What about saving and investing at the same time? You could save as much as you can, and then split the saved money in two: one part stays there and the other goes to investments.
This should be a basic thing for people with common sense. Especially because of the fact there there is no point into choosing one of these options while you can do both at the same time.
But I'm not talking about investments like putting money into gambling sites. I'm talking about safe things to put your money in that will never go down, like Gold. Bitcoin can disappear at any time, Gold cannot.
Gold price isn't fixed, so in that regard, it can go down in value. Depending on how long your investment plan is, you can very well end up losing money as the price of Gold can experience a period of decrease as well. Literally nothing in the world goes only up in value. So in that regard, that's an incorrect assumption from your side. Never take things in life for granted.
Some examples of how Gold has been doing per time frame;
# 1 month ~ -2.2%
# 6 months ~ -4%
# 1 year ~ +12.8%
# 5 years ~ -31.6%
As with nearly everything, it just depends on the time you enter and leave the market.
Well atleast im able to see some real report about gold potencial, there is an opportunity to make money with gold, as well it may turn into a loss, the same as bitcoin, but there is a huge difference between, decentralization. Investments may bring better results but there isnt anything to assure it will happen. Bitcoin will go up because halving pression, otherwise we would see some changes into bitcoin daily and we wouldnt be at 700 dollars but maybe around 200-300 dollars since nothing besides halving has happened to make such a increase into the value.