Going through several processes such as pursuing education cannot be excluded because the higher the knowledge you have, the easier it is for you to make money. In some cases there are a handful of people who are able to achieve financial freedom without going through the education process, but the number is very small.
Hard workers will get more money because they are in struggles to find new opportunities of earning and they do not rely on single salaries but try to evaluate new technologies that can add extra income to their savings. A degree cannot describe your future but your skill does so therefore your struggling, hard work and skills can define your success so don't think that if you have degrees then you will be a wealthy person in the world.
Try to get degrees but also focus on developing your skills because there are so many individuals who have degrees but are still jobless while skilled people are earning a good sum of money. Degrees can just make you able to do a single job according to your education but skills can open lots of doors for you to make wealth.