We can say that that's way how it is but we haven't tried different ways.
Money is not the root of all evil but rather, the love for too much money is the root of evil. When you make it look like you must acquire wealth by all means, it's at that point that evil thought starts springing in your mind and you can then go on to execute all the unthinkable tendencies that's in your mind just to make money. The government has a role to play in making life more easy and comfortable so you don't leave your life as though it's all about making money but if you build the right foundation and get the necessary skills, you will make easy money and wouldn't have to rely on the amenities the government can give you as an aid that will lessen the load of making money by all means.
Yea every human need money to live a convenient life as you have said already, everything in this world involves money except the air breath because our maker can decide to take it anytime and we can't question him for that, people are really bothered about there family well being as such they can involve in many things to keep being able to provide for their family, the system is very porous and this is the antics of our leaders to keep impoverishing the masses in other to subject them in being powerless to react to whatever thing they do, it is normal for someone to get bothered when he sees himself not being able to get it right financially but the thing is that no matter how you bother yourself things will only get better when you are on the right track, lucky and highly favoured by your maker.
The government in different level has not been up to their duty especially in the African continent where the leader has not fair to their citizens, although I believe things will get better in Africa someday but it will take time because of the type of greedy and self centered leader that exist there but it would have been better for us to have a society thats free of crime because of the ability of individuals to afford their basic needs even though they are not earning much.
In conclusion, money is not the root of all evil rather the mind of men should be considered as the root of all evil because money didnt cause the action of you being evil but your thoughts did, for instance a poor man don't need money to do evil things rather he thinks about it and carry out the action based on desperation, though poor people can go extra mind to get money because of their situation but whatever a man does it is not actually the money that led to it, the action of every man is as a result of his mindset.