Topic: Real estate vs cryptocurrencies vs business - page 19. (Read 2892 times)

You provided three options that are both reasonable and likely to entice someone who is working toward financial independence to choose them on their own.
If I had a million dollars, I might build a major business for myself, get into the real estate market, and invest in cryptocurrencies.
I'll discuss each of the three choices in turn. 40% of the $1 million should be invested in real estate, 10% in cryptocurrencies, and the remaining 50%, depending on the situation, should be invested in other business ventures. That's how I will utilize the $1 million if I am to have it

I think you should go for business first because this is the one that demands more money. You need staffs, you need to pay for the maintenance, and others. While in real estate you only need some capital and the rest will work passively. Same goes to cryptos but this one is more affordable than the two. Cryptos are decentralized. You own your assets so you have the rights to sell them if you need money.

You shouldn't wait for the market to go up before you sell because it could take a long time and you will be in trouble if you don't settle the money right away for your urgent needs. In business or on others, it's okay to fail. We can still learn and improve next time.

When we have much money, have many assets, we will always choose safety over risk for high profit, I am pretty sure of that, and that is the common sentiment of all of us. 

Indeed, if we have a lot of money, then owning real estate and generating passive income from it is something that no one will be able to refuse. No one does not want to be comfortable and have a passive income. But we're not there yet, and bitcoin would suit us better. For mediocrity like us, if we don't choose bitcoin then I think, there won't be a second chance for us to catch up with the rich out there, and that's why I chose bitcoin.

In short, bitcoin is the best choice when comparing all 3 because we are on a bitcoin forum  .
And if evaluated fairly and frankly, all 3 are potential areas and can bring good profits for us, as long as we know how to make the best use of it. Many billionaires, many rich people out there they don't own bitcoin, they get rich through real estate, through business... so real estate and business are also very potential. But as you said, since they require a large amount of capital to get started, bitcoin is still the more perfect choice for retail investors like us.

Half a million will actually go far irrespective of your location and your choice in any of these three mentioned investments.

Real estate is one safest investment that exists because it has less risk associated with it and have a future benefit when properly managed. As you mentioned inflation, people that are already into real estate are gaining massively because the cost of renting an apartment is becoming high due to inflation and maintenance costs, going for Real estate will be good for but requires time before one have profit from the investment.


Crypto investment is profitable but very risky especially if you want trade and don't have the basic knowledge to trade crypto.

I consider buying and holding BTC for a while, it is safer than investing on any coin in an exchange because of the risk of centralization.

Business is safer amongst these three but depending on the type of business because there is risk associated with everything. Since you can diversify your money into different aspect of business, you stand the chance making profit in any of the business you started running and the profit will keep the business growing.

I will choose business not because it is lower risk than the other two, but because it has a quick return on investment.

Because of inflation and rising living costs, businesses will be easier to generate profit. Due to how expensive everything is becoming, having a good business will keep you busy and provide you with a steady income, unlike to cryptocurrency investment, where the bitcoin market condition will determine when to become profitable, whereas real estate will require you to wait for a certain period of time before you make a profit.

Real estate isn't necessarily a safe investment. Firstly, you need a lot of money for that. Few people can afford investing half a million. Secondly, and there are many examples of that, an apartment you buy today for $250k can cost half of that in 5 years.

Business, again, requires a lot of money. And, as we all know, it's even harder to profit from it than from real estate. And if you are hard working, smart and lucky and thus managed to open a profitable business, in many places in the world it means only more problems and threat to your freedom and life.

What's left is cryptocurrencies, namely Bitcoin. There's a high probability that BTC will surpass its previous ATH, $69k, in a year or earlier. If I had spare money, I'd invested it in BTC. But only spare money, without which I could live the next 2-3 years. And, of course, it's not a financial advice.

If you have the ability to buy investment lots in real estate, it's better to prioritize it because it's sure that the value will not decrease instead it get higher after 5 years, the capital you used here will grow a lot, and the second thing I want is Cryptocurrency if which Bitcoin is the best to choose to buy and hold until the bull run so that you will not be left behind that you have it and 3rd is the business that is good to establish that you will manage as long as you know what passion business you want and don't you just thought or copied to others.

That's necessary to at least have the idea when you're going to diversify your money. Not just with crypto but also in other sectors where you think that suits your risk appetite and investing techniques.

No doubt with rental properties, it's a universal investment where the property appreciates in value and if you want to rent it out, you'll also get passive income.

So, it's a win win investment for someone who wants to retain his wealth and at the same time have its valuation go high and also earn from it passively.

$500k would really be divided on these things

$100k for making out some apartment and would generating some income or monthly
$100k Building up a business like piggery or other farming venture
$100k Investment with Bitcoin and some altcoins
$100k for buying mining rigs on mining crypto
$100k for Savings and possible expenses out of these different ventures

You would definitely be able to take advantage if you do just know on how to allocate these funds for you to be able to take advantage.
You cant really make yourself that would be able to progress if you arent minding about possible or multiple sources of income.
Diversification would be always best.

It all depends on where I live.  There are certain parts of the world where renting is actually a smarter financial move than buying.  That said I would diversify my assets.  Buying a home certainly doesn't mean that you've got to have it all paid off right away.  Fund your finance portfolio (which includes buying bitcoin), buy a house and put down a big down payment.  These would be the wise things to do.

When it comes to discussions on making an investment, we should always know that risk will be involved either we like it or not, we cannot be deceiving ourselves in some matters that needs to be iron out, cryptocurrency have risk but that's where we are investing on other cryptocurrencies aside bitcoin, memecoins and memetokens should not be regarded as an investment, they are the ones that gives the name cryptocurrency being a risk investment but the people will not talk about bitcoin being the most secured crypto investment.

But on the other hand when saying the basic thing isn't this also the same as being in crypto because of course to start investing then we need some things that we have to learn and look at from the beginning because it is our capital to be there (apart from the money we have) so as not to experience losses.
Being in Real Estate is not just limited to buying a building and waiting a few years for higher offers and it is the same as being in crypto because we cannot just buy coins randomly and wait until the price goes up. Everything needs to be learnt so when we focus on one of the areas that the OP mentioned in the title (Business, Crypto and Real Estate) then we have to do it right so that the choice we make in the end is not wrong.

Real estate business is not bad at all actually most people who learns real estate and manage their properties well become millionaire, we shouldn't compare  real estate and crypto because they are not in the same thing. But the thing is, what similar to both of these investments? if you didn't do some homework, some research, some analysis you will lost a money. Both are risky, but crypto is riskier.

For me personally, I would sort it like this:

1. The reason for real estate is opportunity, yes where I live it is still a good prospect, on the other hand the price of land and materials for construction is still affordable.

2. My business places it at number two on the grounds that I have little personal experience in running a business, even though my business is small capital.

3. Cryptocurrency, personally I have not been able to control my emotions. This means that the price fluctuates up and down will definitely make me dizzy. Moreover, do not have a mentor who can teach on an ongoing basis.

Maybe that's all from my personal point of view.

The first thing we need to consider when investing in real estate or cryptocurrency that is depend on the investor's financial status and risk tolerance. It also depends on the current market situation. It should be remembered that any investment is risky but there is a need to take a decision considering the benefits and risks. Generally, in real estate business the investor has to invest a large amount of money which is risky but it is sustainable. On the other hand, cryptocurrencies are also riskier and if you don't invest in a suitable platform, there is a high chance of loss. However, due to the high volatility of cryptocurrencies, investing a small amount of assets has the potential for high returns, so an investor can earn good profits with much less investment than in comparable real estate businesses. An entrepreneur has to face various problems while running a real estate business but investing in crypto is relatively easy.

Well at least you have idea when you invest on these three, but if I were going to invest. Maybe I will start with a little first on these three as alternate investment. For crypto I would just buy some BTC and would hodl them and for the business, maybe a little catering would do good but I'm not really good at cooking but my wife so I could just do the labor to help her and assist her. As for the real state, we also have the same interest with rental air bnb. Because here in the PH, it's popular to have rental places especially to the tourist spot. You could earn almost $1000 in just few months but of course just minus the needs for the air bnb. That is my main investment but for now, I would focus on crypto since I'm too busy to handle work plus havinga business.

One factor that can affect success is age. It affects how we deal with new opportunities, because over time new ideas can become more important than what already exists.

Starting a business is a brave and visionary decision, but as you mentioned, it is not always successful. Sometimes, failures can have many different causes, and learning from mistakes is an important part of growing a business.

Regarding cryptocurrency investing, you are right about the amount of risk it carries. It is good that you insist on not investing a large amount of money in it without having a deep understanding of this market.

Real estate has the potential to be profitable and increase in value over time. This has been proven over the decades and is a stable investment option.

I will spread that half mil in all of them. Real estate and have my airbnb's rented and at the same time rental properties as well.

As for crypto, I'll try to make my own farm with a solar panel on it. Despite that I have been here for quite a while, I haven't owned yet a mining farm and that's why I'll buy ASICS with that.

And for a business, maybe I'll do something like dropshipping business and will get into it or any other business that I may be interested with. This is an actual diversification that everyone has to have.

The remaining efficiency in real estate investing is due to the problem of fake documents and their locations can still be seen and monitored specifically before someone puts money into them. Because in my opinion as long as these two things can still be seen with the naked eye and can still be solved in any way, it means that this is not a big problem even though it can also be considered a very serious matter.

Crypto and business are also things that should not be forgotten because both of them can still provide opportunities to make profits with a certain deadline. So that I personally would also choose these two things when I had the ability to run them, because I took the initiative to open my own business when I was successful through crypto investment.

You're right that the main problem with not many choosing real estate is that it requires more money than investing in anything else. And I think actually we all want Real estate too. It's just that our level of financial ability determines whether we can enter real estate or not. If we are not financially mature enough then of course entering Real Estate is not easy to do.

But even if I have a lot of money like what the OP said, I will personally prioritize Real Estate and build property on the land that I bought and turn it into a future business. like building a rented house or apartment on the land I bought. So that I can get income from renting out property later.