Topic: Loan Default - theyoungmillionaire u=1180530 - page 3. (Read 3933 times)

What is clear remains unchanged, namely that TYM defaulted on his loan. As for anything else such as his health, location, reason for defaulting etc it is speculation but the fact remains he defaulted on his loan. repayment.

I find this useless. Just to be prank mate,... trust is what we use whenever we had multiple transactions for a long time... Even though it is seen as back scratching LoL, doesn't care about that.

Merits 👉 Backscratching? Yes because I told them to make good use of their sMerits as much as possible to our Local Community. (Ever Since I gathered many sMerits)

Count me in.

Hi @Timelord2067 wanted to help you with your investigation. I am with those guys you mentioned in a telegram group specifically @Maus0728, @crwth, and @finaleshot2016, Now, to confirm their identity differentiate with each other, Ive asked cooperation with the two of them and they granted my request for a transaction via coinsph. Now would like to explained to you that CoinsPh, is very strict when it comes to approval of every users on their platform. Now this coinsph have a feed page like facebook, actually connected to facebook cause verification is strict.

Ive do the owners to confirm if they are real users. Check this image:


Of course I cant disclose their names cause this is private thing. But Filipino users can confirm that I am saying true cause they are somehow familiat with CoinsPh.

Now regarding finaleshot2016, I did also transaction with him cause he win on my contest last year. So I know his different user with these guys. Now I dont know the address of TYM coinsPH address, if there is one that have the same result then its an alt or same account with TYM cause coins.ph only allowed one user per account. Regarding other accounts involved I am no contact with them.

Regarding trust list since its not moderated we cant actually used that as something like an evidence. If you found this biased then, the whole Philippine Coinsph users with bitcointalk forum accounts can prove that I am right and only telling the truth.

Um no.

You have that back the front.  @LoyceV is replying to *my* first post, here is the full quote that you have amended:


Why would you misrepresent that when it can be proven to be not true so easily?

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That's part of the issue, you're all from what I can see from the Philipino section, so you've either bought the account, or, the question is why did you all add the same users in week three & four?

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Week 03

http://loyce.club/trust/2019-02-03_Sun_00.08h/1726595.html - nakamura (first week active) adds theyoungmillionaire
http://loyce.club/trust/2019-02-03_Sun_00.08h/1091163.html - Silent26 adds theyoungmillionaire
http://loyce.club/trust/2019-02-03_Sun_00.08h/1180530.html - theyoungmillionaire creates their trust list and adds Silent26 plus 16 others
http://loyce.club/trust/2019-02-03_Sun_00.08h/1788599.html - jademaxsuy (first week active) adds theyoungmillionaire

Week 04

http://loyce.club/trust/2019-02-12_Tue_19.34h/1180530.html - theyoungmillionaire
http://loyce.club/trust/2019-02-12_Tue_19.34h/888099.html - finaleshot2016 (first week active) adds crwth, silent26, theyoungmillionaire, Maus0728
http://loyce.club/trust/2019-02-12_Tue_19.34h/914465.html - crwth is added by finaleshot2016, Squishy01, GDragon, Strufmbae
http://loyce.club/trust/2019-02-12_Tue_19.34h/1091163.html - Silent26 is added by finaleshot2016, Squishy01, GDragon, theyoungmillionaire

http://loyce.club/trust/2019-02-12_Tue_19.34h/2144073.html - Strufmbae (first week active) adds theyoungmillionaire & crwth
http://loyce.club/trust/2019-02-12_Tue_19.34h/1026915.html - Squishy01 adds finaleshot2016, crwth, silent26, theyoungmillionaire, Maus0728 (does not change their DT again - has 10+ merits) = 1 vote
http://loyce.club/trust/2019-02-12_Tue_19.34h/1060206.html - GDragon adds finaleshot2016, crwth, silent26, theyoungmillionaire, Maus0728 (does not change their DT again - has 10+ merits) = 1 vote

http://loyce.club/trust/2019-02-12_Tue_19.34h/1289002.html - Maus0728 (first week active) added by finaleshot2016, Squishy01, GDragon,

Week 05

http://loyce.club/trust/2019-02-16_Sat_13.06h/1788599.html - jademaxsuy removes theyoungmillionaire

Week 06

http://loyce.club/trust/2019-02-25_Mon_21.39h/1788599.html - jademaxsuy adds finaleshot2016 and crwth

Week 07

http://loyce.club/trust/2019-03-05_Tue_22.43h/1091163.html - Silent26 adds crwth, finaleshot2016, theyoungmillionaire, Maus0728

Week 11

http://loyce.club/trust/2019-03-30_Sat_05.03h/1289002.html - Maus0728 adds finaleshot2016, crwth, silent26, theyoungmillionaire,

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This list is only a snap-shot, but the others UID's to make the ten required to be in the running for DT are almost always the same across the board.

Yes. I don't have nothing to hide with regards to removing TYM as one of the people that is included in my trust list recently. I removed him immediately when @LoyceV replied to this thread prior to your first post.


This quote reminds me that I need to remove him in my Trust list.

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I trusted those user because they are the people who are once active in our Pilipinas Local Section helping to make our forum clean and spam free. Also, I can easily remove Silent26, Strufmbae in my trust list since they are not that active anymore but I won't remove finaleshot2016, GDragon and crwth since they are the one who help me throughout my entire journey in this community and are still active.

This is a working theory.

I am investigating a connection between theyoungmillionaire and finaleshot2016 who both changed their passwords within 24 hours as I stated in this post and this follow-up post.  jademaxsuy along with crwth have extensively swapped merits with theyoungmillionaire and finaleshot2016 while in @LoyceV's Default Trust List Week 05 jademaxsuy removed their trust of theyoungmillionaire only to add finaleshot2016 and crwth in Week 06

In addition, I have a working theory that theyoungmillionaire has at least four or five alts being jademaxsuy, finaleshot2016, Squishy01, GDragon, Strufmbae, Silent26, crwth and Maus0728 based on their default trust lists activating the same week for most, or a couple of weeks later (with the same list) in the case of the latter couple of UID's.  As at week 76 all or most still trust theyoungmillionaire and each-other.

Since my first post, Maus0728 has removed their trust of theyoungmillionaire but continues to trust all others (the group in what seems to be a DT abuse cluster).

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An example of the alt DT abuse is as follows:  (and it's an incomplete list of the week 76 examples)

In purple the first group that appear to be connected, with those in orange seemingly connected as well via adding the same core ten UID's as those in purple.

Week 76:

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Compare the above to this week:

Week 77:

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This investigation is still ongoing.

Maybe someone needs to look at the connection with this profile as well: Silent26.



bitcoin address:
archived: http://archive.is/Pcf5E

I am glad you are not letting these trolls get to you. Alt-accounts making mischief while attention seeking is not anything new and Digitradez certainly seems to have at least one other account as the way he is posting like some who has been posting here before.

As for the terms and conditions of the loan, it was part of the deal which was agreed before the money was sent so I have no idea why newbie account Digitradez is behaving in the way he is.

I wouldn't have thought to check what day of the week a user posts (I'll have to keep that in mind)  The alt itself was created just five days after the two accounts (theyoungmillionaire & finaleshot2016) changed their passwords.


Hack or sale of accounts?

He also created finaleshot2016ALT the 4/23/2019 https://bitcointalksearch.org/user/finaleshot2016alt-2587368

Moreover finaleshot2016 seems to only post on Fridays, with a big amount of posts each time. https://bitcointalksearch.org/user/finaleshot2016-888099
It's typically what users with multi-accounts are doing for bounty campaigns.
So it's crystal clear he bought this account.
But it's odd a guy like that could still be enrolled in bounty campaigns, his bounty manager is Hhampuz as I see.
 

I provided terms to which the borrower agreed.  No body put a gun to anyone's head and forced them to accept my terms.  

You seem to have a very convoluted sense of logic:  If I'm understanding correctly I'm responsible because I was charging rates that are more than some arbitrary number derived by corrupt governments intended to prevent their banker cohorts from abusing their coordinated corruption?  Got it.  My conclusion; you're obviously an irritating moronic troll, spreading your contradictory shit-posts across the forum trying to draw attention to yourself.  Good luck with that.

As far as I remember, that photograph where he is doing a handshake is an evidence that he is a former ambassador of GCC (Global Crpyto Currency). Though he never disclosed that much of information throughout our conversation because he has a habit of deleting the images upon sending, I managed to get at least a hint who are the people related to him in GCC.

This person [1] https://bitcointalksearch.org/user/dwdollar-24, is somehow one of his colleagues when he is still an ambassador of that token. Here is our conversation on how he introduce dwdollar because I noticed that he is wearing a GCC avatar.



As per the bitcoin address:


That is a coins.ph address and it looks like he made previous on chain transactions. I am also willing to post a thread in our local to get some help regarding this issue as suggested by @Coin_trader and @harizen.

I did. D#%& TYM. I thought it was a lot LoL. It was only 19...

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Just to give you a bit info about this issue, regarding TYM.
He really do things anonymously, though the only lead that I can remember is the transaction between crwth, where you can see the email and the first name... 🤔 Though I'm still not sure if TYM used coins for that transaction.

And to sum up, crwth has nothing to do about this issue, its a whole different person again. finaleshot2016 and jademaxsuy is the users whom I don't know personally. This is just a mere back scratching on our local. Also AFAIK. They only had few transactions or might be its the only one, when TYM needs BTC in exchange of PHP.

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I don't also think back scratching would help and be obvious in these accounts to be accused as alts...
What you guys should do is to investigate the addresses thatbhebused in the past and just like what Coin_trader has said, Coin.ph might be able to help. If only we could get the email and first name used on the account.

I think I am also a victim, now I really don't know if he fooled me over the things that he said before:
-a businessman
-starting business
-lost btcs during dumped
-the photo of him and with some certain whotheguyis

-flights anytime anywhere
(the whole convo has been wiped out by him)

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In any case I would also like to help Dire on this. Its really a big money. I do hope the scammers here such as him get into prison. Such a bad influence.

There are good and bad periods in our whole lifespans. It is not easy to say one person is good or bad but a truly good person will not change the way he or she reacts to anything happens to his or her life. It is so easily to be a good person when you have perfect condition, no troubles even minor troubles. I of course don't mention about truly bad guys who always behave badly.

During bad periods and when have to facing with challenges, if one person keeps demonstrating how good he or she is as he or she always shows, that will be a truly good person.

On the forum, and on the online space, it is not easy thing to verify so don't trust and don't put your trust and money (with high amount) to anyone else.

I couldn't agree more.  They seemed to be a pretty solid forum member and seemingly just a good person.  They also offered up some very needed support for myself when I needed it most. Meant a lot.

Sorry to see this DireWolf. Let's hope for something like they had some sort of life issue that isn't too serious (but was a legit reason to keep them away) and that they'll come back and honor their commitment.

I feel sorry about this whole situation.

What might seem a small amount of money to one person could be a huge amount of money to another person and as you said to be ripped off by someone who you thought was a brother and you trusted was something a hard hit to take.

I hope other people do not get scammed in this way where trust is damaged.

Yes, I'm sure they will cooperate.

Just for reference, I ask them before if it's possible for them to help me track or at least give me the contact number of a user who defaulted a loan in our local lending thread and coins.ph support is very responsive the whole time we discussed the case. It's quite long though as they really need every information.

After the preliminary review, they now gave me the official complaint form (I have the link in my ticket). After that, for some reason, that user now response to me via Telegram (thanks to @Bttzed03 for giving me the user's contact information) after 4 days and sends an apology message. He also told me that his coins.ph got disable and he thinks it's because of what I did. The user asked for an extension to his loan. Never been heard anything from him since Feb 15. I'm sure that user is just around.

Have it in mind that this was a no collateral loan we are dealing with, which is given to someone who is a complete stranger over the web, so the high interest rate would be more than reasonable.

On top of that, if someone was totally uncomfortable with the interest rate that is clearly stated in the announcement, then why would they go ahead and request for the loan

Legal action would be a waste of time for such a small amount, I know from personal experience, but good luck with that. Can't say I feel bad about a loan shark not being paid back, OP was charging rates that would be considered illegal in many parts of the world. He wasn't even necessarily scammed, someone just defaulted on a loan, happens everyday in America.


" In most jurisdictions today (meaning, all of the USA, and most other civilized countries) usury (the crime of charging interest above a certain rate) is illegal; hence, usurious lenders operate outside the bounds of the law, because no court will assist them in getting a judgment against, or enforcing collection from, borrowers at the usurious interest rates they charge their customers — the lender, in other words, has no _legal_ recourse, if the borrower should default (fail to pay back) on the illegal loan (principal _or_ interest)."