I think it's a good idea. An all in one spot to double check all the loans.
Good idea, but manual lists are hard to keep up to date. An automatic system would be much better, but hard to implement.
Yeah i agree, maybe tspacepilot could help out with a script.
I am fairly certain that tspacepilot does not give a shit about the community, and as such has zero interest in making such a script.
It really should not be difficult to check for any open loans, all a potential lender will need to do is search the lending sub with the potential borrower's username, check his untrusted feedback for neutral notes saying they have an open loan, and check their post history for evidence of an open loan.
It should be impossible for a borrower to use the same collateral twice as a lender should not fund the loan until the collateral is properly secured by either himself or an escrow. There is also no real reason why someone cannot borrow from two lenders at the same time, or have two loans open. Plus the most common issue with "double borrowing" will be that the borrower makes multiple loan requests and then two lenders fill the loan almost at the same time.
A lot of lenders these days are unfortunately accepting small loans to low-level accounts for small amounts of
BTC. Most do not leave neutral feedback, and for whatever reason many also do not read untrusted feedback. I agree he probably has no interest in making a script for the community, but I'm sure there are others who would be willing if it was drawn out properly and thoroughly with significant benefit laid-out clearly. There isn't any reason why a borrower can open more than one loan at a time, however it would be a nice thing to know if they already have a public loan active.
I agree if a borrower spams two threads quickly this system does not help assist against that other than the fact that it is reminding users constantly to check this thread, along with the most recent posts of other threads for the aforementioned scam-type.
@altcoinhosting I have added yours to the log!
