Is it better to save money or invest it? - page 421.

Mauser

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Quote from: CryingMidget on July 27, 2016, 01:48:08 PM

Quote from: Crazygreek on July 27, 2016, 10:53:37 AM

Both of them togather is perfect and we also need to add earning money, and doing all this stuff togather to become rich, good money requires hard work.

If you save your money then it's amount will remain the same But in case of investing it, you can increase the money, may be many folds.
Higher the risk and higher the return

Don't forget inflation. If you are living in a western country your Fiat money will be losing value because the real interest rate (interest on your savings account - inflation) is negative at the moment. The money you have will increase slowly, but the prices of goods will be increasing much faster.

You should definitely think about investing.

HatakeKakashi

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Better in term of interest gained is pretty much correct however you should note that the higher interest gained then there will be a higher risk as well. Depending on what do you use your money for, actually both saving and investing are almost the same and it depends on how you are using it.
If it is for future usage then saving is the term for it but if it is for capital to gain more than it is an investment. Best thing will be to combine both of them , safe deposits could be the answer for this which involves "saving" and "investing"

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Quote from: Crazygreek on July 27, 2016, 10:53:37 AM

Both of them togather is perfect and we also need to add earning money, and doing all this stuff togather to become rich, good money requires hard work.

If you save your money then it's amount will remain the same But in case of investing it, you can increase the money, may be many folds.
Higher the risk and higher the return

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Quote from: mishra1994 on July 27, 2016, 05:51:16 AM

Yes if someone has enough money or extra money that he can invest and achieve some profit then surely investing it is much better because the early someone invest the early he will get the profit in result.
But if u dont have extra money then i would prefer saving them first and then plan to invest some of those.

Make some way to make an extra money. How come we can make a regular savings if we doesn't have an extra one?

Saving money alone can't help us in a long term. It's still better to find a way to make a source of financial income so that it can take care both investing and saving goals.

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Quote from: WEBcreator on July 27, 2016, 10:31:02 AM

Quote from: Finestream on July 27, 2016, 12:55:04 AM

However it is not advisable to hold all your investment in forms of bitcoins as we can never ascertain the future. You only hold an amount that you can manage to lose and you could use your earnings here in this forum if you have a job by considering it as your savings and investment at the same so it would be less risky for you.

Saving and investing has almost the same risk , people just doesnt realize it yet. By saving your money in fiat you are actually exposed to inflation ( everyone is ) however in term of investing you are exposed to the risk that your investment could be losing its value the moment you blink your eyes

the investment will not lead you to the lose or any other risk if you invest in there where you have a good knowledge and about which you will have skills to earn from, just try to invest in there where you have some experience and there will be someone around you who will support you.

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Both of them togather is perfect and we also need to add earning money, and doing all this stuff togather to become rich, good money requires hard work.

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Quote from: Finestream on July 27, 2016, 12:55:04 AM

However it is not advisable to hold all your investment in forms of bitcoins as we can never ascertain the future. You only hold an amount that you can manage to lose and you could use your earnings here in this forum if you have a job by considering it as your savings and investment at the same so it would be less risky for you.

Saving and investing has almost the same risk , people just doesnt realize it yet. By saving your money in fiat you are actually exposed to inflation ( everyone is ) however in term of investing you are exposed to the risk that your investment could be losing its value the moment you blink your eyes

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Quote from: romero121 on July 27, 2016, 05:44:09 AM

It's upon the plan you have regarding the amount you earn. If you're in need of a big amount as well you have lot time to execute then you can go with a proper investment scheme which fulfils your requirement. At the same saving is required to have a fulfilled day to day living.

Yes if someone has enough money or extra money that he can invest and achieve some profit then surely investing it is much better because the early someone invest the early he will get the profit in result.
But if u dont have extra money then i would prefer saving them first and then plan to invest some of those.

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It's upon the plan you have regarding the amount you earn. If you're in need of a big amount as well you have lot time to execute then you can go with a proper investment scheme which fulfils your requirement. At the same saving is required to have a fulfilled day to day living.

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Quote from: relq on July 27, 2016, 01:26:20 AM

I choose both save money and invest too. Some of my money invest it for increase my money and the rest i save my money for emergency and for something.

i use only a little amount for investments and the remaining it is savings for me, as you told savings always helps us in our emergency situations and investments dont help us always.

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Quote from: relq on July 27, 2016, 01:26:20 AM

I choose both save money and invest too. Some of my money invest it for increase my money and the rest i save my money for emergency and for something.

That should be the right thing to do, do not just invest all your money as you never know your investment will be successful or not. Investment post some risk as though investment is really good at first but the possibility is their that could hindrance the success of our investment.

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I choose both save money and invest too. Some of my money invest it for increase my money and the rest i save my money for emergency and for something.

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Quote from: tabas on July 26, 2016, 09:47:44 PM

Quote from: mirakal on July 26, 2016, 09:39:12 PM

Quote from: tabas on July 26, 2016, 09:19:07 PM

Quote from: sobsitesearch on July 26, 2016, 09:03:23 PM

Quote from: ajun96 on July 26, 2016, 08:58:46 PM

Quote from: funbarrel on July 26, 2016, 03:06:04 PM

Quote from: ErnieRox on July 25, 2016, 10:48:24 PM

invest it always but learn how to so you dont get burned or invest in the wrong things

i think investing your bitcoins will always be risky and if you dont want to lose your money then you surely shouldnt do that, i think it is better to hold

I think all agree the investment will always have risks. no investment is not at risk. but certainly a big risk in investment every will be different
depends on you. to select investments that are at high risk or low risk. maybe you'll get a faster ROI when you use a high-risk investment

That is correct if you invest in high-risk your return of investment is higher than you invest in low risk this is like investing in bitcoin is high-risk and savings in the bank with low risk, bitcoin has a great income than your savings in the bank. that is the logic.

It is very risky if you are going to invest to a high risk investment. Possibilities are you are going to earn good or you are just going to donate your money to a charity. It is better if you are going to save your money so that you can have something or going to put up a plan while on your ways on saving your money.

Holding your bitcoins is already a form of investment and It is a high risk investment and how much more if you invest your bitcoins in a certain investment business, I would say that it is more riskier.

But anyway, we are here to make money so we need to risk and invest.

I agree with it that holding of bitcoin is already considered as an investment and at the same time it is also considered as saving of money / bitcoins.
So, it is better if you are going to save bitcoins today and going to wait for the price increase of bitcoin so that you can earn in no time.
But you are not helping the eco system of bitcoin.

However it is not advisable to hold all your investment in forms of bitcoins as we can never ascertain the future. You only hold an amount that you can manage to lose and you could use your earnings here in this forum if you have a job by considering it as your savings and investment at the same so it would be less risky for you.

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Quote from: freedomgo on July 25, 2016, 10:47:27 PM

Quote from: mrhelpful on July 25, 2016, 09:31:22 PM

Quote from: boyptc on July 25, 2016, 07:31:16 PM

Quote from: Windpower on July 25, 2016, 07:07:09 PM

Bitcoin is unreliable and risky but has potential to boom. Gold is secure but i will only be worth for in a surplus economics and their has to be a constant demand for it. So i say just save it. Don't take the risk

Yes that's it, just save it and don't take the risk. But if you are a person who takes risk as a challenge make sure that you have back up plans if you are going to enter investments. And make sure that you have savings so whenever your investment is going to collapse you have your savings in it and you can make sure that you are going support it.

theres more to the story of saving lol.

If a persons input of making is way less - then theres no point. The issue is the input focus should be knowing how to grow your money and profit without having to forcefully save.

You are racing against time which most have the delusion of having so much of in the first place..

If you will not force yourself to save then you cannot save at all, that is why it is very hard to save money and it needs a lot of discipline to do it. I have once save in my life but was not successful because sometimes I got tempted with the things in this world and that action buying such things has ruined my savings plan.

It was just now that I have learned the discipline.

Good thing you have the proper discipline now to save money. It is most important to acquire that so we can prosper in life. Now, all you need to do is to save up to an amount you can use to invest. Save and Invest. It is not save or invest. YOu do not need to choose between the two. You must do both.

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Quote from: mirakal on July 26, 2016, 09:39:12 PM

Quote from: tabas on July 26, 2016, 09:19:07 PM

Quote from: sobsitesearch on July 26, 2016, 09:03:23 PM

Quote from: ajun96 on July 26, 2016, 08:58:46 PM

Quote from: funbarrel on July 26, 2016, 03:06:04 PM

Quote from: ErnieRox on July 25, 2016, 10:48:24 PM

invest it always but learn how to so you dont get burned or invest in the wrong things

i think investing your bitcoins will always be risky and if you dont want to lose your money then you surely shouldnt do that, i think it is better to hold

I think all agree the investment will always have risks. no investment is not at risk. but certainly a big risk in investment every will be different
depends on you. to select investments that are at high risk or low risk. maybe you'll get a faster ROI when you use a high-risk investment

That is correct if you invest in high-risk your return of investment is higher than you invest in low risk this is like investing in bitcoin is high-risk and savings in the bank with low risk, bitcoin has a great income than your savings in the bank. that is the logic.

It is very risky if you are going to invest to a high risk investment. Possibilities are you are going to earn good or you are just going to donate your money to a charity. It is better if you are going to save your money so that you can have something or going to put up a plan while on your ways on saving your money.

Holding your bitcoins is already a form of investment and It is a high risk investment and how much more if you invest your bitcoins in a certain investment business, I would say that it is more riskier.

But anyway, we are here to make money so we need to risk and invest.

I agree with it that holding of bitcoin is already considered as an investment and at the same time it is also considered as saving of money / bitcoins.
So, it is better if you are going to save bitcoins today and going to wait for the price increase of bitcoin so that you can earn in no time.
But you are not helping the eco system of bitcoin.

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Quote from: tabas on July 26, 2016, 09:19:07 PM

Quote from: sobsitesearch on July 26, 2016, 09:03:23 PM

Quote from: ajun96 on July 26, 2016, 08:58:46 PM

Quote from: funbarrel on July 26, 2016, 03:06:04 PM

Quote from: ErnieRox on July 25, 2016, 10:48:24 PM

invest it always but learn how to so you dont get burned or invest in the wrong things

i think investing your bitcoins will always be risky and if you dont want to lose your money then you surely shouldnt do that, i think it is better to hold

I think all agree the investment will always have risks. no investment is not at risk. but certainly a big risk in investment every will be different
depends on you. to select investments that are at high risk or low risk. maybe you'll get a faster ROI when you use a high-risk investment

That is correct if you invest in high-risk your return of investment is higher than you invest in low risk this is like investing in bitcoin is high-risk and savings in the bank with low risk, bitcoin has a great income than your savings in the bank. that is the logic.

It is very risky if you are going to invest to a high risk investment. Possibilities are you are going to earn good or you are just going to donate your money to a charity. It is better if you are going to save your money so that you can have something or going to put up a plan while on your ways on saving your money.

Holding your bitcoins is already a form of investment and It is a high risk investment and how much more if you invest your bitcoins in a certain investment business, I would say that it is more riskier.

But anyway, we are here to make money so we need to risk and invest.

tabas

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Quote from: sobsitesearch on July 26, 2016, 09:03:23 PM

Quote from: ajun96 on July 26, 2016, 08:58:46 PM

Quote from: funbarrel on July 26, 2016, 03:06:04 PM

Quote from: ErnieRox on July 25, 2016, 10:48:24 PM

invest it always but learn how to so you dont get burned or invest in the wrong things

i think investing your bitcoins will always be risky and if you dont want to lose your money then you surely shouldnt do that, i think it is better to hold

I think all agree the investment will always have risks. no investment is not at risk. but certainly a big risk in investment every will be different
depends on you. to select investments that are at high risk or low risk. maybe you'll get a faster ROI when you use a high-risk investment

That is correct if you invest in high-risk your return of investment is higher than you invest in low risk this is like investing in bitcoin is high-risk and savings in the bank with low risk, bitcoin has a great income than your savings in the bank. that is the logic.

It is very risky if you are going to invest to a high risk investment. Possibilities are you are going to earn good or you are just going to donate your money to a charity. It is better if you are going to save your money so that you can have something or going to put up a plan while on your ways on saving your money.

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Quote from: ajun96 on July 26, 2016, 08:58:46 PM

Quote from: funbarrel on July 26, 2016, 03:06:04 PM

Quote from: ErnieRox on July 25, 2016, 10:48:24 PM

invest it always but learn how to so you dont get burned or invest in the wrong things

i think investing your bitcoins will always be risky and if you dont want to lose your money then you surely shouldnt do that, i think it is better to hold

I think all agree the investment will always have risks. no investment is not at risk. but certainly a big risk in investment every will be different
depends on you. to select investments that are at high risk or low risk. maybe you'll get a faster ROI when you use a high-risk investment

Choosing high risk would be a dangerous decision since you could possible lose all your money in an instant ex. Gambling, this thing can make a roi if you're lucky enough but it has the highest risk of all. In a blink of an eye you can lose your all money which really hurts. It's a wise decision to choose small risk investment rather tha to those high risk even if it gives only a little profit but at least you're not to worry about losing your coins.

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Quote from: rekinthis on July 26, 2016, 02:23:21 PM

of course saving your money is a great decision, with it you can make money if you save your bitcoins for the future and investing might make you lose bitcoins

yeah i think the store will be the same by investing bitcoin. because you need capital to buy bitcoin and hold it for some time until the price rises.
I think it is an investment and saving money is the best. and I think there is little risk to this method

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Quote from: ajun96 on July 26, 2016, 08:58:46 PM

Quote from: funbarrel on July 26, 2016, 03:06:04 PM

Quote from: ErnieRox on July 25, 2016, 10:48:24 PM

invest it always but learn how to so you dont get burned or invest in the wrong things

i think investing your bitcoins will always be risky and if you dont want to lose your money then you surely shouldnt do that, i think it is better to hold

I think all agree the investment will always have risks. no investment is not at risk. but certainly a big risk in investment every will be different
depends on you. to select investments that are at high risk or low risk. maybe you'll get a faster ROI when you use a high-risk investment

That is correct if you invest in high-risk your return of investment is higher than you invest in low risk this is like investing in bitcoin is high-risk and savings in the bank with low risk, bitcoin has a great income than your savings in the bank. that is the logic.

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