Yeah you're right mate but have you also thought about the essence of opportunity?
There are alot of persons who are physically, mentally, educationally and also emotionally prepared to change their life stories but unfortunately haven't gotten an opportunity to do so and you also think those persons lack executional plans? NO
Let's take for instance, everyone wants to own a house, possibly a big and very comfortable house, what should be the executional plan for someone who has sincerely tried everything humanly possibly but failed ?
There are people who are spiritually under a spell and no matter the perfect execution approach they have, they will never succeed,.
Do you now think those sort of persons don't want to improve their lives ?
I guess no because at the end I just believe success shines on those they choose to shine on even without most of them working quarter of what those struggling out their must have suffered.
I know that it's a kind of discouragement to them and that's not giving them the motivation to change their lives and have some preparation for the future. As said, we all have the free will to change our lives and take every step and action that we think shall make our lives better. In the end, the real winners of life are those who don't give up even if they've experienced tremendous loses.