What you have is paper loss if you don't touch your coin and just wait for it to rise again. Many people are experiencing it now because of the recent market correction. You have a choice of either selling it at a loss in which case you will have an actual loss or you just buy more so that you average down and the third one which most of the people are doing is just hold on their coins until it goes back up again. If you sell your coin then you have a choice of buying it again at a lower price so you might be able to gain back what you lose. It would depend on your strategy.