Real estate vs cryptocurrencies vs business - page 16.

marcous

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Quote from: jrrsparkles on August 19, 2023, 03:20:19 AM

My strategy will be a diversified investment so I will eliminate business from my choice because it takes years to get returns from business unless it is something innovative and satisfy the needs of people in the current situation.

So now I can choose the real estate with 200K as down payment and get mortgage for the remaining value of the property and I still prefer the rental property and decent location so the rent will exceed the mortgage payment so in the next 10 or 15 years I can own a property worth 2 Million with only 200K as capital.

Now I have 300K remaining to invest which may be split into 50/50 and invest in BTC and Gold for the long term.

Agree with you, it is very risky to do business now when most countries are experiencing inflation. I'll also be securing the money in assets for now, and maybe doing a little experimenting on real estate if the opportunity and location are strategic. I think besides being safe, nowadays the opportunity to earn less is guaranteed from building a business from scratch.

In the future, if conditions are stable and financially supportive, there's nothing wrong with trying to build a business because it's a challenge worth trying.

jrrsparkles

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Quote from: Synchronice on August 07, 2023, 12:50:38 PM

Let's imagine that you have half a million US-Dollar/Euro/GBP and want to feel financially safe and build a better future.
1. Real estate
2. Cryptocurrencies are very volatile but rewarding.
3. Business -

Which one would you choose from these and why?

My strategy will be a diversified investment so I will eliminate business from my choice because it takes years to get returns from business unless it is something innovative and satisfy the needs of people in the current situation.

So now I can choose the real estate with 200K as down payment and get mortgage for the remaining value of the property and I still prefer the rental property and decent location so the rent will exceed the mortgage payment so in the next 10 or 15 years I can own a property worth 2 Million with only 200K as capital.

Now I have 300K remaining to invest which may be split into 50/50 and invest in BTC and Gold for the long term.

Betwrong

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Quote from: fuguebtc on August 12, 2023, 05:11:48 AM

Quote from: Betwrong on August 12, 2023, 03:38:02 AM

~ Real estate isn't necessarily a safe investment. Firstly, you need a lot of money for that. Few people can afford investing half a million. Secondly, and there are many examples of that, an apartment you buy today for $250k can cost half of that in 5 years.

Business, again, requires a lot of money. And, as we all know, it's even harder to profit from it than from real estate. And if you are hard working, smart and lucky and thus managed to open a profitable business, in many places in the world it means only more problems and threat to your freedom and life.

What's left is cryptocurrencies, namely Bitcoin. There's a high probability that BTC will surpass its previous ATH, $69k, in a year or earlier. If I had spare money, I'd invested it in BTC. But only spare money, without which I could live the next 2-3 years. And, of course, it's not a financial advice.

In short, bitcoin is the best choice when comparing all 3 because we are on a bitcoin forum Grin

.
And if evaluated fairly and frankly, all 3 are potential areas and can bring good profits for us, as long as we know how to make the best use of it. Many billionaires, many rich people out there they don't own bitcoin, they get rich through real estate, through business... so real estate and business are also very potential. But as you said, since they require a large amount of capital to get started, bitcoin is still the more perfect choice for retail investors like us.

Right. Bitcoin was around $100 ten years ago. And look where are we now. Were there a possibility of buying a real estate back then that would rise 260x in price? And what about business? Can we name someone investing $10k in their business 10 years ago and having it worth $2.5 million today? Well, I'm sure there are such cases, but we all know how rare they are.

So, maybe investing in crypto is a bit like gambling, but what isn't? Only with crypto, especially with BTC, it's not like totally luck-based, right? It's more like sports betting, imo.

tjtonmoy

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You can choose all three. All you need to do is diversify your investment. You can choose real estate first. As you have the capital to invest, you can easily buy 1 apartment and collect rent. That way you can gain passive income every month. This is the best way to start investing as it accumulates passive income. Every month, you just have to collect the rent.

Then comes business. You can invest the rest of the money to invest in a business. If your business is successful, you will be making profits out of it. By doing this, now you have 2 different ways of income. Even if one fails, you will have another as a backup.

After all of this, comes cryptocurrency. You can save from both real estate and business profits. Then just invest what you can afford to lose in Bitcoin. Does not has to be a lot. Because with Bitcoin, you can start as low as $10. But that would depend on your ability and income. Also, don't just put it all in one go. Do DCA as you are making passive income every month. And you can put an extra with business money.

I think this way, we can make better use of everything. Every opportunity should be taken in order to become successful.

Marvell1

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Quote from: wmaurik on August 18, 2023, 09:54:31 AM

Quote from: Joshapat on August 18, 2023, 05:42:55 AM

For now I'm only focusing on investing in cryptocurrencies, this is because I don't have much money for a business or real estate investment that needs at least $ 100k, in my city land prices continue to increase so it has good potential to be a long term investment. If the bitcoin price can reach at least $ 100k then I will look for cheap land for me to make a long term investment.

It sounds like you're imagining something quite complicated when it comes to understanding business capital and real estate, although I have no idea what country you're in right now. If you have the initiative and desire to open a business, I don't think you should have to wait until your capital becomes $100K in order to open a business. Because that amount is a very large amount, and anyone will definitely need time to collect it so you should be able to see other businesses that you can run with a small amount of capital.

And if your business can grow, it will be easier for you to raise more capital for a larger business size. Because even if you wait for the Bitcoin price to increase to $100K, you also won't have that amount of capital unless you actually have more Bitcoin in your savings wallet now. So run a business with minimal capital while investing in crypto if that is a desire that is currently in your own mind.

Yes, business requires a certain amount of capital but also does not need a large capital of up to 100k dollars. If we are really passionate about business, we can start with a moderate amount of capital. But if given the choice to business or invest in bitcoin with that limited capital, I would also choose to invest in bitcoin. Because the return from bitcoin investment will be higher than business, and profit time from bitcoin will also be faster than business. Regarding risk, both investing in bitcoin and business are risky, there is no guarantee that the business will always be smooth and profitable without risk.

wmaurik

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Quote from: Joshapat on August 18, 2023, 05:42:55 AM

For now I'm only focusing on investing in cryptocurrencies, this is because I don't have much money for a business or real estate investment that needs at least $ 100k, in my city land prices continue to increase so it has good potential to be a long term investment. If the bitcoin price can reach at least $ 100k then I will look for cheap land for me to make a long term investment.

It sounds like you're imagining something quite complicated when it comes to understanding business capital and real estate, although I have no idea what country you're in right now. If you have the initiative and desire to open a business, I don't think you should have to wait until your capital becomes $100K in order to open a business. Because that amount is a very large amount, and anyone will definitely need time to collect it so you should be able to see other businesses that you can run with a small amount of capital.

And if your business can grow, it will be easier for you to raise more capital for a larger business size. Because even if you wait for the Bitcoin price to increase to $100K, you also won't have that amount of capital unless you actually have more Bitcoin in your savings wallet now. So run a business with minimal capital while investing in crypto if that is a desire that is currently in your own mind.

Prestongold

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Choosing which is better depends on how vast your knowledge is, and the risk you are willing to take cryptocurrency is of low maintenance but high risk while real estate will cost funtune but of very low risk unlike having structure to maintain cryptocurrency do not require any sort of maintainace. Technically your investment is virtual

Joshapat

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For now I'm only focusing on investing in cryptocurrencies, this is because I don't have much money for a business or real estate investment that needs at least $ 100k, in my city land prices continue to increase so it has good potential to be a long term investment. If the bitcoin price can reach at least $ 100k then I will look for cheap land for me to make a long term investment.

AicecreaME

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I'll go for cryptocurrency.

Cryptocurrency is a high risk high reward in the long run. I'm talking about buying Bitcoin in a very low price and wait until I can sell it in a high price where I would have a very nice profit so the waiting game wouldn't go to waste. Business is also a good one but for me it's tiring because of trial and error process, for you to know what products or services would easily hype in your target people.

So yes, I'd rather choose buying and hodling Bitcoin for a long term process.

Farma

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Quote from: el kaka22 on August 16, 2023, 11:18:11 PM

This is also a bit personal as well, what type of person matters a lot when we are talking about what type of investment you want to make. For example by wife is a pure gold person, she just gets gold, puts it in her safe at the bank and just keeps doing that as long as possible. That doesn't mean that we are going to end up with anything major, it just means that we are talking about a situation where things will be a lot more different and you should be considering this as an option based on the personality you have.

If you like real estate more, then you could make more money there, if crypto more then you do that. All these three could make you money, or could cause you to lose, it depends on how well you do it.

well, I also think that it depends on one's personality. Personally, I also prefer real estate and business development first, but I use crypto for both. I'm pretty sure that other people have different reasons for choosing a different strategy. So, it all depends on one's personality. Some people choose to prioritize crypto and take risks from it to accelerate the increase of their assets, but some people don't want to take too much risk, so choose real estate, or business.

wmaurik

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Quote from: Pejoh Asu on August 16, 2023, 07:41:23 PM

For our financial security, if we have large amounts of money, dividing the types of investments is a good and safe thing, as we know that the higher the opportunity for profit, the greater the opportunity for loss, the profit and risk are always proportional, so placing money in types of investment from low to high is the right thing, real estate is a low-risk type of investment so we can use 75% of assets while cryptocurrencies that are at maximum risk are 10% of assets.

Maybe it's just more in line with your own thinking because not everyone can agree like that when it comes to putting the investment amount in different assets. I prefer to divide it into three investment models if I have a very large amount of money, where I will use 30% to invest in the crypto space and another 30% in real estate and another 30% in other business fields and the rest is for safety at home. I prefer it that way because I think it's much better than what you said although the solution you said is also not wrong for this.

Bebe22

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If I had half a million dollars today, I'd invest in a business. My investment plan has always been these 3 plus Gold, but the business comes first and the rest follows. Starting an enterprise would help you in making a lot of smart choices, and you'd even be able to earn more than what you've invested and invest it in others.
When it comes to investments, time matters. The speculation of returns/ interests increase over time is always certain, as long as you're ready to wait.

livingfree

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Quote from: Yogee on August 16, 2023, 10:36:25 PM

Bitcoin is like the blue chip now and not the highly volatile asset like in the early days so I don't expect it to give you insane returns. I guess it's fine to tell people to protect their hard earned money no matter how small it is by diversifying in low-risk type of assets.

And expect that time after time, this is going to be how Bitcoin will move. The days are gone when it's like crazy and highly volatile but it's still there, we just can't feel and see action for now because the market's stagnant.

Quote from: Yogee on August 16, 2023, 10:36:25 PM

Keep earning money and slowly build your portfolio.

I agree, do it slowly but surely and if you choose to build it through the three mentioned assets. That's better. It's better to start somewhere rather than have nothing at all.

el kaka22

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This is also a bit personal as well, what type of person matters a lot when we are talking about what type of investment you want to make. For example by wife is a pure gold person, she just gets gold, puts it in her safe at the bank and just keeps doing that as long as possible. That doesn't mean that we are going to end up with anything major, it just means that we are talking about a situation where things will be a lot more different and you should be considering this as an option based on the personality you have.

If you like real estate more, then you could make more money there, if crypto more then you do that. All these three could make you money, or could cause you to lose, it depends on how well you do it.

Yogee

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Quote from: BALIK on August 16, 2023, 10:15:45 PM

Quote from: Pejoh Asu on August 16, 2023, 07:41:23 PM

For our financial security, if we have large amounts of money, dividing the types of investments is a good and safe thing, as we know that the higher the opportunity for profit, the greater the opportunity for loss, the profit and risk are always proportional, so placing money in types of investment from low to high is the right thing, real estate is a low-risk type of investment so we can use 75% of assets while cryptocurrencies that are at maximum risk are 10% of assets.

Diversifying and investing in low-risk assets are usually only used by people with large amounts of money. As for us with limited capital, we need to take risks and invest in highly volatile assets if we want to achieve greater success. Diversifying two or more assets that won't work for small initial capital investors like us is futile. It just dilutes our investment and makes our profit less. I advise everyone to focus only on bitcoin, only bitcoin can help us achieve great success although there will be risks involved.

Bitcoin is like the blue chip now and not the highly volatile asset like in the early days so I don't expect it to give you insane returns. I guess it's fine to tell people to protect their hard earned money no matter how small it is by diversifying in low-risk type of assets. Keep earning money and slowly build your portfolio.

dothebeats

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Quote from: Pejoh Asu on August 16, 2023, 07:41:23 PM

For our financial security, if we have large amounts of money, dividing the types of investments is a good and safe thing, as we know that the higher the opportunity for profit, the greater the opportunity for loss, the profit and risk are always proportional, so placing money in types of investment from low to high is the right thing, real estate is a low-risk type of investment so we can use 75% of assets while cryptocurrencies that are at maximum risk are 10% of assets.

Great idea and good explanation which I totally agree with. You have the money hence it is best to be smart about it. Having various investments may amount to various risks but it also means higher opportunity for profit. And yes, I agree that it should be divided based on the level of risk each type of investment presents. Personally, I will also put more than half of my money on real estate and the rest on business and cryptocurrencies. The two will depend on the state of the market and the economic status of the country I live in.

BALIK

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Quote from: Pejoh Asu on August 16, 2023, 07:41:23 PM

For our financial security, if we have large amounts of money, dividing the types of investments is a good and safe thing, as we know that the higher the opportunity for profit, the greater the opportunity for loss, the profit and risk are always proportional, so placing money in types of investment from low to high is the right thing, real estate is a low-risk type of investment so we can use 75% of assets while cryptocurrencies that are at maximum risk are 10% of assets.

Diversifying and investing in low-risk assets are usually only used by people with large amounts of money. As for us with limited capital, we need to take risks and invest in highly volatile assets if we want to achieve greater success. Diversifying two or more assets that won't work for small initial capital investors like us is futile. It just dilutes our investment and makes our profit less. I advise everyone to focus only on bitcoin, only bitcoin can help us achieve great success although there will be risks involved.

Pejoh Asu

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For our financial security, if we have large amounts of money, dividing the types of investments is a good and safe thing, as we know that the higher the opportunity for profit, the greater the opportunity for loss, the profit and risk are always proportional, so placing money in types of investment from low to high is the right thing, real estate is a low-risk type of investment so we can use 75% of assets while cryptocurrencies that are at maximum risk are 10% of assets.

uchegod-21

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Quote from: Synchronice on August 07, 2023, 12:50:38 PM

So, crypto is very volatile and rewarding but another problem here is that you are dependent on exchanges, what will you do if they don't let you withdraw? Another problem is that you have to take care of your coins because once they are gone, they are gone forever.

I joined the conversation late but I need to be clarified by the OP. You mentioned that the problem with the crypto investment is that the owners fortune is dependent on exchanges and they may not allow you to withdraw. I want to understand how this will happen if you decide to buy bitcoin with 500k USD and wait for the bull run.
If you want to invest 500k in cryptocurrency, so you will depend on exchanges. What happens if you get a hardware wallet and save it there?

But for the question in OP, I will rather diversify in the three options provided.

bayu7adi

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Quote from: arwin100 on August 15, 2023, 05:59:52 AM

Consider this

Here's the crux of the matter: Prior to embarking on any endeavor, it's essential that we all comprehend and brace ourselves for the inherent shortcomings that come with the territory. Mastering a field within a matter of hours is, indeed, an impossible. In fact, we are all subjected to the test of consistency, a perennial shadow that accompanies our chosen vocations.

In actuality, every occupation—be it real estate, cryptocurrency, or entrepreneurship—holds merit. The evidence lies in the multitude of individuals who have achieved success in these pursuits. The key determinant rests upon the individual's mental fortitude to stand steadfast within the chosen domain.

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