.
I would say that the users who use all their money for investment is a careless person. because they already know that the investment risk to lose. why they use all the money on the possibility of investing? if they lost of course they would be bankrupt?
sr. member
Activity: 308
Merit: 250
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Investing money even when at a risk is always better than saving money for use later. Investing will always yield profits if one can invest in the right business.
yes i am agree with you if you want to increase the amount of your money then you have to invest i.

If you want to grow your funds in future then you should take of risk of investing your money and that risk can be minimized if you do proper homework before making an investment so I think investing is always better then saving money where there is no scope to grow your money.
sr. member
Activity: 378
Merit: 250
Investing money even when at a risk is always better than saving money for use later. Investing will always yield profits if one can invest in the right business.
yes i am agree with you if you want to increase the amount of your money then you have to invest it. in fact we can see that there is always a a great fluctuation in the price of bitcoin therefore there are more chances to make good profit in a very very short period of time.
sr. member
Activity: 381
Merit: 250
It is actually better to do both since you never know when you will be needing to have some money ready in case of emergencies. Aside from that, if in case your investment fails, you will still have a fail-safe for some of your assets that you can fall back to just in case everything goes to limbo. After all, diversifying is the key strategy of not losing it all.

Yeah and you should be ready with a back up plan which can help you out in tough times so if your investment goes wrong then also you have saving that can take care of your basic expenses so both are really important to have a good balanced life.
member
Activity: 83
Merit: 10
Invest only when you see bargains, and save all the rest. No need to be fully invested at all times.
legendary
Activity: 3542
Merit: 1352
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It is actually better to do both since you never know when you will be needing to have some money ready in case of emergencies. Aside from that, if in case your investment fails, you will still have a fail-safe for some of your assets that you can fall back to just in case everything goes to limbo. After all, diversifying is the key strategy of not losing it all.
sr. member
Activity: 294
Merit: 250
Investing money even when at a risk is always better than saving money for use later. Investing will always yield profits if one can invest in the right business.

Yeah when it comes to an investment the most important thing is to know which is the best place to make an investment so if you have done good research before investing then it will reduce the risk of loosing money in future and will give you good returns on your investments.
hero member
Activity: 3080
Merit: 603
Its always good to do both and not depend only on single one, start with the saving money and in future you can find the possible investments which are less risky as saving will keep your money safe and if you want to grow your money in long run then you have to take a risk of investing.

This what I always stand for, it's better to do both of it because knowing these two things are going to give you a bright future. Saving for everything that you can encounter for the future and as well as investing. Because the question itself will answer it, why we are going to save? For future and why we are investing, for future.
full member
Activity: 126
Merit: 100
Investing money even when at a risk is always better than saving money for use later. Investing will always yield profits if one can invest in the right business.
full member
Activity: 238
Merit: 100
Its always good to do both and not depend only on single one, start with the saving money and in future you can find the possible investments which are less risky as saving will keep your money safe and if you want to grow your money in long run then you have to take a risk of investing.
hero member
Activity: 837
Merit: 500
Its never good to save money unless you are looking forward to invest that money on other things. Everything that isnt invested is waste, life is all about making some money and investing it to make even more money.
I agree, saving money is a waste and will never be profitable until whenever, we see only the row numbers that move slowly compared to other investments, though there is some risk, of course I prefer investment than saving money.

I don't think that saving money is a waste as it will take care of you in your rainy days and if you have not saved money then you have to depend on others for money when you need in emergency times so saving is always good as there is no risk of loosing money.

For me saving is when your planning for something to buy or expecting to reach the goal on how much to save. Investing is growing your money for a span of time you wanted and with some companies or sites cooperation . The only thing needed is to find the truthful investing site that will let our money to them. So, I might go in investing other than saving there's a little risk but it will grow for surely depending on how much to risk.
hero member
Activity: 574
Merit: 500
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Its never good to save money unless you are looking forward to invest that money on other things. Everything that isnt invested is waste, life is all about making some money and investing it to make even more money.
You can do both.  You save up money in your everyday life and then put that to work when you have enough for it to be a significant investment.  When it is significant, you should still save it unless you can create a properly diversified portfolio so that your funds are safe, and you should consider the economic factors of the companies' respective countries as well.
hero member
Activity: 938
Merit: 500
Its never good to save money unless you are looking forward to invest that money on other things. Everything that isnt invested is waste, life is all about making some money and investing it to make even more money.
I agree, saving money is a waste and will never be profitable until whenever, we see only the row numbers that move slowly compared to other investments, though there is some risk, of course I prefer investment than saving money.

I don't think that saving money is a waste as it will take care of you in your rainy days and if you have not saved money then you have to depend on others for money when you need in emergency times so saving is always good as there is no risk of loosing money.
full member
Activity: 238
Merit: 100
Its never good to save money unless you are looking forward to invest that money on other things. Everything that isnt invested is waste, life is all about making some money and investing it to make even more money.
I agree, saving money is a waste and will never be profitable until whenever, we see only the row numbers that move slowly compared to other investments, though there is some risk, of course I prefer investment than saving money.
hero member
Activity: 2590
Merit: 644
I would like to suggest that invest it online specifically in bitcoin invest it in bitcoin and hold a coin for a year and absolutely you will make a good profit by just saving your bitcoin. Because bitcoin is still growing and think about it because that is a smart choice. Bitcoin price will pump and pump as time pass by. 
You are right, investing in bitcoin will be a good idea because its price is still pumping as the time pass by and it is also safe because if you can't sell it then you can use it as another type of money or a payment system. Just buy and hold bitcoin for at least a year and you will get at least 10% of your investment as a profit which is good for a starting investor.
legendary
Activity: 2576
Merit: 1252
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I would like to suggest that invest it online specifically in bitcoin invest it in bitcoin and hold a coin for a year and absolutely you will make a good profit by just saving your bitcoin. Because bitcoin is still growing and think about it because that is a smart choice. Bitcoin price will pump and pump as time pass by. 
hero member
Activity: 1092
Merit: 501
The bitcoin only has one disadvantage, when you exchange real currency in the virtual has a potentiality of desvalorizaçao as well with only its value & tasting not switches as in banks, and interest to the month or the year, your return makes if you increase your conversion bitcoins can bring profit or loss.
It is much better to invest your capital into bitcoin than anything else when it comes in long terms basis. It will really gives you back big profit once the time comes that bitcoin reach the peak price of it. though savings is not bad it is still good but of course we want it to roll it up.
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