Is it better to save money or invest it? - page 321.

goldcoinminer

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Quote from: diegz on November 15, 2016, 01:28:36 AM

Quote from: Harlot on November 15, 2016, 01:19:57 AM

We need to clarify things a bit, Isn't it better to Invest your money im to something? Because while investing you both save your money and earn from it? And also isn't it better than saving your money in the bank? As your money is devalued by inflation overtime, rather than earn from it's little interest? Of course Investing is the better choice among the two. I would rather take the risk in order for my money to work for me.

Precisely, saving your money for a long time would depreciate its value due to inflation, so it is best to put it to work in investments, unfortunately, nowadays investments are too risky that is why most of the people are just keeping their money to make it safe. Well, if a government would sponsor such investments, I would not have second thought, I will invest. But mostly investments are run by private people which are sometimes have a plan to steal your money, some don't even have an SEC, and some are just plainly scam.

Therefore you have to be wise enough to invest, there's a risk it's given but you have to take it. Be a man and enter in the world of investment. Many people are getting rich because they try to invest and take the risk, so if they can of course we also can I believe.

tanarif

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Investing smartly. Tbh the best way is to split your money, say 30% in something very safe, 30% in something moderately safe, and say 30% on something reasonably risky.

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Quote from: Harlot on November 15, 2016, 01:19:57 AM

We need to clarify things a bit, Isn't it better to Invest your money im to something? Because while investing you both save your money and earn from it? And also isn't it better than saving your money in the bank? As your money is devalued by inflation overtime, rather than earn from it's little interest? Of course Investing is the better choice among the two. I would rather take the risk in order for my money to work for me.

investment is better, because it can give you an advantage but store also is important, because without a good plan to save then perhaps you will be difficult to become rich

diegz

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Quote from: Harlot on November 15, 2016, 01:19:57 AM

We need to clarify things a bit, Isn't it better to Invest your money im to something? Because while investing you both save your money and earn from it? And also isn't it better than saving your money in the bank? As your money is devalued by inflation overtime, rather than earn from it's little interest? Of course Investing is the better choice among the two. I would rather take the risk in order for my money to work for me.

Precisely, saving your money for a long time would depreciate its value due to inflation, so it is best to put it to work in investments, unfortunately, nowadays investments are too risky that is why most of the people are just keeping their money to make it safe. Well, if a government would sponsor such investments, I would not have second thought, I will invest. But mostly investments are run by private people which are sometimes have a plan to steal your money, some don't even have an SEC, and some are just plainly scam.

Harlot

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We need to clarify things a bit, Isn't it better to Invest your money im to something? Because while investing you both save your money and earn from it? And also isn't it better than saving your money in the bank? As your money is devalued by inflation overtime, rather than earn from it's little interest? Of course Investing is the better choice among the two. I would rather take the risk in order for my money to work for me.

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Quote from: arseaboy on November 14, 2016, 12:06:02 AM

Quote from: Natalim on November 13, 2016, 11:41:53 PM

Quote from: ariesjia on November 13, 2016, 06:29:45 PM

Quote from: serjent05 on November 13, 2016, 11:37:29 AM

Quote from: digital_sucrose on November 13, 2016, 11:22:58 AM

Invest it but, wisely.

Saving money just devalues your assets over time due to inflation.

To stay ahead of the value of your assets you need to continue to grow the value.

Plain and simple.

This is true. Fiat money inflation depreciate the value of the money you are holding. So if you hold or save your money for 10 years, the current value will not be the same for the next 10 years. This is the reason why most of financial gurus advice us to invest our money in order to beat the depreciation of our money value.

Yeah investment will help in growing our money in long term which is never possible with saving as inflation will eat all our money and will decrease the value in future, no doubt investments are risky but with proper research that risk can be minimized in order to receive good returns on our investments.

It will help your grow your money and there's no question about that, everyone should know how to invest and must be willing to take the risk. Both are good but investing is better if you aim to have a good financial standing in the future, you have to play your card if you want to be successful.

That's true. If you're looking to gain your money you have to invest it and work for it.. it's risky and need to focus on.. saving money let only make your money sleep in a bank and nothing happens they may some interests but not too much as compared to investing it.

i think saving money in a bank is not good idea because the interest its really small depend on the fee administration and we can not expecting to get much of profit with this.

making investment is a good idea to see that our money will be growth within a certain period but todays many investment that not exist for long time and just make people get scam.

i am agree that we can make invest but in other ways like we buy a land, house, apartment in one or two location and we rent that house and apartment in middle term and if we are see that the price of the house and apartment is increase in high price, then we can sold the house and apartment.

i called this smart investment for long term period and if i have much of money, i will do this to buy property, renting it for limit time, sell it if i see i can take much of profit.

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Invest your money on bitcoins rather than just saving it because you can easily grow your money by just investing bitcoin since the price is very volatile and the price is getting higher slowly.

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Quote from: transabox on November 14, 2016, 03:08:32 PM

The best option - is to have enough money to just part of the store, and some invest in different projects. This is the least risky way

So you mean to say that being an investor or stockholder of something will make the risk lower. Always remember that all types of investments are risky. It depends on how you will take the risk and even just holding I can say that holding or saving money is also a good enough but risky also and I prefer to save rather than invest.

Either save and invest also has a risk behind of them such as the price is dumped and investment couldn't pass the ROI and get scammed . But , unless you're realizing about this risk and don't be rush for earn you should be fine.

Every people has their opinion regarding this , so choose what better with you and don't force it.

transabox

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The best option - is to have enough money to just part of the store, and some invest in different projects. This is the least risky way

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Quote from: LuanX3 on November 14, 2016, 11:28:40 AM

Quote from: Theforextrader on November 14, 2016, 06:56:15 AM

simple no risk no reward

Well, that is true. Investments are indeed two sides of a coin. Risk and reward are those sides. The more risk you have, the more chances of getting a bigger bonus. This would be the risk and return structure of anything. That's why selling drugs, and other illegal stuff is so profitable because in those kind of business you have so much risk involve. Not to mention, you could go to jail or worse, get killed.

Thats true somehow, that if someone cannot take any risk then he should probably not invest his money or bitcoins anywhere and just save them, so if you ask that whether you should save your money or invest them before that you should ask yourself if you can take any risk or not.

LuanX3

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Quote from: Theforextrader on November 14, 2016, 06:56:15 AM

simple no risk no reward

Well, that is true. Investments are indeed two sides of a coin. Risk and reward are those sides. The more risk you have, the more chances of getting a bigger bonus. This would be the risk and return structure of anything. That's why selling drugs, and other illegal stuff is so profitable because in those kind of business you have so much risk involve. Not to mention, you could go to jail or worse, get killed.

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simple no risk no reward

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Quote from: jerol31 on March 26, 2015, 08:25:04 AM

Is it better to save money in bank or invest it online, in real estate or maybe gold?

Yes saving money is good because we all know that it will increase sooner or later, but since you just save it, it will not become profitable. In fact, investing is a better way because it is more profitable and if you really care about your future then go invest your money.

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Quote from: Reid on November 14, 2016, 04:07:03 AM

Maybe I could just share with you my experience.
I have been saving money every payroll until I reached an average amount of money. The problem is it is just saved. No movement coming for my money, it is just there very still. Now that is a real problem.
Decided to invest some in bitcoin and other funds are loaned by really close friends. Maybe you can try to save more if you think your capital is still low then invest it when you feel it is enough.

You have a good plan mate, but it was litle bit risky if you use some of money from loaned by your friends, becouse if the investation is fail, The one thing that leave is dept. I suggest for understand which is the urgent one. If you do not have any urgent need, you can do investment. But I am agree that only saving money is not good, becouse the value of money will not grow but getting decrease overtime becouse of inflation( exception bitcoin becouse bitcoin have no inflation but the price is rise if we hold it ). I think gold and bitcoin is good for investment.

Reid

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Maybe I could just share with you my experience.
I have been saving money every payroll until I reached an average amount of money. The problem is it is just saved. No movement coming for my money, it is just there very still. Now that is a real problem.
Decided to invest some in bitcoin and other funds are loaned by really close friends. Maybe you can try to save more if you think your capital is still low then invest it when you feel it is enough.

Polisi Ndeso

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For me, best way is invest, one way a smart investment is buying bitcoin running mates. believe me, the price of the bitcoin will always go up, and it's been proven since its presence about 6 years ago

deisik

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Quote from: Crypto101th on November 14, 2016, 03:23:47 AM

If you want to save money, invest in real estate. The price of homes tend to increase at the rate of inflation over long periods. In short periods you can even make a decent profit.

Other than that start investing... Forex or BTC if you want to trade actively. If not active, invest in some of these start up crypto businesses. Some of them are promising and easy to invest in. If they were regular start ups you would never have heard of them and probably wouldn't have access if you did. So take the opportunity to find some promising ICOs and other projects and take advantage.

Good luck

You kinda seem to have enumerated the best ways of losing money long term. You didn't mention gambling, but it is evidently not a long term way of losing money, for obvious reasons. Investing in real estate may be risky as hell, and in most cases is unless you buy home to live in it, but then it is not an investment in the strict sense of the word. In the first place you need a hefty capital of thousands of dollars to invest in real estate. You can take a loan but this alone makes such an investment even riskier. You expect that the price will rise in a few years? Okay with that, but remember you will have to pay a lot of monthly and annual charges including but not limited to property taxes, costs for repairs, maintenance, and who knows what else...

And you still may very well end up like this

Mastsetad

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Quote from: Crypto101th on November 14, 2016, 03:23:47 AM

If you want to save money, invest in real estate. The price of homes tend to increase at the rate of inflation over long periods. In short periods you can even make a decent profit.

Other than that start investing... Forex or BTC if you want to trade actively. If not active, invest in some of these start up crypto businesses. Some of them are promising and easy to invest in. If they were regular start ups you would never have heard of them and probably wouldn't have access if you did. So take the opportunity to find some promising ICOs and other projects and take advantage.

Good luck

Real estate business can be a good idea actually, because as you said the prices of homes or lands increases with the time so if someone buys a place now and keeps it for one or two years he would earn some good profit out of it, so that can be a good way of investment as well.

Crypto101th

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If you want to save money, invest in real estate. The price of homes tend to increase at the rate of inflation over long periods. In short periods you can even make a decent profit.

Other than that start investing... Forex or BTC if you want to trade actively. If not active, invest in some of these start up crypto businesses. Some of them are promising and easy to invest in. If they were regular start ups you would never have heard of them and probably wouldn't have access if you did. So take the opportunity to find some promising ICOs and other projects and take advantage.

Good luck

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Quote from: mirakal on November 14, 2016, 12:57:44 AM

Saving money is different from investment, when you save that should be enough for your future expenses and possible emergencies in life but you cannot save put all your money into the bank as it will just inflate its value, you need to learn how to invest if you want a comfortable life in the future.

I agree, there's a big difference between saving and investment. You can not get the interest that investment can provide to you. We can lessen the risk of investing if we take it wisely. So now I am choosing investment, just don't be fooled by scammers.

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