Hail the emperor above!!!
I actually thought about this. I took the top miners from various pools and compared their GHash rates to my own and figured that it scales linearly (it probably gets a better coefficient than I was giving it but I doubt it changes the order of the function). Which puts the estimate at ~ 4 years. That's assuming they are cracking my hash and only my hash (obvious the time increases by n for n hashes) . To worry about my password being cracked in one month (i.e. P=.02/day) I'd either have to get the attention of 48 of these folk who own >$10K worth of GPUs or postulate that there's some mysterious person who has half-a-million worth of modern GPU equipment. (and all other permutations therein). Probabilistically speaking I'd say I'm in the clear.......unless someone sics 天河 on me.