'Digital Fiat', without blockchain - is not a cryptocurrency, 'Digital Fiat' based on blockchain - is a cryptocurrency, XRP is centralized cryptocurrency.
To begin with, frankly, it hooked more than anything else, because it seems to me that today, nevertheless, many already understand that people should and will accept cryptocurrency as a means of payment and nothing else. 
Topic: IS XRP REALLY A CRYPTOCURRENCY (Read 804 times)
'Digital Fiat', without blockchain - is not a cryptocurrency, 'Digital Fiat' based on blockchain - is a cryptocurrency, XRP is centralized cryptocurrency.
For sure it is not a crypto currency and the majority of investors are not getting this. I cannot understand people that are supporting such projects because the idea of crypto currencies is to make the world decentralised.
Actually most of the features and the structure of ripple is based on the cryptocurrency. It is using the blockchain technology that is why people think it as the cryptocurrency. In actual we can call it as a digital currency as the word crypto mean hidden and anonymous which the XRP is not.For sure it is not a crypto currency and the majority of investors are not getting this. I cannot understand people that are supporting such projects because the idea of crypto currencies is to make the world decentralised.
Actually most of the features and the structure of ripple is based on the cryptocurrency. It is using the blockchain technology that is why people think it as the cryptocurrency. In actual we can call it as a digital currency as the word crypto mean hidden and anonymous which the XRP is not. It all depends on the fact that you attribute the term "cryptocurrency"? In principle, XRP has a good encryption algorithm, but everyone is confused by the centralized management of this coin.
As for cryptocurrency today, it’s still difficult to call this project a cryptocurrency. You are absolutely correct in saying that you need to correctly understand what cryptocurrency is for you. Now I think that centralization today is still an important aspect.
It all depends on the fact that you attribute the term "cryptocurrency"? In principle, XRP has a good encryption algorithm, but everyone is confused by the centralized management of this coin.
it's literally a cryptocurrency, why do you think its listed on a site that tracks cryptocurrency, even though its a centralized it's still a cryptocurrency in the end, decentralized or not.
Unfortunately, it’s hard for me to understand that you’ll have it, because I think that all the same cryptocurrency is a centralized system, because today most of the cryptocurrency will belong to very many rich people and today they manipulate the market.
it's literally a cryptocurrency, why do you think its listed on a site that tracks cryptocurrency, even though its a centralized it's still a cryptocurrency in the end, decentralized or not.
It is really cryptocurrency because ripple is a good coin.
From the very beginning I looked at your message and it seemed to me that such a message is usually written by a new account, but then I looked at who wrote this message and now I just can’t understand how you could write this? 
It was listed in the crypto currency market so it was and it its also a promising and potential investment as it became second to Bitcoin as the most trusted crypto assets for a long time now therefore no doubt it was trully a crypto currency not a crap currency.
It is actually a concurrency, however, it has a different concept and technology as the centralized coin. generally, many coins will be decentralized. But different with XRP, this has interesting concept by conceptualizing with the banks. Whatever the concept, in fact, XRP really has great volume and graphic market so far.
Xrp is a crypto currency but it's a centralised one, so it almost the same with the Fiat, xrp is back up by banking system, even though xrp is a centralised crypto,the growth is quite good , xrp consider as one of the potential coin for the future,and it could generated huge profit by holding it for long term
It is really cryptocurrency because ripple is a good coin. Ripple become hundred of dollars because that coin have a lot od project in the future. more people love xrp and I think it is good for the cryptocurrency to increasw the value.
So far, Ripple is one of the most stable coins, so I think that if you invest money in cryptocurrencies, then you need to buy ripple.
Xrp which is ripple is sure definitely a cryptocurrency it's has a market value that is quite OK and it is listed and trading as well. Also xrp can be transferred through the blockchain technology
XRP of course cryptocurrency, but centralized and controlled. A large number of XRP is the developers, at least before it was so, and because of this, in my opinion the XRP are subject to manipulation. I don't buy a Ripple and stay away from it.
It is a well-founded opinion, but I see that recently the volume of comments has increased, which today is still increasing the panic about XRP, I think that the best thing now is to work against the market. 
How do you define "cryptocurrency"? And why do you think it's important when we are talking about investment opportunities? Crypto is still a bubble that is being pumped by the guys that want to earn more money using market manipulations. If they see that Ripple is a good opportunity for reaching their goals they won't care about its crypto properties 
Already with the fact that it is centralized, I would not consider it a crypto, for me, a crypto has to be a currency based on the blockchain and be decentralized and anonymous and I think ripple does not meet all those requirements, now if it is a good investment or not? that would be another discussion.
Ripple only controls 7% of the XRP Ledger and 27% of the UNL's and thats decreasing. They can only release 1% of total supply each month for sale of which those sales go towards developing the XRP ecosystem which they have done brilliantly thus far. The link below will cite irrefutable evidence against each of the claims you make. You should take some time and listen to David Schwartz the chief cryptographer and CTO at Ripple- a brilliant mind. Have a nice day and good luck!
https://fudbingo.com
Already with the fact that it is centralized, I would not consider it a crypto, for me, a crypto has to be a currency based on the blockchain and be decentralized and anonymous and I think ripple does not meet all those requirements, now if it is a good investment or not? that would be another discussion.
From my point of view Ripple is a cryptocurrency though it is centralized. Ripple has a very good demand in the crypto market I love to invest in it because I am sure it will bring me some profits when the market will turn out with a huge price.
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