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Topic: Is it better to save money or invest it? - page 356. (Read 1181210 times)

hero member
Activity: 938
Merit: 1000
October 03, 2016, 09:03:00 AM
If everyone keeps saving money then it becomes worthless and leads to crisis. We must remember this and not save much. By the way, there are many people who keep saving till their death and for what? For nothing but saving. As for investing money - it is also like saving in a way. If a person has a certain goal and needs a certain amount of money to reach it then I am for saving. But if it is just basically about saving money for money itself then nobody should do such a thing.
As everyone keeps saving money for investment i don't think that they will save money only not for investment but when the times come that they will need money they can't pull it so that some people are saving money for good and not doing anything to lose there money thats all.

Saving a part of income regularly is mandatory to avoid risks in future, but you also should manage to make small investments at different place to grow your money in future.
hero member
Activity: 1008
Merit: 540
October 03, 2016, 08:42:26 AM
If everyone keeps saving money then it becomes worthless and leads to crisis. We must remember this and not save much. By the way, there are many people who keep saving till their death and for what? For nothing but saving. As for investing money - it is also like saving in a way. If a person has a certain goal and needs a certain amount of money to reach it then I am for saving. But if it is just basically about saving money for money itself then nobody should do such a thing.
As everyone keeps saving money for investment i don't think that they will save money only not for investment but when the times come that they will need money they can't pull it so that some people are saving money for good and not doing anything to lose there money thats all.
legendary
Activity: 2436
Merit: 1102
October 03, 2016, 08:40:40 AM
Everyone is trying to save, if not then increase your savings. To do this, you need to look for solutions worthy of attention. The simplest is to put money on deposit. The risk of a lower and not a lot of excitement. Other options also work with gold, because gold does not jump in the price and it is material. You can invest in something that can still bring a good profit.
of course it is better to invest bitcoin that we have. because by investing we can benefit each time. save bitcoin will only make you regret it.

I didn't get your point, if you have saved your bitcoin for future then why would we regret on it? Even saving bitcoin can give us good profits if price goes higher in future.
sr. member
Activity: 254
Merit: 250
October 03, 2016, 08:36:40 AM
Just to add to this comment, this is the reason banks were created in the first place, people did not have a safe place to store their coins so thieves had easy access to coins, so someone created a bank, a place that will have increased security and that will watch the coins.

Bitcoin with its decentralized nature has returned the power to people and out of banks by allowing everyone to finally being able to secure their coins.
But we should not forget that Bitcoints also stolen. There are a lot of facts of theft of large sums. The risk is always there and it is necessary with mind and wisdom to take their money
newbie
Activity: 42
Merit: 0
October 03, 2016, 08:23:48 AM
Just to add to this comment, this is the reason banks were created in the first place, people did not have a safe place to store their coins so thieves had easy access to coins, so someone created a bank, a place that will have increased security and that will watch the coins.

Bitcoin with its decentralized nature has returned the power to people and out of banks by allowing everyone to finally being able to secure their coins.
legendary
Activity: 1596
Merit: 1011
October 03, 2016, 08:07:33 AM
Everyone is trying to save, if not then increase your savings. To do this, you need to look for solutions worthy of attention. The simplest is to put money on deposit. The risk of a lower and not a lot of excitement. Other options also work with gold, because gold does not jump in the price and it is material. You can invest in something that can still bring a good profit.
of course it is better to invest bitcoin that we have. because by investing we can benefit each time. save bitcoin will only make you regret it.
hero member
Activity: 658
Merit: 500
October 03, 2016, 08:05:08 AM
Just to give you an example, I have accumulated most of my bitcoin holdings, when it was at 450 and now the price is 605 USD, so I am already obtained 50% profit.

Thats considering that the price actually increase however if it is not then you should be bitting your hands right now thinking why you are not selling it when the price hit the all time high. An investment should be those that actually give some steady increment of profit to your investment
I disagree an investment is a business or trade opportunity that gives you the opportunity to increase your net worth over a period of time. That’s it. So what if in the end he could end up losing money, there is a strong possibility that his bitcoin investment will keep turning more profits as time goes on.

I prefer to trade than investment, risk investment because it is a very big if we cannot control it and also we can not control the money we have. so it's very detrimental to us let alone was in need of funds. Better buy and sell/save bitcoin
I agree with you. if you invest your profits will depend on the site. and of course the future of the earnings will depend also on them. different when you make a trade. the amount of profit will depend on yourself. and ketrampilanmu will determine your profits
hero member
Activity: 532
Merit: 500
October 03, 2016, 06:23:57 AM
iam prefered investment
because with investment my money is growth

it all depends upon how wisely you are able to invest ,since you mentioned that you are an investor,it would be helpful for guys like me to understand how you are investing wisely. i have personally invested in stocks but i am yet to study about international investments and i am open to learn new things

If you really are interested in investments then i would suggest you to learn about altcoin markets and altcoin trading because these days that is the best running investment thing in bitcoin community because everyone having a good capital is investing in altcoin markets and earning some good profits with time.
It is very risky to give all their savings to invest in digital currency. The price is really quite high, but few people talk about stability. And this is a big question about the risk
no one can guarantee these words despite the current prices look very stable but could have been the price down. yes it would be nice if we never put all savings for investment.
In digital currency if we talk about bitcoin then there is no doubt that it will come to stability and will become an established digital currency all over the world but if we talk about other coins then it is really a risky investment and we do not have to put all of our capital in altcoins to remain secured.
We can afford to have faith in bitcoin that it will survive longer and won't disappear so easily, so investing in bitcoin can be profitable in future, but if you are investing in altcoin then make sure that you don't hold them longer.
I think holding altcoin not a good choice, if you invest into altcoin or trade in altcoin, make sure that you do not hold it too long. because I'm afraid their prices will continue to fall, because the life span of altcoin very short, so you have to be careful when investing in altcoin
sr. member
Activity: 406
Merit: 250
October 03, 2016, 06:16:34 AM
Everyone is trying to save, if not then increase your savings. To do this, you need to look for solutions worthy of attention. The simplest is to put money on deposit. The risk of a lower and not a lot of excitement. Other options also work with gold, because gold does not jump in the price and it is material. You can invest in something that can still bring a good profit.

Keeping your money in bank is good specially if it is timed deposit, there will always be an interest and would increase your money, but there are still ways to earn more from that if you won't just keep your money...  Investing it in real life business or finding a partner to start a business provided that you won't be making a lot of effort and just make your money work for you there and have a passive income while you are working on your job...  Smiley
example of this is money lending if you can find good partner that can provide good management of your investment it can double your money with in a month or maybe before the year end unlike time depsosit it is just small earnings with a long period of time so better deal with passive investment.

You need a proper understanding and learning about time deposit. Did you know all the terms revolving around time deposit? How can you conclude that it is just small earnings? Didn't you know that some of the people here in our country are already enjoying their benefits thru our strong banks here? You have shared experience here? State it rather than just posting.

I will wait for your answer and please don't ignore this so you are not just posting.
Calm down dude, putting your money in the bank for time deposit does not really give you a big amount of interest, let's say for example, if your money will just earn at least 10% per year for your time deposit, I can say that is not good enough.

On the other hand, if we are talking our lending our money, then you would receive a bigger interest as you can roll your capital and you can set the terms.
Yes 10% an year is a really small amount but still putting some amount of money there is not bad because money is 100% safe with guarantee there so with investing in other business or even lending we will have some extra saved money as well and which is growing really slowly but safely.
hero member
Activity: 924
Merit: 1000
Lick me like a lolipop
October 03, 2016, 06:12:25 AM
iam prefered investment
because with investment my money is growth

it all depends upon how wisely you are able to invest ,since you mentioned that you are an investor,it would be helpful for guys like me to understand how you are investing wisely. i have personally invested in stocks but i am yet to study about international investments and i am open to learn new things

If you really are interested in investments then i would suggest you to learn about altcoin markets and altcoin trading because these days that is the best running investment thing in bitcoin community because everyone having a good capital is investing in altcoin markets and earning some good profits with time.
It is very risky to give all their savings to invest in digital currency. The price is really quite high, but few people talk about stability. And this is a big question about the risk
no one can guarantee these words despite the current prices look very stable but could have been the price down. yes it would be nice if we never put all savings for investment.
In digital currency if we talk about bitcoin then there is no doubt that it will come to stability and will become an established digital currency all over the world but if we talk about other coins then it is really a risky investment and we do not have to put all of our capital in altcoins to remain secured.
We can afford to have faith in bitcoin that it will survive longer and won't disappear so easily, so investing in bitcoin can be profitable in future, but if you are investing in altcoin then make sure that you don't hold them longer.
legendary
Activity: 1554
Merit: 1054
October 03, 2016, 06:10:08 AM
iam prefered investment
because with investment my money is growth

it all depends upon how wisely you are able to invest ,since you mentioned that you are an investor,it would be helpful for guys like me to understand how you are investing wisely. i have personally invested in stocks but i am yet to study about international investments and i am open to learn new things

If you really are interested in investments then i would suggest you to learn about altcoin markets and altcoin trading because these days that is the best running investment thing in bitcoin community because everyone having a good capital is investing in altcoin markets and earning some good profits with time.
It is very risky to give all their savings to invest in digital currency. The price is really quite high, but few people talk about stability. And this is a big question about the risk
no one can guarantee these words despite the current prices look very stable but could have been the price down. yes it would be nice if we never put all savings for investment.
In digital currency if we talk about bitcoin then there is no doubt that it will come to stability and will become an established digital currency all over the world but if we talk about other coins then it is really a risky investment and we do not have to put all of our capital in altcoins to remain secured.
member
Activity: 119
Merit: 100
October 03, 2016, 03:27:26 AM
I dont tthink both are the best thing to do at the same time because whwat i do know is that when you are investing you cant save money because every saved money is into the invest.
hero member
Activity: 2646
Merit: 586
October 03, 2016, 03:08:04 AM
iam prefered investment
because with investment my money is growth

it all depends upon how wisely you are able to invest ,since you mentioned that you are an investor,it would be helpful for guys like me to understand how you are investing wisely. i have personally invested in stocks but i am yet to study about international investments and i am open to learn new things

If you really are interested in investments then i would suggest you to learn about altcoin markets and altcoin trading because these days that is the best running investment thing in bitcoin community because everyone having a good capital is investing in altcoin markets and earning some good profits with time.
It is very risky to give all their savings to invest in digital currency. The price is really quite high, but few people talk about stability. And this is a big question about the risk
Ethereum is a good altcoin for trading to get some good profit but the problem in ethereum is that we cannot rely on ethereum for long term investment because of its past if anyone will want to invest and trade in ethereum then they should have to go for short term investment.
hero member
Activity: 1330
Merit: 569
October 03, 2016, 01:44:40 AM
Just to give you an example, I have accumulated most of my bitcoin holdings, when it was at 450 and now the price is 605 USD, so I am already obtained 50% profit.

Thats considering that the price actually increase however if it is not then you should be bitting your hands right now thinking why you are not selling it when the price hit the all time high. An investment should be those that actually give some steady increment of profit to your investment
I disagree an investment is a business or trade opportunity that gives you the opportunity to increase your net worth over a period of time. That’s it. So what if in the end he could end up losing money, there is a strong possibility that his bitcoin investment will keep turning more profits as time goes on.

I prefer to trade than investment, risk investment because it is a very big if we cannot control it and also we can not control the money we have. so it's very detrimental to us let alone was in need of funds. Better buy and sell/save bitcoin
I think everyone has his own opinion. maybe you like to trade for a more secure and avoid scam. but you do not forget the risk of falling prices on the trade, while the investment you do not need to work for the benefit...


The best thing anytime any day is to invest your money because with this youre at the option of increasing your money in a passive way even if it is little however no investment is risk free especially in this bitcoin world as there are scammers all over. The ones promising valid returns, it will take forever to ROI while the one promising massive returns within short period have turn out all of the time as more scams which you can lose your money fast. So the red flag is due diligence.
legendary
Activity: 3150
Merit: 1148
Fully Regulated Crypto Casino
October 03, 2016, 12:55:15 AM
Everyone is trying to save, if not then increase your savings. To do this, you need to look for solutions worthy of attention. The simplest is to put money on deposit. The risk of a lower and not a lot of excitement. Other options also work with gold, because gold does not jump in the price and it is material. You can invest in something that can still bring a good profit.

Keeping your money in bank is good specially if it is timed deposit, there will always be an interest and would increase your money, but there are still ways to earn more from that if you won't just keep your money...  Investing it in real life business or finding a partner to start a business provided that you won't be making a lot of effort and just make your money work for you there and have a passive income while you are working on your job...  Smiley
example of this is money lending if you can find good partner that can provide good management of your investment it can double your money with in a month or maybe before the year end unlike time depsosit it is just small earnings with a long period of time so better deal with passive investment.

You need a proper understanding and learning about time deposit. Did you know all the terms revolving around time deposit? How can you conclude that it is just small earnings? Didn't you know that some of the people here in our country are already enjoying their benefits thru our strong banks here? You have shared experience here? State it rather than just posting.

I will wait for your answer and please don't ignore this so you are not just posting.
Calm down dude, putting your money in the bank for time deposit does not really give you a big amount of interest, let's say for example, if your money will just earn at least 10% per year for your time deposit, I can say that is not good enough.

On the other hand, if we are talking our lending our money, then you would receive a bigger interest as you can roll your capital and you can set the terms.
legendary
Activity: 2688
Merit: 1065
Undeads.com - P2E Runner Game
October 03, 2016, 12:12:05 AM
Everyone is trying to save, if not then increase your savings. To do this, you need to look for solutions worthy of attention. The simplest is to put money on deposit. The risk of a lower and not a lot of excitement. Other options also work with gold, because gold does not jump in the price and it is material. You can invest in something that can still bring a good profit.

Keeping your money in bank is good specially if it is timed deposit, there will always be an interest and would increase your money, but there are still ways to earn more from that if you won't just keep your money...  Investing it in real life business or finding a partner to start a business provided that you won't be making a lot of effort and just make your money work for you there and have a passive income while you are working on your job...  Smiley
example of this is money lending if you can find good partner that can provide good management of your investment it can double your money with in a month or maybe before the year end unlike time depsosit it is just small earnings with a long period of time so better deal with passive investment.

You need a proper understanding and learning about time deposit. Did you know all the terms revolving around time deposit? How can you conclude that it is just small earnings? Didn't you know that some of the people here in our country are already enjoying their benefits thru our strong banks here? You have shared experience here? State it rather than just posting.

I will wait for your answer and please don't ignore this so you are not just posting.
hero member
Activity: 3052
Merit: 606
October 02, 2016, 11:52:33 PM
If everyone keeps saving money then it becomes worthless and leads to crisis. We must remember this and not save much. By the way, there are many people who keep saving till their death and for what? For nothing but saving. As for investing money - it is also like saving in a way. If a person has a certain goal and needs a certain amount of money to reach it then I am for saving. But if it is just basically about saving money for money itself then nobody should do such a thing.

I cannot comprehend how saving your money can cause a crisis. It is opposite of what I believe. If you save your money, then you will have something to use in the future. In case there are emergency needs, you can pull your money from your savings and use it. It actually saves you from financial crisis. And if you have enough, you can use it to fund investments or business ventures.

Well both of you good sirs have a point. i think both saving and investing is good for your money. Some people are actually good at knowing when and where to invest so if you are that type of person by all means its better if you invest. Now there are are those people that are not too keen with risks so they prefer just saving and there's nothing wrong with that as well Smiley
Investing is already an individual's decision and it is not compulsory like savings, those people who chooses to invest are those the ambitious ones who wants a better life in the future as they understand they cannot get it by saving their income alone.
hero member
Activity: 1246
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October 02, 2016, 11:45:09 PM
If everyone keeps saving money then it becomes worthless and leads to crisis. We must remember this and not save much. By the way, there are many people who keep saving till their death and for what? For nothing but saving. As for investing money - it is also like saving in a way. If a person has a certain goal and needs a certain amount of money to reach it then I am for saving. But if it is just basically about saving money for money itself then nobody should do such a thing.

I cannot comprehend how saving your money can cause a crisis. It is opposite of what I believe. If you save your money, then you will have something to use in the future. In case there are emergency needs, you can pull your money from your savings and use it. It actually saves you from financial crisis. And if you have enough, you can use it to fund investments or business ventures.

Well both of you good sirs have a point. i think both saving and investing is good for your money. Some people are actually good at knowing when and where to invest so if you are that type of person by all means its better if you invest. Now there are are those people that are not too keen with risks so they prefer just saving and there's nothing wrong with that as well Smiley
hero member
Activity: 1148
Merit: 504
October 02, 2016, 11:31:08 PM
If everyone keeps saving money then it becomes worthless and leads to crisis. We must remember this and not save much. By the way, there are many people who keep saving till their death and for what? For nothing but saving. As for investing money - it is also like saving in a way. If a person has a certain goal and needs a certain amount of money to reach it then I am for saving. But if it is just basically about saving money for money itself then nobody should do such a thing.

I cannot comprehend how saving your money can cause a crisis. It is opposite of what I believe. If you save your money, then you will have something to use in the future. In case there are emergency needs, you can pull your money from your savings and use it. It actually saves you from financial crisis. And if you have enough, you can use it to fund investments or business ventures.
sr. member
Activity: 378
Merit: 250
BULL RUN until 2030
October 02, 2016, 11:02:06 PM
Everyone is trying to save, if not then increase your savings. To do this, you need to look for solutions worthy of attention. The simplest is to put money on deposit. The risk of a lower and not a lot of excitement. Other options also work with gold, because gold does not jump in the price and it is material. You can invest in something that can still bring a good profit.

Keeping your money in bank is good specially if it is timed deposit, there will always be an interest and would increase your money, but there are still ways to earn more from that if you won't just keep your money...  Investing it in real life business or finding a partner to start a business provided that you won't be making a lot of effort and just make your money work for you there and have a passive income while you are working on your job...  Smiley
example of this is money lending if you can find good partner that can provide good management of your investment it can double your money with in a month or maybe before the year end unlike time depsosit it is just small earnings with a long period of time so better deal with passive investment.
I think there is no way you can double your money within a month if you will just lend it, I have not seen yet a 100% interest rate for lending a money in one money, the largest I saw was 20% and that is very must costly to the borrower, but anyway the lender would not care as they are for the profit and not to help.
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