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Topic: Is it better to save money or invest it? - page 397. (Read 1181210 times)

full member
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For me it is better to save money because if you are going to save a lot of money for sure you are going to have a purpose to invest.
But if you are going to invest money and you don't have savings then that is going to be a problem after all.
Because you don't have back up funds for your investment if ever it is going to fall.
yeah, saving is the best for me either, in my opinion by doing that i get a possibility to make some good money without doing anything
sr. member
Activity: 270
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For me it is better to save money because if you are going to save a lot of money for sure you are going to have a purpose to invest.
But if you are going to invest money and you don't have savings then that is going to be a problem after all.
Because you don't have back up funds for your investment if ever it is going to fall.

I agree with you but only for those people who have a lesser income, while those people who have a bigger income they should not have to wait any longer and have to invest whenever they get their money, as with investment he will be able to earn more and will be able to increase his income more.
With rich understandable. And that those who have less bitcoin? Expect when the rate will rise to ten times? I think to work and earn on investments or on the difference in cost must be constantly, if the user in the case.
hero member
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For me it is better to save money because if you are going to save a lot of money for sure you are going to have a purpose to invest.
But if you are going to invest money and you don't have savings then that is going to be a problem after all.
Because you don't have back up funds for your investment if ever it is going to fall.

I agree with you but only for those people who have a lesser income, while those people who have a bigger income they should not have to wait any longer and have to invest whenever they get their money, as with investment he will be able to earn more and will be able to increase his income more.
sr. member
Activity: 265
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Both of this ways are good, but everyone choosing one of them according to situation, sometimes saving is much profitable, sometimes investing is not so risky...
not so...risky, maybe yes but there still a chance to lose even we save money if the current value decreased we still loosing and investments also really need that something we can trust with our money and can save it for long term, so it's like save and investing in one time.
Save money easily, but increase them, it is not an easy task. It does not matter how much money you have paper in real currencies or bitcoin, maybe gold, all of the money you can invest to get a good steady income. But it is a real investment, not gambling.
sr. member
Activity: 364
Merit: 250
Both of this ways are good, but everyone choosing one of them according to situation, sometimes saving is much profitable, sometimes investing is not so risky...
not so...risky, maybe yes but there still a chance to lose even we save money if the current value decreased we still loosing and investments also really need that something we can trust with our money and can save it for long term, so it's like save and investing in one time.
legendary
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For me it is better to save money because if you are going to save a lot of money for sure you are going to have a purpose to invest.
But if you are going to invest money and you don't have savings then that is going to be a problem after all.
Because you don't have back up funds for your investment if ever it is going to fall.

Then why setting up an investment if you don't have some extra grenade on your hand?

Of course before taking such investment you must be 100% fully prepared so that if there's a problem especially some financial problem you have some backup funds waiting.
hero member
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For me it is better to save money because if you are going to save a lot of money for sure you are going to have a purpose to invest.
But if you are going to invest money and you don't have savings then that is going to be a problem after all.
Because you don't have back up funds for your investment if ever it is going to fall.
hero member
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Both of this ways are good, but everyone choosing one of them according to situation, sometimes saving is much profitable, sometimes investing is not so risky...
In short it is your decision which one will be the best for you... A business minded individual would say that money should be invested and should have profit from it, but some are so conservative and have a fear of scams and getting no success in their plan so they just save their money and wait... But there are times too that those who save their money has a plan to atleast profit from their money..
hero member
Activity: 1148
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It's best to diversify and have investments in stocks, bonds, gold, bitcoin, etc. I recommend that you never put all of your money in one type of investment.

And some savings too. Bank savings is very important to any man trying to enter investments. Savings will be your back up plan if some of your investments become a scam or if your investment did not return any profit. Though your money will lose its value if it is stored too long in a bank because of inflation, it is still necessary to become financially free.
sr. member
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Both of this ways are good, but everyone choosing one of them according to situation, sometimes saving is much profitable, sometimes investing is not so risky...
hero member
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Investing is a good idea if you have capital available, a good planning and there is a promising opportunity.
yeah I think its intent is the capital you have saved money and you divide it into two and you have the money idle in it. I think it could be called by the capital. you can use it to invest without fear of losing dude. and make sure that you have a good strategy to invest
legendary
Activity: 896
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It depends on many factors. First of all it depends on how much money you have. It also depends on the current economic situation as well as on prospects of the company you invest in

regardless of the economy performing good or bad, making sure you invest a good portion of your money is very crucial. especially when it comes to avoid being the victim of decreasing fiat currencies. of course, you have to find yourself a good investment option, but you'll be much better off in the long run than when you let your sleep in your bank account.
legendary
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It's depend, if you have much money and not use your money, i think it's better to invest it into something. So you can earn profit from there and your money will grow.

i invest my money at ethereum classic, now i need money and the ethereum classic price fail if i sell my etc i lost arround 0.4btc, i think we must save some money too, if we need cash we can use our saving money, and nt touch our investment.

invest in ethereum classic? Your intent to trade on ethereum classic and the price falls? it is clearly not a good investment. because trade is better done in the short term. so when prices fall is indeed difficult situations, and other options waiting for prices to rise. then you are forced to use the savings, so this is just one example, that both are necessary. save and invest must be balanced.
My strategy is I never in altcoins in the long term, I only believe in bitcoin for long term investment. Majority of the altcoins is just a pump and dump game and they would not last longer as they people who are in control are whales who can manipulate the price anytime.
legendary
Activity: 1232
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It's depend, if you have much money and not use your money, i think it's better to invest it into something. So you can earn profit from there and your money will grow.

i invest my money at ethereum classic, now i need money and the ethereum classic price fail if i sell my etc i lost arround 0.4btc, i think we must save some money too, if we need cash we can use our saving money, and nt touch our investment.

invest in ethereum classic? Your intent to trade on ethereum classic and the price falls? it is clearly not a good investment. because trade is better done in the short term. so when prices fall is indeed difficult situations, and other options waiting for prices to rise. then you are forced to use the savings, so this is just one example, that both are necessary. save and invest must be balanced.
legendary
Activity: 2240
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both have advantage and disadvantage to one another and it really depends on us which we would prefer. You have point that offline are better   because you can handle and control your funds but it would still require large amount to rase a business offline. In online  it really gives you convenience in your home  but  the risk is higher of lossing your money.

Well for me if you are going to choose only one then why not to choose both? If you are going to know their both advantages it is better that you are going to make them a habit. Because as you are saving you are going to have your own idea with investment and that is going to help you grow your money and you are going to save a lot more.

Yes it would be better if you do both the saving and investing.  It would help you to manage your money more efficiently.  But  some financial adviser said that you could actually start to invest without a savings.  I do not know but it sounds good but hard to do as I have this mentality that I needed to save first to have something when I needed it.
Investing without saving is make your life on risk that is not good recommendation for me, we can less the risk we have if we have a saving before investing and also if we have multiple investment but savings is mandatory for our future.

Treat savings as an assurance that you will have something to fall back on when your investments get wrong. Yeah, to minimize risk, you need to invest on different platforms. Like have separate investment on gold, bitcoin, stocks and/or mutual funds. This will make sure that you can make sure that if one investment fail, the other investment can cover the loss.
hero member
Activity: 672
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It's depend, if you have much money and not use your money, i think it's better to invest it into something. So you can earn profit from there and your money will grow.

i invest my money at ethereum classic, now i need money and the ethereum classic price fail if i sell my etc i lost arround 0.4btc, i think we must save some money too, if we need cash we can use our saving money, and nt touch our investment.
member
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It depends on many factors. First of all it depends on how much money you have. It also depends on the current economic situation as well as on prospects of the company you invest in
sr. member
Activity: 378
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I think we need both, i mean we must save some money for the future, and in the other side we have to invest some amount to make long term profit, so both are needed indeed

It has been said again and again that saving and investing goes hand in hand. No need savings to start an investment and a back up to it. And if your investment bear fruits, you need to save again to have more investments and for retirement.

saving is a reserve of investment and vice versa. both can not be separated, even just pick one.
we must be balanced with both. that expenditures and revenues remain stable.

Yeah, it does save money it is the best thing to do you. because while saving money we can do something we can get quickly, in contrast to investment. Even though we are the results obtained from the investment is much higher than saving money, but I prefer to save money. let alone keep a Bitcoin, that I think the benefits are almost the same

Let the bitcoin do its job Smiley . Just to play safe your right investments now i days are really scam, so we cant trust or rely anymore on investments but saving our bitcoin is the best because while you save then the price of bitcoin keeps on rising then thats a good news Cheesy but you can't earn a lot but it is safer than investing Cheesy

Indeed store the bitcoin is far more profitable than saving money we have or use every day. because the bitcoin has a pretty good future and guarantees the extraordinary fun, how unpleasant. We have always given every advantage bitcoin is experiencing tremendous growth

bitcoin is currently very profitable, but for the future of bitcoin not guarantee, because anything can still happen. even if hackers come it will be worse. but take short-term profits always be the best choice for me.
I beg to disagree with you, I can see that bitcoin is more profitable in the future since my basis is its potential to be more successful and will become a global currency, when that takes place we will not do anything but to harvest the fruits of our labor if we plant today through our investment.
legendary
Activity: 1960
Merit: 1026
I think we need both, i mean we must save some money for the future, and in the other side we have to invest some amount to make long term profit, so both are needed indeed

It has been said again and again that saving and investing goes hand in hand. No need savings to start an investment and a back up to it. And if your investment bear fruits, you need to save again to have more investments and for retirement.

saving is a reserve of investment and vice versa. both can not be separated, even just pick one.
we must be balanced with both. that expenditures and revenues remain stable.

Yeah, it does save money it is the best thing to do you. because while saving money we can do something we can get quickly, in contrast to investment. Even though we are the results obtained from the investment is much higher than saving money, but I prefer to save money. let alone keep a Bitcoin, that I think the benefits are almost the same

Let the bitcoin do its job Smiley . Just to play safe your right investments now i days are really scam, so we cant trust or rely anymore on investments but saving our bitcoin is the best because while you save then the price of bitcoin keeps on rising then thats a good news Cheesy but you can't earn a lot but it is safer than investing Cheesy

Indeed store the bitcoin is far more profitable than saving money we have or use every day. because the bitcoin has a pretty good future and guarantees the extraordinary fun, how unpleasant. We have always given every advantage bitcoin is experiencing tremendous growth

bitcoin is currently very profitable, but for the future of bitcoin not guarantee, because anything can still happen. even if hackers come it will be worse. but take short-term profits always be the best choice for me.
legendary
Activity: 2982
Merit: 1280
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i think you need both.  if you are not born in a rich or wealthy family, you need to save money in order for you to  invest on anything.  This is the typical mindset of every person who is working.  They are working because they want to save some money so that when they are old they can use the money they saved for an investment.
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