Prepare for the life when you get old - page 15.

summonerrk

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Quote from: adzino on April 06, 2023, 10:44:46 PM

That's something everyone should remember for the rest of their lives. Life can be a bummer, and it's a big reminder for all of us to think ahead. We have to make smart moves and decisions while we're young and able, save up as much as we can, and make sure to invest on anything that will give us some steady return and increase our wealth. Also, don't forget to keep our friends and family close, they will always have your back when things get very seriously bad. Always be sure to be ready for the future and not just live for the present.

After all, there is nothing more important than family. I think that many people, like me, cannot provide their parents with a carefree old age. But I would really like to. They raised us, and we ourselves will want our children to take care of us in the future.
Let it stimulate everyone of you are.
Also, let the desire to give the best future to your children stimulate you, if someone does not have them, think about it. We are not getting younger, and it is very scary to be alone in old age.
Therefore, now we need to work hard.

adzino

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That's something everyone should remember for the rest of their lives. Life can be a bummer, and it's a big reminder for all of us to think ahead. We have to make smart moves and decisions while we're young and able, save up as much as we can, and make sure to invest on anything that will give us some steady return and increase our wealth. Also, don't forget to keep our friends and family close, they will always have your back when things get very seriously bad. Always be sure to be ready for the future and not just live for the present.

Swordsoffreedom

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Quote from: xSkylarx on April 06, 2023, 11:09:43 AM

Quote from: Mario Yamasaki on April 06, 2023, 10:09:07 AM

If we are given age then we will get old age, and that's when the provision becomes very important, do not just rely on income when old, immediately take real action and preparation from now so that when we are old then we no longer work and enjoy the current work results .

It is easy to say that we will work hard now so that we can save for our retirement and use it when we are already old, but the truth is that we are barely living, our salary is just enough for us, and we don't have spare money to save. My point of view before was that if you just work hard, for sure you'll earn enough money even if you have less time, but right now we are crying about it since no matter how hard we work, how little sleep we get, and how much we sacrifice, at the end of the day it isn't enough. We are not all given the same opportunity; others can earn a lot doing simple things, but with us it is very difficult.

Preparing for old age is something everyone realizes, and everyone wants to do it. But I agree with you, life is not so easy for everyone, and not everyone has the opportunity to realize their dreams or plans smoothly. Society is increasingly harsh, money is increasingly difficult to earn due to inflation. Many people do not even make enough money to cover their daily lives; how dare they think about saving money for retirement or investing? It is easy to say, anyone can make a plan, but when it comes to implementation, it is not easy.

Gallar

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Not a few hardworking people, lots of money when young, when old age comes financial difficulties. this is because when he was young he never thought carefully about what he would do in retirement.
therefore for young people, you have to plan everything carefully from now on. so that when you are old you can be more relaxed and peaceful in enjoying your old age.

Saving is something that is important in everyone's life, because it will make it easier when we need it later, when there are sudden expenses, and when we are unemployed. but if you want to grow, just saving is not enough, because if you only save, one day the savings will run out. so if we already have savings, it would be nice to invest, or open a business. because doing business or investing will rotate finances so that the amount is likely to increase more.

indeed opening a business and investing has risks, so here we have to be more careful and do research about the business that will be undertaken or about the investment assets.

because I've heard the words of a motivator, about the mindset of rich people "the rich don't save money, but the rich make the money make money for him".

Vaskiy

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After certain age we don't know what will be the situation of us and we don't have much of opportunities available to lead our life. It is good to plan perfectly and do the rightful. After certain age whether we're into a job or not, we should get an earning through some source to lead our lives. It needs to be planned when we're able to earn good. Most of the people have suggested to invest on different things, according to me we should prioritise pension schemes from the governments as well as give importance to savings same way we consider investing. What we had invested could decline in value or appreciate in value, for our bad time if it isn't favour of us it is going to be a struggle. By the time the savings will give hands. Some sort of diversified finance management is good for the future.

Uruhara

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Quote from: SOKO-DEKE on April 06, 2023, 12:15:29 PM

To ensure a bright future, especially for our old ages, we must plan effectively.There are a lot of people who live conformable lives between the ages of 18years to 50years while they are still able to work and earn money, but they later begin living uncomfortable lives because they are unable to maintain their standard of living at their older age. like, they find it difficult to maintain their health standards and can't afford money to be taking proper hygiene which makes it difficult to maintain their standard of living. All of these problems are, in most cases, the result of their failure to plan for the future.Whoever doesn't plan, plans to fail, as the adage states rather clearly.

yeah right. that's why we have to plan and work hard to achieve financial freedom since we are young. so that if we are old then the income will still flow to us without us having to work. we can build more business and enlarge it over time. while investing and saving for old age. work optimally when we are young and should not waste money on things we don't need. maybe our young life will feel harder. but at least we will be comfortable in old age.

Cryptomiles1

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Quote from: Jody.Drummer on April 06, 2023, 12:48:13 PM

Quote from: Cryptomiles1 on April 06, 2023, 10:47:43 AM

Quote

This uncle is still doing okay although with some struggles but I am sure there are millions who are broke and wish they could have made and saved more money when they were young.

People are broke due to improper planning and investment, there are people today who made lots of money but have not think of investment because they thought life would remain the same without thinking otherwise, whenever you invest money in a lucrative business that would guarantee you for at least 20 year time to come then there's nothing to worry about because your investment allover will still make rich.

I don't think there are people who don't think about the future, but they just realize it too late. I am they are very lucky now, because I was able to figure that out earlier than most people who are the same age as me, or even older.
Planning something for the future is very important and that in my opinion is the main thing that must be in our minds for the future. But that doesn't mean we can just do it without careful planning, we have to really be able to plan it very well. As I have heard a lot, our future is in our hands, depending on where we will take our future.

Have seen few people around my community who have made series of money and touched million in our local currency but have refused take proper planning of their lives, today they are beggars, some of their children went into prostitution while some of the boys are all cultist who is now terrorizing our neighborhood by stealing and rapping your teenagers.
You see all this was the father's fault, whom have failed to plan and invested his money wisely. I know it's sucking to see such a person whom have touched millions still fall back to square 0 without anything to amount for is very bad and heart broken.

Iadegbola34

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I'm sorry to hear about your uncle-in-law's struggles. It's a harsh reality that even hardworking and diligent individuals like him can face financial difficulties in today's economy. Your observation about the importance of preparing for our future is spot on. We never know what life may throw at us, and having financial stability and security is crucial, especially as we age. It's never too late to start saving and investing in our future selves. I hope your uncle-in-law can find a way to overcome his current challenges and that his situation serves as a reminder to all of us to plan ahead and be financially responsible.

Bushdark

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Quote from: SOKO-DEKE on April 06, 2023, 12:15:29 PM

To ensure a bright future, especially for our old ages, we must plan effectively.There are a lot of people who live conformable lives between the ages of 18years to 50years while they are still able to work and earn money, but they later begin living uncomfortable lives because they are unable to maintain their standard of living at their older age. like, they find it difficult to maintain their health standards and can't afford money to be taking proper hygiene which makes it difficult to maintain their standard of living. All of these problems are, in most cases, the result of their failure to plan for the future.Whoever doesn't plan, plans to fail, as the adage states rather clearly.

One thing many people used to forget is that they are going to get old one day. They forget that time is just a numbers of hours for changes to occur.
We need to be make proper planning about our life especially planning about how to live a comfortable lifestyle when we can't work again. The amount of efforts we put in things to make us live a better lifestyle should be able to build and better lifestyle for us.
When we get older many from 50 to 80 years, we should have made a better investment that will keep us comfortable even when we don't have the strength anymore to work again.

bosede1

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The man had to source for his family which is why things are a little bit hard, you didn't talk about your aunt helping in any way other than being angry. Even if he is trying his best and is the only one helping with the family's upkeep he will need to get a steady well paid job.

wahyuagung26

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Quote from: gaston castano on April 04, 2023, 04:13:18 AM

I think here the concept is getting clearer, we have to put our money in something that makes its value increase, because if you just save your money it won't increase.
so I think investment is the right choice for our old age.
If indeed your uncle is diligent in saving and investing his money, I think now he will not be upset and have financial difficulties.

This is what we say as Asset Investment, at least we have preparation even though it's not completely perfect in the future, and from here people will realize that Investment is much better to do, and choose the option to convert a little savings to invest in Bitcoin, gold or something like this is a wise decision to prepare everything in the future that will come later.

Luckily for those who have adopted this policy in their life, of course they will already know the realm of preparation for their life for the next, at least they have prepared even though not too optimally, which is now very good investment for the future, and use it in a place that already has quality and perfect quantity and at least not too risky.

alastantiger

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Quote from: Marcellin9 on April 04, 2023, 03:41:48 AM

Always plan for the future. What do you think ?

The future is predictable to every man depending on how he plan for it.
When i see young people who use to say that the future is still far, i laugh at them because the future is just standing before us. The earlier we prepare for the old age the better for us.
Your uncle inlaw would have invested for the future knowing that his job may not really last forever or for too long. That is why it is important to have a side job or hustle just to secure a future for his family and for him self when he gets old.

samcoin

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Quote from: Marcellin9 on April 04, 2023, 03:41:48 AM

As he ages, the window for him is closing. I never saw him encounter any financial problem because he has been diligient and frugal. This meet-up has completely changed my mind. Even people like him are struggling financially and we'd better prepare a comfortable life for the old version of ourselves. This uncle is still doing okay although with some struggles but I am sure there are millions who are broke and wish they could have made and saved more money when they were young. Always plan for the future. What do you think ?

This should be a good lesson for every young man, and I think we are lucky to witness these bad days while we are still young and can afford additional work to pay for our expenses. The financial status of almost every person in this world has changed in the past years, so the difference will appear later between people who extract the lesson and change their minds about how to invest money, and people who continue their past living styles which make them waste a lot of money on unnecessary things. However, this situation won't last forever and we, as young men, can still witness prosperous times, but we should be with different minds though.
In fact, the capitalist system of the world is facilitating the movement of money from the poor to the rich people, as we can clearly see this case in every financial crisis in this world. Nonetheless, the opportunity is open for everyone to be rich when they understand how things are going.

jaberwock

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Quote from: Helena Yu on April 04, 2023, 10:51:57 PM

The @OP ask about a preparation when we get old and my 3 plans aren't really hard to follow, I'm not even mention if you're already reach 25 years you must have big house, a car, and $1,000,000 in your banks, when you're already reach 30 years you must have 3 big houses, 10 super cars and $10,000,000 in your banks etc. Those thing I mentioned before was often said by successful young generation and it's really unrealistic!

If you think my plans are hard to follow, you must a person who's only work from 7AM to 5PM and then playing video games from 6PM to 12PM, repeat without think the future.

In life it's important to know if what our goals are. If your goal is to have a car, house or be rich, the only way to get it is by working hard but before that, we may need to go to school first to gain a knowledge and also a diploma to help us land a better career.

If you only want a simple life, then you should not try harder. It is still possible to happy even without those luxury things that we mentioned above. Having a 7 to 5 job is actually enough for one to live. This is better than not having any job at all. It's also not wrong to relax and play video games after the end of their shift but it must have a limitation because we still need to get up fresh with full of energy the next day and repeat the same routine again.

panganib999

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From the nature of your uncle's occupation I would assume you guys are from Asia or something (please don't take it any other way it's one of the most common jobs in the region), where familial solidarity is held at a high regard over money and social standing. In that case, I guess it wouldn't hurt if uou could help your Uncle get back up his feet by offering to teach him how to use crypto and profit from it, or any form of investment and saving method for that matter if he's a firm cryptohater.

That way, you're able to shed some glimmer of hope for the old man considering this coold open profitable opportunities to uim despite his age and looming retirement.

Altpgether, this just solidifies the fact that if you fail to plan, you plan to fail. He's probably blindsided by the massive opportunities for profit that being a sailor provides disallowing him to see the bigger picture and better prepare for when he can't work anymore.

Yatsan

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This should be the bare minimum for the youngsters out there; be futuristic and to prioritize securing your "life". Investments are necessary but that depends on your capabilities ofcourse. You are not required to push through that much or to be early with such field but atleast have some plans and idealization in order to prepare oneself once capability is available.

Quote from: SOKO-DEKE on April 06, 2023, 12:15:29 PM

To ensure a bright future, especially for our old ages, we must plan effectively.There are a lot of people who live conformable lives between the ages of 18years to 50years while they are still able to work and earn money, but they later begin living uncomfortable lives because they are unable to maintain their standard of living at their older age. like, they find it difficult to maintain their health standards and can't afford money to be taking proper hygiene which makes it difficult to maintain their standard of living. All of these problems are, in most cases, the result of their failure to plan for the future.Whoever doesn't plan, plans to fail, as the adage states rather clearly.

It is because of that word already, comfortability. Mistof the younger generations are easily being comfy with what they have and not being realistic that someday they'd be old and no longer would be an employee to suffice their needs. So atleast they should plan for what would bring food in the table once that time comes. Support from your child would be fine but IMO, I would least consider that chance 'coz they will have their own lives, so I need to secure mine personally.

uneng

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Quote from: Marcellin9 on April 04, 2023, 03:41:48 AM

As he ages, the window for him is closing. I never saw him encounter any financial problem because he has been diligient and frugal. This meet-up has completely changed my mind. Even people like him are struggling financially and we'd better prepare a comfortable life for the old version of ourselves. This uncle is still doing okay although with some struggles but I am sure there are millions who are broke and wish they could have made and saved more money when they were young. Always plan for the future. What do you think ?

By the story you told about your uncle he is a hardworking man, who accomplished with his obligations in life with excellency and never let his family be in need. On the other hand, even him working abroad and a lot, it wasn't enough to have a confortable life by now, as you said they still struggle financially sometimes, and that is the part which makes me a little annoyed, because someone who worked his entire life till the 50's should be already in a pretty solid position, living in confort and enjoying everything which has been built so far. Instead, he can't stop yet, otherwise the family will be in a bad financial condition.

So I ask myself, are people really being rewarded as they should for so much effort and work done along the life? I think life standards for elders could be much higher than it currently is on most cases.

Jody.Drummer

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Quote from: Cryptomiles1 on April 06, 2023, 10:47:43 AM

Quote

This uncle is still doing okay although with some struggles but I am sure there are millions who are broke and wish they could have made and saved more money when they were young.

People are broke due to improper planning and investment, there are people today who made lots of money but have not think of investment because they thought life would remain the same without thinking otherwise, whenever you invest money in a lucrative business that would guarantee you for at least 20 year time to come then there's nothing to worry about because your investment allover will still make rich.

I don't think there are people who don't think about the future, but they just realize it too late. I am they are very lucky now, because I was able to figure that out earlier than most people who are the same age as me, or even older.
Planning something for the future is very important and that in my opinion is the main thing that must be in our minds for the future. But that doesn't mean we can just do it without careful planning, we have to really be able to plan it very well. As I have heard a lot, our future is in our hands, depending on where we will take our future.

Quote from: SOKO-DEKE on April 06, 2023, 12:15:29 PM

To ensure a bright future, especially for our old ages, we must plan effectively.There are a lot of people who live conformable lives between the ages of 18years to 50years while they are still able to work and earn money, but they later begin living uncomfortable lives because they are unable to maintain their standard of living at their older age. like, they find it difficult to maintain their health standards and can't afford money to be taking proper hygiene which makes it difficult to maintain their standard of living. All of these problems are, in most cases, the result of their failure to plan for the future.Whoever doesn't plan, plans to fail, as the adage states rather clearly.

A bright future is everyone's dream, but again how do we make it happen. I often imagine when I'm old I will have fun with my grandchildren without thinking about something that will make me lose my joy. In the morning I imagine sitting on the terrace of the house while enjoying a glass of tea or coffee.
While we are young and still have a lot of energy to move freely to do anything, then do something useful to ensure that our future will be bright. If we just keep quiet, then we won't be able to just rely on luck to make it happen.

SOKO-DEKE

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To ensure a bright future, especially for our old ages, we must plan effectively.There are a lot of people who live conformable lives between the ages of 18years to 50years while they are still able to work and earn money, but they later begin living uncomfortable lives because they are unable to maintain their standard of living at their older age. like, they find it difficult to maintain their health standards and can't afford money to be taking proper hygiene which makes it difficult to maintain their standard of living. All of these problems are, in most cases, the result of their failure to plan for the future.Whoever doesn't plan, plans to fail, as the adage states rather clearly.

xSkylarx

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Quote from: Mario Yamasaki on April 06, 2023, 10:09:07 AM

If we are given age then we will get old age, and that's when the provision becomes very important, do not just rely on income when old, immediately take real action and preparation from now so that when we are old then we no longer work and enjoy the current work results .

It is easy to say that we will work hard now so that we can save for our retirement and use it when we are already old, but the truth is that we are barely living, our salary is just enough for us, and we don't have spare money to save. My point of view before was that if you just work hard, for sure you'll earn enough money even if you have less time, but right now we are crying about it since no matter how hard we work, how little sleep we get, and how much we sacrifice, at the end of the day it isn't enough. We are not all given the same opportunity; others can earn a lot doing simple things, but with us it is very difficult.

Topic: Prepare for the life when you get old - page 15. (Read 2315 times)