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Topic: Offering BTC loans [no collateral] - page 34. (Read 62261 times)

legendary
Activity: 1064
Merit: 1001
August 06, 2014, 05:01:29 AM
I have a few other small items I'd like to prioritize over the loan. If I did a 15% interest instead of the current 10%. Can we extend the repayment date to the 31st

No sorry, we already had an agreement. I don't focus too much on how much interest I get, but rather more on you honoring the terms and how trustworthy you are. If the high interest was my main priority, then I wouldn't have given arklan a loan that is due in a year, with "low" interest.
Fair enough, had to ask, will repay as agreed and as a sign of good faith towards that agreement. I am sending 0.1 right now to help show I honor agreements above my own needs when one might just say F' all and do what I asked anyway lol




Hey Hap, question for you and for the sake of transparency I'm posting this publicly when a PM with you would be enough.

I have a few other small items I'd like to prioritize over the loan. If I did a 15% interest instead of the current 10%. Can we extend the repayment date to the 31st even though in reality it would be paid probably by the 21st or a bit sooner. I just want to use the 31st as a safety net for unforeseen things. If the answer is no I will still repay in full with 10% as currently agreed by the 11th.

Truth be told I mainly want to resell the 0.7 back to coinbase I bought before paying you so I can gt the bank credited a few days quicker.

Ty.

In any event, if you agreed it would be a 0.345 repayment.

No sorry, we already had an agreement. I don't focus too much on how much interest I get, but rather more on you honoring the terms and how trustworthy you are. If the high interest was my main priority, then I wouldn't have given arklan a loan that is due in a year, with "low" interest.

Hey Hap, Now that the loans been repaid in full. I'd like to revisit this by asking to please "re-borrow" the 0.3 @ 5% but use the 31st as a safety net even though it will more than likely be repaid days / weeks in advance like the 1st loan.


Ty.
newbie
Activity: 59
Merit: 0
August 06, 2014, 12:40:11 AM
You are a potential provider for the 10th and final loan I'm seeking

I'm the 10th loan? Denied.

Maybe I should have chosen my words more carefully. The others were assumed as investments by those involved, as they took the 2nd payment option. Thanks anyway, best of luck!
legendary
Activity: 812
Merit: 1002
August 06, 2014, 12:32:16 AM
You are a potential provider for the 10th and final loan I'm seeking

I'm the 10th loan? Denied.
newbie
Activity: 59
Merit: 0
August 06, 2014, 12:22:48 AM
Looking for a .05 - .1 BTC (to start) for portfolio diversification while I wait for my Cryptsy account to get funded. You are a potential provider for the 10th and final loan I'm seeking for this purpose - others retrieved from outside sources in (coin specific) communities as investments for development. Total amount = 2.5 BTC. Payable in 5-10 business days with possible extension if you want to get an increased interest rate. Current rate stands at 15%. Optional rate = 10% (base/guaranteed) + PortValVariance*1/x-shares. Shoot me a PM to discuss further. This deal will be offered to other brokers at a first come first serve acceptance.
member
Activity: 108
Merit: 10
August 05, 2014, 10:47:46 PM
Wow can't believe I forgot to generate a repayment address for jodybay. She had to request for one in PM.

1B3VDymyxPjGyXshvaw66JTC2kADjyyBGn



Requesting 2.5BTC loan.

Denied. Even if you do work for a btc company and get paid in btc, that doesn't mean that you'll actually pay back the loan. Your forum account is not worth 2.5btc, so you can easily run off with that amount.

Fair enough. Thanks anyway.
sr. member
Activity: 294
Merit: 250
August 05, 2014, 05:44:07 PM
Approved only for 0.1 btc. Repayment is a biweekly amount of 0.055 btc, so total at the end of 30 days is 0.11 btc.

I've seen you around the lending section, warding off potential scammers here and there. But that doesn't mean you won't commit the act yourself with your current account status. Also, taking out a loan to lend it back to others for a higher interest rate, or using it for marginal trading is not considered a "genuine need". I'm only giving you 0.1 for this purpose. If you agree to the terms above, then post your address.

Sadly I have to refuse. The amount is too small for my needs and 10% interest is too high. Thanks you for your offer though Smiley
legendary
Activity: 812
Merit: 1002
August 05, 2014, 04:50:13 PM
Amount: 0.5 BTC
Duration: 30 days

Approved only for 0.1 btc. Repayment is a biweekly amount of 0.055 btc, so total at the end of 30 days is 0.11 btc.

I've seen you around the lending section, warding off potential scammers here and there. But that doesn't mean you won't commit the act yourself with your current account status. Also, taking out a loan to lend it back to others for a higher interest rate, or using it for marginal trading is not considered a "genuine need". I'm only giving you 0.1 for this purpose. If you agree to the terms above, then post your address.



Seeking up to 2.5BTC... Will accept a loan of as little as 0.5BTC.

Denied.
sr. member
Activity: 294
Merit: 250
August 05, 2014, 04:43:55 AM
There are no exact terms. If you look at the list in OP, it should give you an idea. There are reference links to all of them.

My shortest loan given was a duration of only a few hours (already repaid), longest is about a year. I'm not too focused on high interest rates, but rather if the loan is for a genuine need, and if you're trustworthy enough. Of course, "genuine need" and "trustworthy" is not black and white, so that's why I'd have to screen out potential scammers.

The longer the requested duration, the more likely it'll get denied. The larger the amount, the more likely it'll get denied. But your profile and forum activity precedes all of these.

Ok I'll make a small try:

Amount: 0.5 BTC
Duration: 30 days
Interest: 5%
Amount to be repaid: 0,525 BTC
Payment cycle: Weekly(0.13125*4) or Bi-weekly (0.2625 * 2). The latter suits me better, but I can sustain the first.

Purpose: Investments in trusted lending sites and/or bitcoin trading. Either here in the Italian section or on Localbitcoins as it is easier for me to move EUR instead of USD

Means to repay: I have a small SHA256 mining rig (650 GHs), serious investments in BTCJam, Bitlendingclub and Cryptostocks.
legendary
Activity: 812
Merit: 1002
August 05, 2014, 04:18:35 AM
repaid the 0.1
Confirmed.


Would you mind giving at least some pointers about duration or expected APR? I'm a long term investor and could use a loan from 30 to 120 days with weekly/monthly payments.
Are you open to such terms or you accept only shorter ones?

There are no exact terms. If you look at the list in OP, it should give you an idea. There are reference links to all of them.

My shortest loan given was a duration of only a few hours (already repaid), longest is about a year. I'm not too focused on high interest rates, but rather if the loan is for a genuine need, and if you're trustworthy enough. Of course, "genuine need" and "trustworthy" is not black and white, so that's why I'd have to screen out potential scammers.

The longer the requested duration, the more likely it'll get denied. The larger the amount, the more likely it'll get denied. But your profile and forum activity precedes all of these.
sr. member
Activity: 294
Merit: 250
August 05, 2014, 03:52:53 AM
Denied. Once denied the first time, there is no requesting again. If I approve for a smaller amount than the initial request, then I'll let you know. So for anyone else requesting, think about the amount and duration before you request  Wink

I was going to ask for something then I read this.

Would you mind giving at least some pointers about duration or expected APR? I'm a long term investor and could use a loan from 30 to 120 days with weekly/monthly payments.
Are you open to such terms or you accept only shorter ones?
legendary
Activity: 2198
Merit: 1989
฿uy ฿itcoin
August 04, 2014, 12:10:23 PM

Confirming received. I was going to say mailmans don't deliver at 4am, but I realized you're from Netherlands.

I was quite surprised since I requested a new password on saturday afternoon. It usually takes a few workdays but I guess they also work during the weekends. Like I said before, thanks again!

I added some positive trust to your account.
sr. member
Activity: 266
Merit: 250
if you want something do something!!!
August 05, 2014, 03:35:10 AM
Wow can't believe I forgot to generate a repayment address for jodybay. Here it is:

1B3VDymyxPjGyXshvaw66JTC2kADjyyBGn




repaid the 0.1 for the 0.6 loan together with the interest
https://blockchain.info/tx/deae32bd493a39f44946a9fc5a45c8e2326a2f1184452e4e7864592747e9b0d0

current balance 0.5
next repayment date 21st of this month (august)
legendary
Activity: 812
Merit: 1002
August 05, 2014, 02:46:03 AM
Wow can't believe I forgot to generate a repayment address for jodybay. She had to request for one in PM.

1B3VDymyxPjGyXshvaw66JTC2kADjyyBGn



Requesting 2.5BTC loan.

Denied. Even if you do work for a btc company and get paid in btc, that doesn't mean that you'll actually pay back the loan. Your forum account is not worth 2.5btc, so you can easily run off with that amount.
member
Activity: 108
Merit: 10
August 05, 2014, 02:09:55 AM
Requesting 2.5BTC loan. Will repay 2.8 on 8-16-14 (Payday). I work for a BTC related company and I am paid in BTC and can provide proof of BTC earnings/payments.

PM me for proof of BTC employment and income.
legendary
Activity: 1064
Merit: 1001
August 04, 2014, 07:31:24 PM
while it is great to see some other people offering loans without collateral.I think you are a capable judge and fair(though not at first lol).It is a bit suprising to see you have not recieved neg trust for offering loans with no collateral.if you read my flaME war you will see that i support and admire what your doing.I dont believe hypocrites like vod should neg trust you for using your own judgement.Your future will be successfull if you continue your cautious but fair treatment of others
Why would VOD leave neg trust to hap ?

If hap fails it will be because of his own doing which would be a lesson for him to learn from. So VOD wouldnt have to do anything but maybe say I told you so at some point but probably wouldnt.

I'm thankful for hap and have already paid back .2 of the .33 owed.
legendary
Activity: 2198
Merit: 1989
฿uy ฿itcoin
August 04, 2014, 06:23:27 AM
I would like to request a 0.03 BTC loan. Will repay 0.033 after 2 days.

Reason: Buying a Netflix code.

12bBzycRmqgvsYf2C36QTuBFmcrWi1NJdn

Approved. But before I send, the neflix code is 0.015 btc, and you're buying only one. Why are you requesting for double the amount?

https://bitcointalksearch.org/topic/m.8061736

One condition though, you must prove to me that you purchased at least one netflix code after I send you the btc loan. Some sort of screenshot or address/Tx ID would be sufficient. If you agree to this, then I'll send right now.

I'm not buying it on bitcointalk.org... I am buying a redeemable code which connects to my current Netflix account. I have no problems with posting the TX id to confirm the transaction.

0.03 btc sent: https://blockchain.info/tx/c2302bcd89fcb191a453887cec612236085f70d36c0a6278a99910f926fdd540

0.033 btc due August 6, repayment address:

1329Zoxc4FrCgESwair3RWMTN2Y8WoeArM

The mailman just dropped a letter from my bank containing my new password (eventhough it said it would take 3 workdays) so the loan is no longer needed. I have sent you 0.033 btc as we agreed on. Thank you for accepting the (very short) loan Grin!

https://blockchain.info/nl/tx/f32deb126c71189f984711746867b6fb9cedbaff7f239e9bb37c8730611007a2

I'll leave you some feedback for the great service you are providing!
hero member
Activity: 566
Merit: 500
August 04, 2014, 07:13:29 PM
while it is great to see some other people offering loans without collateral.I think you are a capable judge and fair(though not at first lol).It is a bit suprising to see you have not recieved neg trust for offering loans with no collateral.if you read my flaME war you will see that i support and admire what your doing.I dont believe hypocrites like vod should neg trust you for using your own judgement.Your future will be successfull if you continue your cautious but fair treatment of others
legendary
Activity: 812
Merit: 1002
August 04, 2014, 12:03:17 PM

Confirming received. I was going to say mailmans don't deliver at 4am, but I realized you're from Netherlands.
legendary
Activity: 2198
Merit: 1989
฿uy ฿itcoin
August 04, 2014, 04:08:42 AM
I would like to request a 0.03 BTC loan. Will repay 0.033 after 2 days.

Reason: Buying a Netflix code.

Approved. But before I send, the neflix code is 0.015 btc, and you're buying only one. Why are you requesting for double the amount?

https://bitcointalksearch.org/topic/m.8061736

One condition though, you must prove to me that you purchased at least one netflix code after I send you the btc loan. Some sort of screenshot or address/Tx ID would be sufficient. If you agree to this, then I'll send right now.


I'm not buying it on bitcointalk.org. Most people on here sell (hacked) accounts. I am buying a redeemable code which connects to my current Netflix account. I have no problems with posting the TX id to confirm the transaction.
newbie
Activity: 16
Merit: 0
August 04, 2014, 07:15:57 AM
Amount: 1 BTC
Duration: 1 month
Repayment amount: 1.1 BTC?

Activity: 1, and you're requesting 1 btc for a month. Are you stupid?

lol agree i  want to apply in here but i know the answer after see this lol
good luck op..
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