Prepare for the life when you get old - page 10.

Dickiy

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Quote from: Obari on April 17, 2023, 01:33:53 PM

When there is a steady flow of income everything becomes easy to afford but when we fail to invest life becomes difficult for us this is something we all have known and we believe that it is something we should practice many downfall today is as a result of nothe saving and this has lead to inability to take care of your own family as a man our resources or our income may be low but keeping financial records and minimizing our expenditure is important and it helps to assist in times of wants

I think it's not only for men but also for women to be aware of the situation and conditions in the future that we will grow old and die maybe sooner than what can be imagined, the situation in the family is cooperation between men and women to live it's better and longer if it's focused on men, I think it will be difficult to arrange, especially if you're already married if you don't understand from your wife, preparing for days when it's likely that we will have difficulty getting money in the future is a wise step to anticipate bad things happening in the field economy, while today is still healthy and strong to do work and stable income is the best opportunity to invest for old age.
Saving, setting up emergency funds, and investing must be part of our financial management for the current situation, especially those who do not have long-term assets such as land or property.

carlisle1

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Quote from: cafee_orange on April 17, 2023, 12:43:04 PM

by reading what you have written, I am reminded of a saying that I have heard since I was in school, "Save from Rich". the proverb is almost similar to what the OP said, saving in youth will be a solution for old age. apart from the savings we have, if there is extra money since now then it's okay for us to put our money in something that can provide more value, or in other words is investing. with investment and savings I think old age will be happier

Investing is the best way to grow your savings, if you have time to participate in any types of investment and you succeed then
you will be able to enjoy financial freedom when you go old.

It's always a good way to think of your future while you are still young, many opportunities are open you just need to pick the right investment.

Be ready while you are still young, if possible, to think ahead and save the best for last.

og kush420

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Quote from: Obari on April 17, 2023, 01:33:53 PM

When there is a steady flow of income everything becomes easy to afford but when we fail to invest life becomes difficult for us this is something we all have known and we believe that it is something we should practice many downfall today is as a result of nothe saving and this has lead to inability to take care of your own family as a man our resources or our income may be low but keeping financial records and minimizing our expenditure is important and it helps to assist in times of wants

I think I will not grow old. The medical condition I am going through is making me realize that I might die early
So it's good to have some emergency funds - and live a good life in the present time and be thankful to God.

Obari

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When there is a steady flow of income everything becomes easy to afford but when we fail to invest life becomes difficult for us this is something we all have known and we believe that it is something we should practice many downfall today is as a result of nothe saving and this has lead to inability to take care of your own family as a man our resources or our income may be low but keeping financial records and minimizing our expenditure is important and it helps to assist in times of wants

cafee_orange

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by reading what you have written, I am reminded of a saying that I have heard since I was in school, "Save from Rich". the proverb is almost similar to what the OP said, saving in youth will be a solution for old age. apart from the savings we have, if there is extra money since now then it's okay for us to put our money in something that can provide more value, or in other words is investing. with investment and savings I think old age will be happier

Oasisman

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Quote from: Jet Cash on April 15, 2023, 08:08:45 AM

You only live once, so enjoy life. I'm 81 in June, and I've moved into a converted van. I have no money worries, and I can eat steak and salmon when I want to. I talk to people living in houses who sit under blankets because they can't afford heating, and complain because the cost of bread has gone up. Just make sure you are healthy, and can enjoy good food and sunshine in a stress free environment. Don't get into debt. If you can't afford it, don't buy it.

The last part of your statement is where some people actually feel like they are struggling in life, simply because they can't afford to buy what they WANT. Take note, the WANTS not the Necessities. I was once like this when I was still starting to build up myself and the career that I wanted to take the path of. I was forcing to buy things which were out of my financial ability and owed a lot of debt, then eventually struggle to pay them back. I have to work overtime just to catch up with my bills and necessities and at the same time avoid penalties for not paying the debts in due time. So, from there I've realized If I haven't had that kind of debt, I could have enjoyed my life by not spending too much time at work and not worrying much about paying for the things that I needed. The things that you want can always wait, so - a little financial sacrifices will bring you closer to the things you want to purchase without owning someone and paying for the interest.

Marcellin9

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Quote from: og kush420 on April 16, 2023, 06:49:16 PM

Quote from: Jet Cash on April 15, 2023, 08:08:45 AM

You only live once, so enjoy life. I'm 81 in June, and I've moved into a converted van. I have no money worries, and I can eat steak and salmon when I want to. I talk to people living in houses who sit under blankets because they can't afford heating, and complain because the cost of bread has gone up. Just make sure you are healthy, and can enjoy good food and sunshine in a stress free environment. Don't get into debt. If you can't afford it, don't buy it.

it's a good idea to enjoy life to the fullest - but we must also not admit the fact that we all have to die sooner or later.
One of my very good doctor friend couple died in a road accident. And I couldn't sleep for past few days. I have lost all the interest in life.

I feel sorry for your loss of doctor friends. Losing sleep and being down is quite normal for a big loss in life and I wouldn't say anything against that. The thing that you have lost all the interest in life is temporary. I have been there when my dear cousin (the son of my father's older brother) died in a car accident. He was five years older than me and we got along well. He always told me to study hard and behave, although he was a naughty and un-disciplined boy over two decades ago. I cried for many days after he died and even to this day, I always cry when I think of him. But sooner or later, you'll get together and cherish the life you have now. Those who have gone will remind us of the valuable moments we still have on earth. Cheer up.

blockman

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Quote from: og kush420 on April 16, 2023, 06:49:16 PM

it's a good idea to enjoy life to the fullest - but we must also not admit the fact that we all have to die sooner or later.
One of my very good doctor friend couple died in a road accident. And I couldn't sleep for past few days. I have lost all the interest in life.

Don't lose your interest in life just because your good friend died. There's more to life and you can have sorrow temporarily but don't let that stop your interest in life. As we grow older, we want to keep things simple, when we're younger what we do is to have fun so we're all done with that but that doesn't mean old folks can't also have fun. We're all working with the best that we can so that we can have a good life and enjoy things that we wanna enjoy. But don't settle for less when we get older because the battle of life gets tougher, too many things are changing and we can't depend on the younger ones in our family as we get older. It's like enjoying the things that we've got now and then not to forget that we've got bigger things that we're preparing in the future.

og kush420

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Quote from: Jet Cash on April 15, 2023, 08:08:45 AM

You only live once, so enjoy life. I'm 81 in June, and I've moved into a converted van. I have no money worries, and I can eat steak and salmon when I want to. I talk to people living in houses who sit under blankets because they can't afford heating, and complain because the cost of bread has gone up. Just make sure you are healthy, and can enjoy good food and sunshine in a stress free environment. Don't get into debt. If you can't afford it, don't buy it.

it's a good idea to enjoy life to the fullest - but we must also not admit the fact that we all have to die sooner or later.
One of my very good doctor friend couple died in a road accident. And I couldn't sleep for past few days. I have lost all the interest in life.

YinShuiSiYuan

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Quote from: Ayers on April 15, 2023, 07:20:50 AM

Quote from: Uruhara on April 14, 2023, 10:55:05 PM

Quote from: JoyMarsha on April 14, 2023, 05:39:21 PM

This serves as yet another reminder that regardless of how much money you make, you should never grow comfortable with it and neglect to plan for your later years all because you believe that the money will always be there.

This is exactly how your uncle felt when he was young and active in duty. He thinks that since he was able to support his family, and nothing would ever change that's why he keeps feeling bittered each time he remembered his past life missed opportunities he would have utilize on when on service to prepare for old age

We do have to take heed of the story the OP told about his uncle having few regrets at this point. as a result he did not prepare himself for old age since he was young. We all certainly want to have a comfortable life when we are old. but preparing since young is also not as easy as said. but yeah we have to try as much as possible to always be able to set aside our money to save or invest for the long term.

Maybe a few years back when the Covid-19 pandemic attacked us all. then we all end up spending more than we make. even my savings at that time were almost gone. but the current economic conditions have gradually recovered. even the inflation rate in America has also decreased in recent months. and this is an opportunity for us to restart our financial planning for old age.

When we were young, we worked not only for ourselves but also for our family, children, and parents…a hundred things to take care of in this tumultuous life. It can be said that getting some old age savings is not an easy thing.
I also admit that starting building for old age according to plan is difficult, but we should not give up because when we get old, we will suffer a hundred times more than now. Life is very difficult these days, but we have health and time, and if we try our best, there is still a chance for us. When we get old, we will not regret it because sometimes in life, trying is not necessarily successful, but not trying is even more regretful.

No matter how much you try to prepare for future somethings will be left missing so just focus on today , enjoy your life work hard and avoid stress , focus on your health .
When you'll get old you'll sort out everything if you are in good health so never compromise on that.

Theones

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Quote from: zaki12 on April 14, 2023, 03:20:23 PM

Having a long-term financial plan is very important, especially when we enter retirement. In addition, having assets that have the potential to grow in value such as real estate and bitcoin are a wise investment choice to help ensure financial security in the future.

I suggest that your uncle talk to a financial expert or financial advisor to help develop a long-term investment plan that fits the needs and purpose. They can help choose the right investment and regulate diverse investment portfolios so that risk can be managed and investment returns can be optimized.

In addition, it is very important to teach our children about the importance of planning long-term finances and how to manage money wisely. By learning about investment and financial management as early as possible, they will get used to and able to take intelligent financial decisions in the future. I salute your uncle who is enthusiastic and hard worker in his youth.

i have ADHD - and I have trouble focusing - I am not sure what my life will be in the old age if I really survived.
Life is so unpredictable and as you grow older - you realize it better.

Jet Cash

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You only live once, so enjoy life. I'm 81 in June, and I've moved into a converted van. I have no money worries, and I can eat steak and salmon when I want to. I talk to people living in houses who sit under blankets because they can't afford heating, and complain because the cost of bread has gone up. Just make sure you are healthy, and can enjoy good food and sunshine in a stress free environment. Don't get into debt. If you can't afford it, don't buy it.

AicecreaME

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This is why either you or your partner in life knows how to budget the income that's coming in the family, because if neither of you doesn't know about financial management, then no matter how big you earn in your job, you're gonna end up with almost nothing. Savings is very important since that's the usual way of saving the money you earned for emergency purposes, though investing is much more better especially in Bitcoin or real state properties, etc.

Ayers

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Quote from: Uruhara on April 14, 2023, 10:55:05 PM

Quote from: JoyMarsha on April 14, 2023, 05:39:21 PM

This serves as yet another reminder that regardless of how much money you make, you should never grow comfortable with it and neglect to plan for your later years all because you believe that the money will always be there.

This is exactly how your uncle felt when he was young and active in duty. He thinks that since he was able to support his family, and nothing would ever change that's why he keeps feeling bittered each time he remembered his past life missed opportunities he would have utilize on when on service to prepare for old age

We do have to take heed of the story the OP told about his uncle having few regrets at this point. as a result he did not prepare himself for old age since he was young. We all certainly want to have a comfortable life when we are old. but preparing since young is also not as easy as said. but yeah we have to try as much as possible to always be able to set aside our money to save or invest for the long term.

Maybe a few years back when the Covid-19 pandemic attacked us all. then we all end up spending more than we make. even my savings at that time were almost gone. but the current economic conditions have gradually recovered. even the inflation rate in America has also decreased in recent months. and this is an opportunity for us to restart our financial planning for old age.

When we were young, we worked not only for ourselves but also for our family, children, and parents…a hundred things to take care of in this tumultuous life. It can be said that getting some old age savings is not an easy thing.
I also admit that starting building for old age according to plan is difficult, but we should not give up because when we get old, we will suffer a hundred times more than now. Life is very difficult these days, but we have health and time, and if we try our best, there is still a chance for us. When we get old, we will not regret it because sometimes in life, trying is not necessarily successful, but not trying is even more regretful.

carlisle1

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Quote from: JoyMarsha on April 14, 2023, 05:39:21 PM

This serves as yet another reminder that regardless of how much money you make, you should never grow comfortable with it and neglect to plan for your later years all because you believe that the money will always be there.

This is exactly how your uncle felt when he was young and active in duty. He thinks that since he was able to support his family, and nothing would ever change that's why he keeps feeling bittered each time he remembered his past life missed opportunities he would have utilize on when on service to prepare for old age

Indeed, planning for your future is the best way to achieve goals and be a financial stable when the time that you are already
retired takes place, with the money you save or invest, you can live a life without regrets.

Maybe there are different opinions and approaches to how you should take care of your future, but you need to consider that the money you are earning now can be a good way to save for investment.

Learn from it and avoid doing the same mistake as you still have time to change your insight in terms of future financial needs.

YinShuiSiYuan

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Quote from: ilovealtcoins on April 14, 2023, 11:26:01 PM

I see quite a few people giving great claims and advice to others about preparing for old age. But I wonder if people like us, who are making every penny per comment, who have to work more than 10 hours a day, can save and prepare for their old age? It sounds easy to say, but I think with the current economic situation, not everyone can do it.

Life is all about planning if you don't plan about your old age during your youth when you have energy and stamina to achieve anything than you'll end up having a hard time in your later ages .
If you plan good and productive you'll have many comforts in your old age and you'll enjoy it thoroughly.

ilovealtcoins

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I see quite a few people giving great claims and advice to others about preparing for old age. But I wonder if people like us, who are making every penny per comment, who have to work more than 10 hours a day, can save and prepare for their old age? It sounds easy to say, but I think with the current economic situation, not everyone can do it.

Uruhara

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Quote from: JoyMarsha on April 14, 2023, 05:39:21 PM

This serves as yet another reminder that regardless of how much money you make, you should never grow comfortable with it and neglect to plan for your later years all because you believe that the money will always be there.

This is exactly how your uncle felt when he was young and active in duty. He thinks that since he was able to support his family, and nothing would ever change that's why he keeps feeling bittered each time he remembered his past life missed opportunities he would have utilize on when on service to prepare for old age

We do have to take heed of the story the OP told about his uncle having few regrets at this point. as a result he did not prepare himself for old age since he was young. We all certainly want to have a comfortable life when we are old. but preparing since young is also not as easy as said. but yeah we have to try as much as possible to always be able to set aside our money to save or invest for the long term.

Maybe a few years back when the Covid-19 pandemic attacked us all. then we all end up spending more than we make. even my savings at that time were almost gone. but the current economic conditions have gradually recovered. even the inflation rate in America has also decreased in recent months. and this is an opportunity for us to restart our financial planning for old age.

coupable

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We all wish to live a comfortable retirement period free from complications, especially financial difficulties. On this basis, many of us spend our lives saving money for that period, which caused some of them to enter into a sick condition that made them not enjoy their daily life (and some of them died before they reached retirement). Others did not care about that stage and suffered difficult periods. In my opinion the wisdom is to reconcile life in the present today with insurance for a term in the future, like OP's uncle.
Everyday life forces us to work hard to live happy days. For those who are not wealthy to insure their retirement, I think it is important to secure part of the income in the Retirement Insurance Fund (a government institution present in all countries) because this will help secure a monthly pension during the retirement period. In general, all countries impose retirement insurance for all employees, whether in the public or private sectors.

Quote from: nimogsm on April 12, 2023, 05:09:37 PM

This system does not work, which has already been proven many times. It can work at a short distance, but each loss must be increased by x2 and the balance will most likely end before luck smiles. I tried to work out this scheme on the dice repeatedly and made sure that this is a useless exercise, the casino will always be 1 step ahead of any tricky scheme Wink

Are you sure you are posting in the correct topic?

JoyMarsha

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This serves as yet another reminder that regardless of how much money you make, you should never grow comfortable with it and neglect to plan for your later years all because you believe that the money will always be there.

This is exactly how your uncle felt when he was young and active in duty. He thinks that since he was able to support his family, and nothing would ever change that's why he keeps feeling bittered each time he remembered his past life missed opportunities he would have utilize on when on service to prepare for old age

Topic: Prepare for the life when you get old - page 10. (Read 2303 times)