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Topic: Is it better to save money or invest it? - page 252. (Read 1181208 times)

hero member
Activity: 1498
Merit: 547
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By investing and making profit you are actualy saving fo the future, so basicly this could be the same thing. Of course there is always the risk to lose something of your funds with bad investment but if you play smart there is still good chance to end with profit at the end.
It's not guaranteed that you could actually save because some of the people that experience having money would likely to spend it already rather than keeping it for future purposes. Better research before investing. You save to invest, that's the basic rule.
Well not all people that has money would not save them since it all depends on the needs of the certain person. But just as you said, not all people can save money since we're being attracted by our wants just like me. I rather spend them than invest them since I'm impatient.
copper member
Activity: 2870
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By investing and making profit you are actualy saving fo the future, so basicly this could be the same thing. Of course there is always the risk to lose something of your funds with bad investment but if you play smart there is still good chance to end with profit at the end.
It's not guaranteed that you could actually save because some of the people that experience having money would likely to spend it already rather than keeping it for future purposes. Better research before investing. You save to invest, that's the basic rule.
hero member
Activity: 658
Merit: 505
By investing and making profit you are actualy saving fo the future, so basicly this could be the same thing. Of course there is always the risk to lose something of your funds with bad investment but if you play smart there is still good chance to end with profit at the end.
legendary
Activity: 2996
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I think depends of our needs, saving and investing is same priority, we can't investing if we don't have more money, but we must impose investment to guarantee future day.

If you don't have money to invest then better to start your journey with saving money and that is the reason saving is very important in primary stage as without saving money you would be never able to invest your money in future.
That is always the first step, we have to follow the basic principle which is to invest only what we can afford to lose and if we do have a savings then it would be very risky for us because we might take a loan just to invest. Knowing that investment does not guarantee profit, we are in the hot water when the outcome is not what we want to see.

I don't see any point in taking a loan for making an investment as if investment fails then we loose our money and at the same time the repayment of loan and interest will keep on following us so the best thing would be to save money first and invest your own money instead of going for loan.
if you don't have any assurance with the business or with the investment which you will use your loan money it can be another problem just like what you have said paying that loan will be another additional problem for us but if you do have concrete assurance that the investment where you will place your money will bring you profits making some loan as a beginning will help you too.
hero member
Activity: 1246
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I think depends of our needs, saving and investing is same priority, we can't investing if we don't have more money, but we must impose investment to guarantee future day.

If you don't have money to invest then better to start your journey with saving money and that is the reason saving is very important in primary stage as without saving money you would be never able to invest your money in future.
That is always the first step, we have to follow the basic principle which is to invest only what we can afford to lose and if we do have a savings then it would be very risky for us because we might take a loan just to invest. Knowing that investment does not guarantee profit, we are in the hot water when the outcome is not what we want to see.

I don't see any point in taking a loan for making an investment as if investment fails then we loose our money and at the same time the repayment of loan and interest will keep on following us so the best thing would be to save money first and invest your own money instead of going for loan.

Well that's why you have to first make sure that you're ready when you decide to invest in something. For me its ok to loan if you don't have any capital as long as you've really studied about where you're going to invest your money on. It would be worth it when you're receving returns already.
hero member
Activity: 714
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I think depends of our needs, saving and investing is same priority, we can't investing if we don't have more money, but we must impose investment to guarantee future day.

If you don't have money to invest then better to start your journey with saving money and that is the reason saving is very important in primary stage as without saving money you would be never able to invest your money in future.
That is always the first step, we have to follow the basic principle which is to invest only what we can afford to lose and if we do have a savings then it would be very risky for us because we might take a loan just to invest. Knowing that investment does not guarantee profit, we are in the hot water when the outcome is not what we want to see.

I don't see any point in taking a loan for making an investment as if investment fails then we loose our money and at the same time the repayment of loan and interest will keep on following us so the best thing would be to save money first and invest your own money instead of going for loan.
hero member
Activity: 2926
Merit: 636
I think depends of our needs, saving and investing is same priority, we can't investing if we don't have more money, but we must impose investment to guarantee future day.

If you don't have money to invest then better to start your journey with saving money and that is the reason saving is very important in primary stage as without saving money you would be never able to invest your money in future.
That is always the first step, we have to follow the basic principle which is to invest only what we can afford to lose and if we do have a savings then it would be very risky for us because we might take a loan just to invest. Knowing that investment does not guarantee profit, we are in the hot water when the outcome is not what we want to see.
sr. member
Activity: 308
Merit: 250
I think depends of our needs, saving and investing is same priority, we can't investing if we don't have more money, but we must impose investment to guarantee future day.

If you don't have money to invest then better to start your journey with saving money and that is the reason saving is very important in primary stage as without saving money you would be never able to invest your money in future.
member
Activity: 219
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I think depends of our needs, saving and investing is same priority, we can't investing if we don't have more money, but we must impose investment to guarantee future day.
sr. member
Activity: 364
Merit: 250
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I suggest to invest the 50% of your money and the other half is save it. If you want to increase the amount of your money then invest it. There are prons and cons of holding your bitcoin and we know that the value of bitcoin is now unstable so we don't know when it is increase or decrease.

Price of bitcoin will increase in long run so if you see price going down in recent times then do not miss an opportunity of buying more bitcoins at cheaper price which can give you more amount of coins in your wallet and for me investing money is a safe investment to make as I can afford to hold it for a really long term.
sr. member
Activity: 1498
Merit: 416
I suggest to invest the 50% of your money and the other half is save it. If you want to increase the amount of your money then invest it. There are prons and cons of holding your bitcoin and we know that the value of bitcoin is now unstable so we don't know when it is increase or decrease.
sr. member
Activity: 308
Merit: 250
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Investing money even when at a risk is always better than saving money for use later. Investing will always yield profits if one can invest in the right business.
yes i am agree with you if you want to increase the amount of your money then you have to invest i.

You have to save some part of your money for your future use and also make an investment. investment is a profitable activity when you have enough knowledge and experience about the business you are investing in. If you analyse that the business is at risk and you may lose your investment, than saving money for right business is a smart move. In a nut shell saving and investing both can be done not just saving or investing.

We should maintain good balance between saving and investing and that will help us in building good balance in our financial life too as you cannot depend only on single factor as if one fails then you can recover your loss from the other one.
That's true, it's separate and not all of our money should be in risk, it's important that we still have the savings because the amount we invest has no guarantee that it will grow and give us good return. We need to understand the risk so we can minimize it with our techniques to be able to succeed with our investment.

Saving and investment both should compliment each very well then you won't face any problems in future and if I have to invest my money then instead of investing it online I will prefer to invest in gold which is the safest investment of all.
hero member
Activity: 2856
Merit: 667
Investing money even when at a risk is always better than saving money for use later. Investing will always yield profits if one can invest in the right business.
yes i am agree with you if you want to increase the amount of your money then you have to invest i.

You have to save some part of your money for your future use and also make an investment. investment is a profitable activity when you have enough knowledge and experience about the business you are investing in. If you analyse that the business is at risk and you may lose your investment, than saving money for right business is a smart move. In a nut shell saving and investing both can be done not just saving or investing.

We should maintain good balance between saving and investing and that will help us in building good balance in our financial life too as you cannot depend only on single factor as if one fails then you can recover your loss from the other one.
That's true, it's separate and not all of our money should be in risk, it's important that we still have the savings because the amount we invest has no guarantee that it will grow and give us good return. We need to understand the risk so we can minimize it with our techniques to be able to succeed with our investment.
sr. member
Activity: 882
Merit: 269
better to invest in bitcoin, gold maybe more secure, but bitcoin has more potential to grow

saving money in the bank, will only mean losing them in the long-term with the current high inflation

I would think bitcoin operates under the same guise, if you look recently into bitcoin it gained fame becausse of how expensive it was (Like over 1000$) but now it has tanked way below that, because of the overabundance, and therefore a type of inflation.  I would think investing in something more physical would be worthwhile, instead of money type things.  Like a house, it may dip a lot but it will always come back up, you just have to be patient. 
Investing in bitcoin and hold for long time is better than buying a physical assets like house were you will paying tax. bitcoin  has been increasing in value since the inception with all the attack the coin keep moving up.
newbie
Activity: 47
Merit: 0
It also depends on amount you have, this is what I do:
under $1000 - save everything
$1000+ - invest 50% conservatively, invest 20% risky, save 20%, give 10%

It's always good to remember to give money, not just invest/save it.
hero member
Activity: 714
Merit: 500
Investing money even when at a risk is always better than saving money for use later. Investing will always yield profits if one can invest in the right business.
yes i am agree with you if you want to increase the amount of your money then you have to invest i.

You have to save some part of your money for your future use and also make an investment. investment is a profitable activity when you have enough knowledge and experience about the business you are investing in. If you analyse that the business is at risk and you may lose your investment, than saving money for right business is a smart move. In a nut shell saving and investing both can be done not just saving or investing.

We should maintain good balance between saving and investing and that will help us in building good balance in our financial life too as you cannot depend only on single factor as if one fails then you can recover your loss from the other one.
copper member
Activity: 1386
Merit: 1000
Investing money even when at a risk is always better than saving money for use later. Investing will always yield profits if one can invest in the right business.
yes i am agree with you if you want to increase the amount of your money then you have to invest i.

You have to save some part of your money for your future use and also make an investment. investment is a profitable activity when you have enough knowledge and experience about the business you are investing in. If you analyse that the business is at risk and you may lose your investment, than saving money for right business is a smart move. In a nut shell saving and investing both can be done not just saving or investing.
member
Activity: 798
Merit: 10
I think better is invest, we know the rates only 8% per year and inflation more than 15% per year, if we saved our money, we will lost 7% per year.
sr. member
Activity: 1484
Merit: 276
Is it better to save money in bank or invest it online, in real estate or maybe gold?
Investing will be good if you have that good amount of money to lay on.Saving is just an option when youre in business.But using both saving and investing at the same time will help you earn a good amount and have a good business ahead
sr. member
Activity: 1330
Merit: 257
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Its never good to save money unless you are looking forward to invest that money on other things. Everything that isnt invested is waste, life is all about making some money and investing it to make even more money.
yes investment is better as if someone will invest then he will get more money with increased sources of income for the investor and after that if someone will like to save then he can save his extra money and he will be able to save because of the increased income.
For me both? Why its because saving money is for the future if your money in investment is loss do you money again or called do you have plan B . Every invesment have risk so choose only that give you profit. Yes investing money is give you money so you can save money.Much better to invest 50% and other 50% for your savings.
I think using the saving is obligatory, you will not be able to collect your money if you do not have a plan to save. let alone the investment risk of loss. then the backup fund will be needed


Saving will always plan an role of backup in case if your investment fails in future so its always good to save money on regular basis to avoid uncertainties in future and it will play an helping hand when you are going through worst times in future.
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