it's so risky! - page 2. | Bitcointalksearch.org

ItsCrafty

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Quote from: cafter on April 21, 2023, 03:13:26 PM

I don't invest money easily in any asset because of fear of losing that money. i think of investing 80% of total savings.
do taking risk is important or not?

There is no such business in the world where you have only profit because with any business there is always risk of loss along with profit. Yes, it is certain that some businesses have a higher risk of loss and some businesses have a lower risk of loss.

But where the risk of loss is high or the rate of loss can be high, the rate of return is also very high. You should never invest total capital in risky business. for example, if you buy meme token, the risk is very high, but if you get the profit, it can also be very high but if you take Bitcoin, here the risk is very low but the profit rate is also low. Always invest your money in a business that you know about or have experience in then you will not be so afraid of losing your capital.

Mehmet69

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80% means the highest part of your savings. Which means investing in a spam place means knowingly jumping into the well. It is true that one cannot be successful without taking risk. But I can say from my own experience, you can invest 40%-50% instead of 80% which you won't lose much.

Sir Legend

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Quote from: bosede1 on April 29, 2023, 03:33:09 PM

Everyone thinks twice about anything related to money, even spending money some people take their time, we call those people frugal spenders. Investment should be done wisely and with caution so as not to have any kind of regrets later.

In my opinion, we can often learn from reading other people's experiences, many people are too easy and believe in investing because of a lack of information, especially now that social media often provides misleading information that makes people easy to get scammed. As investors, of course, we have to learn everything so that we are ready for the risks that will occur.

Ricardo11

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Quote from: cafter on April 21, 2023, 03:13:26 PM

I don't invest money easily in any asset because of fear of losing that money. i think of investing 80% of total savings.
do taking risk is important or not?

please quote all question and answer it's very helpful for me and others.

To invest you must invest with risk. You need to invest where you can see potential for profit. Investing in the wrong place is not an investment but a waste. You must choose carefully before investing. If you invest in the wrong place without being sure and the investment money gets lost somehow, you can face a very bad situation. From which it will become difficult for you to turn around. So be sure and invest in the right platform.

S A KHAIR

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Quote from: rojan on April 29, 2023, 11:04:45 AM

Quote from: Wend on April 29, 2023, 09:00:35 AM

Quote from: Sorryfor on April 28, 2023, 11:27:10 PM

It is not right to invest in everything but there are some coins that definitely get profit if you invest in them. It turns out that if you invest 80% of your money in total and save the next 20% then I think it will be better for you. So you invest in investment worthy coins and try to hold for long term.

Apart from BTC and ETH, I really don't see any 3rd coins that are definitely profitable for us. Everyone wants to invest in good coins to make a profit, but the problem is that no one knows which is a good coin, research and evaluation are only a part, it cannot guarantee anything. And for a newbie like OP, I don't think it's good to invest 80% of the savings, instead, I recommend him to invest 20%, and the remaining 80% is savings.

I think we should invest in btc and ETH. Even if we gain small amount in them we don't have much risk of losing money. But op thinking is totally wrong if he invests 20% instead of 80% it is better for him. will be If his money is lost then there is no risk of losing all the money. We have to invest little by little if we invest all the money at all then we have a big chance of losing money. So we have to think before investing and then invest

To be fair, altcoins or memes give better returns than bitcoin and eth, hundreds of times more returns than BTC and ETH give you. But the higher the return, the higher the risk, so many people don't dare to invest in altcoins and start talking bad about it. But if someone is brave enough and willing to take the risk, then investing in altcoins is the right thing to do.

tiCeR

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Quote from: philipma1957 on April 29, 2023, 09:36:17 AM

Quote from: cafter on April 21, 2023, 03:13:26 PM

I don't invest money easily in any asset because of fear of losing that money. i think of investing 80% of total savings.
do taking risk is important or not?

please quote all question and answer it's very helpful for me and others.

never take an 80% shot.

You must always have reserves.

20% + 20% + 20% + 20%

over 4 years is much more reasonable.

Are you young (under 35)?

Middle (35-55)?

Older (55-65)?

retired over 65?

You name it here. These questions are usually all about individual circumstances. Most guys who open such a thread here bring up some number like 80% without any further details. How should someone come up with some reasonable advice?

80% always sounds like too much, but imagine if you are a 20 years old guy with a good source of income and no major financial obligations. If someone decides to take a risk with 80% of savings, it could still be ok for as long as you know that you can pay for everything that's going to come your way for the foreseeable future.

The younger you are and the less obligations you have, the more you can go the maximum. It totally depends on countless of other factors that nobody here knows anything about.

Myleschetty

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Quote from: bosede1 on April 29, 2023, 03:33:09 PM

Everyone thinks twice about anything related to money, even spending money some people take their time, we call those people frugal spenders. Investment should be done wisely and with caution so as not to have any kind of regrets later.

When come to investing in assets and spending money it all depends on self-understanding and belief. However, investing setting knowledge is the power needed to make a flourishing investment decision. When there's knowledge making wise decisions that will lead to no regret will be easy.

suzanne5223

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Quote from: cafter on April 21, 2023, 03:13:26 PM

I don't invest money easily in any asset because of fear of losing that money. i think of investing 80% of total savings.
do taking risk is important or not?

please quote all question and answer it's very helpful for me and others.

Agreed the scared of losing money is the reason why you don't easily invest in any asset but do you know that you're automatically losing money every day just by holding it or keeping it in the bank because the fiat currency is losing value every day and this will always happen until the government wakeup by stop printing fiat money unnecessarily.
Taking risks is important in everything but you must be sure and have good knowledge about the asset you invested in.

bosede1

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Everyone thinks twice about anything related to money, even spending money some people take their time, we call those people frugal spenders. Investment should be done wisely and with caution so as not to have any kind of regrets later.

molsewid

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Quote from: rojan on April 29, 2023, 11:04:45 AM

I think we should invest in btc and ETH. Even if we gain small amount in them we don't have much risk of losing money. But op thinking is totally wrong if he invests 20% instead of 80% it is better for him. will be If his money is lost then there is no risk of losing all the money. We have to invest little by little if we invest all the money at all then we have a big chance of losing money. So we have to think before investing and then invest

Whether it is for 20 or 80 still we need to make sure that we are ready to take the risk. All investment here on earth needed to be took with risk, there's no hundred percent safe in investment. If you want you can also took some classes for it so you will understand everything. Risk management is kinda hard at. first but it will help you with your life as well.

DevilSlayer

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Quote from: tjtonmoy on April 29, 2023, 01:35:06 PM

Risk management is more important than taking risks. Because without taking risks, you can not be successful. So it is necessary in some period in life to take risks. Then the main concern should be how are you going to face that. So IMO risk management is the most important thing in our life.
So when you say that you are willing to invest 80% of your savings, can you really afford to lose that? Because it is always said that only invest what you can afford to lose. Make a plan and strategy, use a little amount to try its effectiveness. If it works for you, then you can invest based on your plan. Do your own research and as it is your own money, no one have the right to tell you what to do. Do as you feel which could be the best for you.

All of us are taking risks every single day without fully knowing it, for example you decided to not learn something that can help you to grow and to become rich and it is considered as a risk. In life we should know if the risk that we are taking is worth it or not, once we know it then we can improve not only our financial management but also our own self. It is not about just accepting and taking risk, it is about knowing if the risk is worth it or not. We can know if the risks are worth through good risk management, deep thinking, analying, and through past data that we can use in order to create a wise decision.

I'll give you guys a good scenario, my friend introduce me on new investment and the rewards are high base on his opinion, the question is will I make an investment just because I have been told? The answer is NO because I do not have enough data yet and for me the risks are too high wherein the probability of losing my money is much higher than making a return so I may pass if that scenario happen to me. You see I already identified if the risks are worth it or not.

tjtonmoy

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Risk management is more important than taking risks. Because without taking risks, you can not be successful. So it is necessary in some period in life to take risks. Then the main concern should be how are you going to face that. So IMO risk management is the most important thing in our life.
So when you say that you are willing to invest 80% of your savings, can you really afford to lose that? Because it is always said that only invest what you can afford to lose. Make a plan and strategy, use a little amount to try its effectiveness. If it works for you, then you can invest based on your plan. Do your own research and as it is your own money, no one have the right to tell you what to do. Do as you feel which could be the best for you.

rojan

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Quote from: Wend on April 29, 2023, 09:00:35 AM

Quote from: Sorryfor on April 28, 2023, 11:27:10 PM

It is not right to invest in everything but there are some coins that definitely get profit if you invest in them. It turns out that if you invest 80% of your money in total and save the next 20% then I think it will be better for you. So you invest in investment worthy coins and try to hold for long term.

Apart from BTC and ETH, I really don't see any 3rd coins that are definitely profitable for us. Everyone wants to invest in good coins to make a profit, but the problem is that no one knows which is a good coin, research and evaluation are only a part, it cannot guarantee anything. And for a newbie like OP, I don't think it's good to invest 80% of the savings, instead, I recommend him to invest 20%, and the remaining 80% is savings.

I think we should invest in btc and ETH. Even if we gain small amount in them we don't have much risk of losing money. But op thinking is totally wrong if he invests 20% instead of 80% it is better for him. will be If his money is lost then there is no risk of losing all the money. We have to invest little by little if we invest all the money at all then we have a big chance of losing money. So we have to think before investing and then invest

philipma1957

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Quote from: cafter on April 21, 2023, 03:13:26 PM

I don't invest money easily in any asset because of fear of losing that money. i think of investing 80% of total savings.
do taking risk is important or not?

please quote all question and answer it's very helpful for me and others.

never take an 80% shot.

You must always have reserves.

20% + 20% + 20% + 20%

over 4 years is much more reasonable.

Are you young (under 35)?

Middle (35-55)?

Older (55-65)?

retired over 65?

Z390

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Cashback 15%

Investing eighty percent of your savings in crypto is crazy, so you have twenty percent left?
How would you react if something unexpected happened? Or a new outbreak like the Covid-19 become a thing tomorrow? The crypto market will be so affected that your eighty per cent won't have any value left and you will hate yourself for making such a decision.

If something bad happens, can you live without the eighty percent?

If you answer no, you are taking a huge risk, The amount of money you invest in crypto shouldn't exceed twenty percent of your savings. Don't be greedy as it could be very costly.

YOSHIE

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Quote from: cafter on April 21, 2023, 03:13:26 PM

i think of investing 80% of total savings.

If you try to invest in crypto world with your savings 80% i think it's almost 100% you do, only 20% left, you say fear, for me it's not fear anymore, but courage.

There are many ways that crypto users or investors make investments to improve their economy and get rid of the fear of losing their economy.
Example:
• if you have 100% savings you can invest 50% in crypto, the rest is up to you, that way it's safer for you financially, you still have 50% savings reserves after you invest.

Proverb:

Quote

Don't put all your eggs in one basket.

Thus you do not bear a loss of nearly 80%.

Wend

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Quote from: Sorryfor on April 28, 2023, 11:27:10 PM

It is not right to invest in everything but there are some coins that definitely get profit if you invest in them. It turns out that if you invest 80% of your money in total and save the next 20% then I think it will be better for you. So you invest in investment worthy coins and try to hold for long term.

Apart from BTC and ETH, I really don't see any 3rd coins that are definitely profitable for us. Everyone wants to invest in good coins to make a profit, but the problem is that no one knows which is a good coin, research and evaluation are only a part, it cannot guarantee anything. And for a newbie like OP, I don't think it's good to invest 80% of the savings, instead, I recommend him to invest 20%, and the remaining 80% is savings.

bitzizzix

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SOL.BIOKRIPT.COM

Quote from: cafter on April 21, 2023, 03:13:26 PM

I don't invest money easily in any asset because of fear of losing that money. i think of investing 80% of total savings.
do taking risk is important or not?

please quote all question and answer it's very helpful for me and others.

If your total savings are large and you have 80% to invest, that's a large amount, but it all depends on where you invest.
and to invest in bitcoin can be challenging for some people because of its large price fluctuations, especially bitcoin volatility is much greater than other investments.
however this makes bitcoin an attractive risk asset for many investors, as bitcoin has historically performed better than other investments and encourages many investors to take on additional risk in return for the potential for higher returns.
it is worth studying the biggest risks you will face in bitcoin, especially when it comes to fluctuations. And if you do it for the long term, I think everything will be fine and the long term will definitely bring you good returns in the future. And most importantly you have faith and also strong patience to wait for it and also face its fluctuations.

ringgo96

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If we cannot accept all the risks then whatever we want to do will not last because of the fear that always haunts us, then in this case, especially the problem of investing the risk we receive is very large but if we get benefits are also very satisfying, then whatever we want to do is important we already know all the advantages and disadvantages of the project we want to follow then if it is suitable then we must be ready to take risks if we want to Get something that is indeed very valuable if the predictions we have made are correct.

coinerer

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Quote from: xSkylarx on April 28, 2023, 12:10:15 PM

Quote from: coinerer on April 28, 2023, 10:51:38 AM

Quote from: cafter on April 21, 2023, 03:13:26 PM

I don't invest money easily in any asset because of fear of losing that money. i think of investing 80% of total savings.
do taking risk is important or not?
please quote all question and answer it's very helpful for me and others.

Investing 80% of savings is not a problem and if you can't take investment risk you can never gain and never get rich. But it should be remembered that never the entire fund can be invested in only 1 asset. If you do this then you will lose a large amount if there is a loss. Investing in Bitcoin has a lot of potential but no one can guarantee you how much profit you will get from it in a given period of time. You can invest in multiple potential assets like Bitcoin, Gold, Real Estate, Stock Market, Agriculture, Bank FD etc. So hope you can gain something good. I am not giving you financial advice just sharing my thoughts

Without risk you cant gain any , even those people who got rich that comes from the scratch they also take risk but only a calculated one that they have a high percentage of profit. Also if you are really scared in taking risk then for sure you'll not be going somewhere, that is why others will tell you get out in you comforzone and for sure you'll learn along the way. But again those investments that you are planning you should have knowledge on it to lessen the risk

It is true that nothing can be gained without risk but profit is not obtained even if risk is taken everywhere. You have to take risk in the right place if you want to gain something, so before investing in any place, you have to research well and then invest. But in this case Bitcoin can be a potential investment. But there will be high risk and should be considered only if you can keep your money invested in Bitcoin for long term as you will not get any good from Bitcoin without long term holding.

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