So much so that 15% of banks world wide expect to widely implement blockchain, which is a ledger of transactions updated in real time by various institutions, by next year, according to the report which surveyed 200 global banks.
These banks, mostly medium to large-sized institutions, are focusing their blockchain technology on three areas: consumer lending, retail payments, and reference data, which refers to the real-time information sharing of transactions across business divisions and institutions.
In four years, IBM says that 66% percent of banks expect to have blockchain in commercial production and at scale.
Well, simply because price per Bitcoin in the future maybe high so if you buy some today you might be a millionaire someday. I prefer decentralized blockchain technology but if I will be given a chance to invest on their system well, it is my pleasure and I am hoping not to experience any problems with centralized ones. But it always depends on the people who will try it's system if it is a user friendly and has fair services towards it's users then it might be a success. But how about peoples privacy, tax and security? This is always a problem when it comes to centralized because governments will make a move since they are interested in our funds.