So after going from driver 12.3 (originally working fine) went to 12.4 (no good at all, opencl didn't detect cards), now went to 11.10. Now with same config hit with the cpu bug (cgminer 2.4) and 3 out of 4 gpu's are fine. No issue with cpu on 12.3 driver so I am back on that.
I'm convinced it is the card for now. I will look for another app that may be able to detect what specifically might be wrong, that app did show poor performance but that's it.
I'm going to run it for rest of month as is in the crippled capacity until I shutdown operations for summer. With power price jumping to .19/kwh too much even for downclocking in my opinion.