Topic: So.. Chase shutdown my College Checking account - page 2. (Read 6947 times)

Have they heard about the recent increases in college tuitions?

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 There is at least One CRITICAL Difference between consumer bank accounts and business bank accounts:
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 Only Consumer bank accounts have consumer protections > in other words let's say your consumer online bank account gets hacked by an ip address other than your own > well your fully protected by that. But "Business accounts" have NO protection for that, none, zip, nada. Many rude surprised business owners have found that out the hardest ways possible (after the fact).


 Of course if a hacker should gain control of a consumers PC / Mobile Device and utilize that device (the customers IP included***) then good luck getting your bank to believe you didn't do the crime yourself and in that case even a consumer has zero outs to defend themselves with. Of course most consumers didn't know they had any protections other than the often worthless promises banks make before hand. Demand to fill out a Fraud report to get your monies back should your consumer account be hacked or otherwise defrauded. Stand your ground. Don't let any bank try to intimidate you. Have a lawyer draft a demand letter if nothing else. As for "business accounts", good luck with that, from what I have read and reviewed for the longest (the past decade) they have no protections when hacked into their online banking accounts.


 There are other "Consumer Protections" as well, I am not certain what they are, but "Business accounts absolutely are not protected (insured) against online hacking attacks that steal funds out of accounts.

 Just a heads up for those that were not aware.

 There are both white hats and black hats. I don't care to see anybody get robbed that doesn't deserve to get robbed.


Drifting a bit:
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 As for banks: Their way out of line far too very often. They are today their own very worst enemies, and Bitcoin's best friend by doing themselves such grave harm by treating their customers so terribly. Hurray in that regard.

 I myself much prefer my own Credit Union for obvious reasons but of course I also have bank accounts and brokerage accounts too.

 But no longer will I ever "reward failure" nor give any business to the worst of the "too big to fail bailout queens" that all committed federal felony frauds on a grand scale never before witnessed in all history, and got away with it, completely, with no prison time. Unbelievable. We put 10,000 of them in Prison in the 1980's alone. But they fully own our government today, and it shows, terribly.

 I wont even dare purchase a GM or Chrysler car ever again either.

 I refuse to reward failure, and I refuse to enable failed businesses to survive if at all possible. I also actively mention this to everyone.

 These criminal corporate parasitical maggots all need to be drowned in their executive bathroom bathtubs per say, along with everyone that dared to allow such bailouts. They turn around and love to blame government when it's them that own and control government. Again, NOT the "best, nor the brightest". Instead the utterly stupid and idiotic. Their completely transparent, and already displaying their fangs while laughing at the public and thumbing their crooked noses at the law whom they have in their back pockets.

  The weak businesses must fail and go to strong hands. Otherwise no lessons are learned, and it just keeps repeating. Worse still it is systemic conspiracy, ala crony vulture capitalism; where the well connected and wealthiest get bailed out and stifle all other outside competition.

 Not to mention they allows resort to "socializing all of their losses onto tax payers", and "privatizing all their profits to themselves" as much as possible. That's another way of saying all of the above is in direct violation of RICO Criminal Conspiracy and Money Laundering Laws in many degrees, but hey they have Congress, the SEC, the DOJ, and even the Supreme Courts in their back pockets today, not to mention past and present government administrations in their back pockets too.

 Only We the People stand in their way if enough of us demand better by boycotting their businesses altogether.
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 Otherwise we're fucked.
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 Don't enable them. Reject them.
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 Spread the word
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  Know your legal rights, but be respectful and curious at all times. And don't always tip your own hand to let them know everything you know about them. This shit is going to end, but only if We the People gang up on the financial criminals and crooked businesses.


 Me? I am their worst nightmare. And I am truly as untouchable as anyone possibly can be.



 Step one to fixing this is to END THE FED.
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 Step two is to have "Debt-Free" Currencies.
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 Step three is never allowing Private Bankers to control the money, to control interest rates, to control finance.
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 It's really simple.

 They try to make it sound so complex. But Alan Greenspan never fooled some of us old timers that knew he was babbling bullshit while stoking the fires of melting down Capitalism for his Criminal Federal Reserve Bank Shareholder/Owners (the largest member banks of the fed).

 It's a vast criminal conspiracy. Their stealing everything. They with the other biggest financial criminals already own >40% of all global assets. Soon they will own more than half (the top 141 Corporations, with the largest being the very largest banks, and always through subsidiary after subsidiary that they either own outright, or own controlling shares of).

  It's the worlds most evil racket, and it must be brought to justice as soon as they collapse the worlds financial system, or as soon as The People Demand they be brought to justice. IF they don't lose control again it may prove to be a very brutal future for 99.99% of the world's population.

 We must also CLAW BACK all the stolen and defrauded loot that they all stole and swindled.
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 We must not let these Financial Pirates get away with stealing this world, and enslaving us even more so than already enslaved financially.


 End of Speech. I am off the soap box.

I would also look into a good local credit union or something of that nature were you and your money is valued. 

On a side note I sense an opportunity for some kind of Bitcoin "bank" to step in to the picture at some point.  Probably after many people who have had to deal with this issue from major banks.  When this is a more common problem known to many people I'm sure it won't be tolerated for very long.

Personal accounts have different risks then business accounts do and are priced accordingly. If you needed a bank account to do business then you could simply open a business bank account, let the bank do it's due diligence and do business out of the business account.

Use smaller banks, I use People's United Bank, the treat me like royalty cause I keep a good amount of money there and they never ask questions. Mostly because a lot of people have very small amounts ($1K-$5K) and they value that money.

As long as it's designated as an owner draw and balances out your CPA and IRS don't care.

This is why Bitcoin will be big.  The banks like Chase don't respect their customers.  They don't have any concern of the inconvenience to you and that is why you were treated like a criminal.  When I went to my bank to cash a check I was blown away when they required I give them a fingerprint..

It should be made clear if you have some kind of limit on your account to withdraw and if not previosly stated in the contract you signed when you opened the account then they should have not delayed giving you your money.

AHH the exact reason everyone here hates the banks.

Now now now let me tell you debt slave how you can spend your money.  This is a PERSONAL account you slave bastard how dare you attempt to do something else with it.  We will treat you like a pos because you are one now bow to me and I'll consider give you your money back.

Personal account isn't suppose to be used for business purpose.

 
 Allow me to offer several suggestions that many still don't grasp and wont until it's drilled into their brains!


1. Real Capitalism NEVER rewards failure.

2. Real Capitalism NEVER bails out anyone.

3. The Biggest Banks ALL went Worse than Broke.

4. Same for many other MAJOR Corporations whom were also bailed out.

5. This Crony Phony Capitalism is absolutely insane and will end horribly for all of us. Then we reboot and start over again if we're not wise enough to dismantle this broken, criminal banker cartel first.

 They effectively hijacked this nation in 1913, and have repeatedly financially destroyed the masses ever since with one boom and bust after another. That will continue until their stopped.

 So will the insanity of debt based dollars with debts that can never be paid back by the very design of their diabolical debt based dollar ponzi scheme.

 And after all: This is the very reason Bitcoin was covertly done and released into the wild in the first place people. Please honor that and never reward failures. Offer helping hands but NEVER reward failures. And never accept debt based currencies that will keep the population in debt bondage from their baby cradles all the way to their grave.

So with that summary now we can continue:


To Stop This Insanity:

1. Never do business with any "too big to fail bank or corporation". Force them ALL to FAIL.

2. Never reward failure.

3. No one will bail any of you out, nor any business of yours.


 Don't accept Crony, Phony Capitalism. Don't reward them. Save in Bitcoin, not dollars. After all, dollars are being constantly inflated away and the dollar is the very WORST store of value compared to gold, silver, bitcoins and most any other hard or precious asset anywhere.


 So CLOSE ALL YOUR Accounts at Every Larger Bank that received any Bailouts at all. That would include the top ten major banks and a long list of others.  Look them up if your not sure if your bank received any bailout monies. Anf If so you know what your suppose to do to be an honorable American and not aiding and abetting a criminal banking cartel whom are crony phony capitalist pigs.
https://projects.propublica.org/bailout/list
https://www.propublica.org/special/government-bailouts
http://wiki.answers.com/Q/Which_banks_that_received_federal_taxpayer_bailout_money

 But note: That WONT include any local or regional banks, nor any credit unions, because none of those will ever be allowed to be "bailed out", none of those ever have been "bailed out" ever. Bailouts were only for the major insiders/owners of the Fed.

 In other words; the major banks bought up many smaller banks during the last two decades to gain a foothold in many major cities, and then went straight into robbing their own banks, and busting them. Today not many smaller local and regional banks exist anymore. But enough do. And credit unions are at least as good as local banks usually.

 Sadly the Too Big to Fail Criminal Bankster Cartel have repeated their failure already AGAIN TODAY.

 Truth be known their all much worse off today than ever before. Entirely insolvent (worse than broke), just like before. Yes, they continue to lie, cheat, and steal, everything that they possibly can. From unsuspecting dupes like yourself if your still doing business with them.

 This is the real reason for the severe capital controls (their broke again) such as limiting withdrawals, the outrageous questioning of why one is withdrawing their own monies, and the limiting/restricting foreign wire transactions. This has nothing to do with post 9/11 Know your Own Customers and all that nonsense that they will claim it does. But instead their trying to become overt masters with domineering demands such as asking their out of line questioning of their very customers whom they should never disrespect in such a fashion.

 This is the major criminal banks thinking they can keep further enslaving us all, and that we are dumb enough to go along with it. They can't. They wont. We're going to end the big banks rein, and end the fed - their parent criminal banking cartel corporation. After 100 years of this nonsense it's a given their in terminal decline and about to finally self destruct. The entire world knows today, as do many of us, that their the biggest, most evil, most diabolically criminal organization to have ever captured their own empire - the USA. Of course just like many out of line corporations the banksters will turn around and just as stupidly blame government. The very government they own and control along with the largest multinational corporations. Get over it people. And stop rewarding these parasitical maggot criminals.

 The big banks books as well as the Fed's books are all cooked.  ala Enron cooking the books accounting, with losses hidden off the balance sheets, and with market to fantasy pricing of assets on and off their balance sheets. And No amount of DEBT BASED money will bail out these parasite banks out, not ever, it's mathematically impossible at this late point. Of course their really not the best and brightest nor do they have any of the best and brightest employed for if they ever had employed the best and brightest they wouldn't be in the situations their in today.

 The Banks parent corporation the fed (Federal Reserve System Inc.) printed up tens of trillions and still they can't save themselves and their member banks, much less the ever more endebted US Government that insane enough to allow themselves (us, the public) to borrow the fed's debt based dollars at usury rates of interest into perpetuity (forever). Those debts of the US Government can never be paid back either. It's a asthmatically impossibility. As soon as the first dollar is loaned out at interest there is suddenly more debt than dollars, just to grasp that concept of enslaving nation after nation into debt bondage and then raping them of their assets (forced debt liquidation privatization of national assets).


 It's absolute sheer madness to allow this to continue. Let alone not seizing all the largest banks, and putting then into receivership, and then fixing their messes, and selling off their assets, and/or then selling their businesses to strong hands that know what their doing and can afford to purchase those banks. That's the way we always did it up through the 1980's.

 Capitalism never rewards failure. Weak businesses must be allowed to fail, just like forests must be allowed to burn. Strong businesses purchase weak and failed businesses and take those and repair them, or liquidate those purchased assets. That's real capitalism. We used to practice that until of course these parasitical maggot criminal banksters went into to terminal failure mode of their banks, their hostage nation states, and their own parent company.

Today, and for the last several years the Fed is even purchasing all the mortgage backed bonds with money they create out of thin air for zero costs and then having the gall to claim those assets for the Fed itself and turning around and claiming their doing us all a huge favor in doing so. Or in other words their buying up assets with free money (for themselves) and often at fire-sale prices, and sticking those tangible bond assets backed by homes and what not (mortgages) into their own pockets.

 Also, the fed is also THE BUYER OF LAST RESORT for US Government Bonds today too, and have been for years now. In fact to this day their still purchasing around 70% of all US Government bonds because no one else is dumb enough to still want them. Any jawboning (chatter) about "tapering of bond purchases" is solely because the US government isn't still requiring 1.4 trillion a year in loans from the Fed anymore, so yea, instead of the fed purchasing 85% of all US Bonds in the last few years now they are only purchasing about 70%. Does anyone get my point though? The gig is about up. The Fed, their banks that OWN them, and their hostage nation/state empire they control (the USSA) are all in terminal financial failure. So what's their end game? I don't care what they want. WE the PEOPLE must END THE FED and END DEBT BASED Currencies for EVER. No more private, criminal, banking cartels "loaning us monies into perpetuity" and there by enslaving our nation and all of us for our entire lifetimes, let alone future generations. This is the most evil crime in all history. And those behind it are the most evil, wicked, and monstrous people on this earth.

 Of course the parasite banksters demanded to be bailed out after stealing everything they possibly could during the last few decades from everyone everywhere. Deregulating them merely allowed them to steal that much more that much faster, but the end results would have been the same. Western Economic Theory and Austrian Economic Theory are both SEVERELY FLAWED. Even Alan Greenspan had to admit his own flawed "theories", but of course he knew all along but lied, repeatedly, for his banking cartel owners.

 And after all of the major banks were bailed out they just continued to do the same things, lie, cheat, steal, swindle, and rig the bond marketplace entirely, as well as rig the stock market too, and never have a losing stock day (JP Morgan Chase and Goldman Sachs) for nearly two whole straight years after 2009 if I recall correctly? The entire series of Fed and Member/Owner Bank scams are ponzi schemes people.

 The Fed's "member banks" own the private stock of the Fed. (Federal Reserve Incorporated). The Fed is not any part of the US government. They lie, so does the lying propagandists in the main stream news media lie, and state their an "independent branch of the government". Their not. Federal Judges ruled as much long ago, even the Fed's own lawyers admitted that. But still lie after lie, bla bla bla. And the dumbed down sheeple still fall for this financial debt bondage and still are forced to pay taxes (income taxes) on their own labor. Idiots.


 WTF are any of you thinking by way of doing any business with such a cancer as the too big to fail banks?

Wait...anyone doing any business at all (rewarding) with any major bank is NOT THINKING at all.
But they certainly are being good, obedient worker slaves for their bankster masters.

STOP doing any business what so ever with the "too big to fail banks".

 These maggots have so much power they shit canned the Illinois governor in 18 hours after he stated on the news that the state of Illinois would no longer do business with Citibank (concerning a factory closing, and workers locking themselves in, with zero warning and zero severance). The next morning the FBI arrests the governor on trumped up charges of conspiracy for charging others for official appoints, or whatever. The point is these criminal maggots have control of our own government. Only WE THE PEOPLE can end this. Our government is fully compromised today. Get it through your heads young people. Or your futures are very dim.


 STEP ONE TO SANITY:

1. END THE FED. force it to fail, end, be nationalized (expropriated).

2. Print our own Debt FREE US Dollar. That is what congress is suppose to do, instead of duplicity involving insider trading and much more.

3. Declare all the debts and assets held by the Fed and their member banks as RICO Crime Theft Assets and seize / expropriate all of them.

4. Put all the criminals in prision. We put 10,000 bankster criminals in prison in the 1980's. We can do it again people, there is no statute of
    limitations on bank fraud and it's the same for tax fraud too. These bank executive maggots can be stuffed in prisons where they all belong.


 Besides: That's the only way out of this mess.


NEVER REWARD FAILURE.
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Never accept anyone rewarding any failures.
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Every child doesn't deserve to go home from an event with a trophy either. (a ribbon for runner up's and others would be much more appropriate)
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 Capitalism is much like nature. The strong thrive, the weaker much yield to the stronger. Only in that fashion does business and society both gain enormous benefits. Rewarding failures ends in terminal declines at best, and eventually in total failure of the entire system.

 No one is "too big to fail". In fact their TOO BIG to Bailout, EVER. It should have never even been an option or even discussed.
And it hasn't done any good either. Their just creating an even larger mess now.

 They all could have easily been put into receivership, the "employees" kept on to run the businesses, the executives fired and brought to criminal justice. etc. Just like it's always been done. All that nonsense about "too big to fail" is pure nonsense. They merely and finally displayed their criminal fangs and sucked ever more trillions of monies from all of us.
 
 Please start by going to a local bank or credit union and opening accounts there. After their open, in 30 to 45 days close all your Too Big to Fail bank accounts. If they ask why tell them "I don't need it anymore" and say absolutely nothing more even if they try to drill out of you any information. Better yet, mail them a signed and dated letter with your full signature and with the bank account number and your full name and address, instructing them to close the account and mail you the balance, and never set foot in that bank ever again. Photocopy whatever you mail them. Never trust those assholes. Be wary of them retaliating and charging your closed account any fees so as to trash your credit rating or chex ratings. Verfiy for the next few months that the balance is still zero after closing accounts otherwise they may trash you too. They tried to trash me, but I was slick enough to catch Wells Fargo and call them out on it in person, up close and personal. At least the next manager fixed what the prior one attempted to do to my chex and credit ratings by charging me fees after she closed my account herself. The fucking gall of these criminals runs all the way down to their local branchs and many a branch manager and teller deserve 10+ years of hard prison labor in a For Profit Prison hell hole.

 Their wide ranging federal felony conspectuses and federal felony criminal RICO ACT crimes displays their truly Organized Crime Inc., Gangsters whom have our own government and it's top officials compromised through either bribery, blackmail, or other illegal coercions, or threats. And they can obviously reach out and touch any of our elected and appointed officials and ruin them in an instant should they dare balk. The Massad is their Spy agency and it's Israel's Massad Spy Agency whom had direct taps into the NSA mainframes and much more for decades, not to mention everywhere else while these parasitical maggot criminals fully hijacked our country from all of us right under our noses. Since our politicians and appointed leaders have no spine nor any morals it's up to us to stop doing all business with all too big to fail business to drive them all under. Same for the dollar, of course today the world is ending trading in dollars. The only people shocked and surprised these last several years by ever more revelations are either too young to have known, or were sleep walking when they should have had both eyes wide open.

 Make no mistake. This means we must fight to regain our country. I don't have to spell it out any more than that. The reader can connect the dots from here.

 So it would be real wise not to keep savings tied in dollars and especially in any major bank, or any bank for that matter. After all; the entire world just turned it's back on the US Dollar, less maybe at most a few allied nations. But even France and Germany are no longer in the Fed's court nor willing to support the "worlds sole reserve currency which is the fed's dollar". The public think of the dollar as a US Dollar, yet printed on the bills is "Federal Reserve Notes", not US Dollars. Ever since they murdered JFK after he began printing $5 US Dollars debt free we haven't had any more "US Dollars". In fact we never did before that time either.


Today I save in Bitcoins, not dollars.

The dollar will start crashing in value from here out, faster and faster. The Fed, it's member banks, and the dollar are almost dead.

 end the fed.

 end debt based currencies.

 that's step one to sanity.

 spread the word.

 do your own research.

 learn why I state such things.

 they hate the internet, they can't stand the truth to get out.

 it already did.

 Otherwise your wittingly now giving aid and comfort to the worst enemy of the American People and the USA. (Major US Banks & their wholly
owned Fed (Federal Reserve System Incorporated / Private corporation / criminal banking cartel / RICO Criminals).

Video - Century of Enslavement: The History of The Federal Reserve
http://www.gilad.co.uk/writings/century-of-enslavement-the-history-of-the-federal-reserve.html

and

THE WRH BANKER ARTICLES: ALL IN ONE CHUNK
http://whatreallyhappened.com/WRHARTICLES/bankersinonechunk.php

and

BRICS morphing into anti-dollar alliance - News - Reality Check - The Voice of Russia:
http://voiceofrussia.com/2014_07_03/BRICS-is-morphing-into-an-anti-dollar-alliance-6229/


 It's a sad, fucked up day in Merika, and an upside down world when we have to turn to Russia for news.
(in 1917 these ancestor's maggots hijacked Russia, turning it into the barbaric USSR. Today they did the same to America).
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Hence the real, dire need, for the covert Bitcoin and Decentralized Monetary Monies.



re: the above link, and the following link too.
http://rt.com/



Lastly: As for the worst  enemies of American's and the U.S.A.
(this message is for only you parasitical maggot criminals)
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 As for anyone that doesn't care for any of the data within this, or maybe to where and to whom it leads:

We're going to destroy YOU. ALL OF YOU. Your evil incarnate.
You should have never fucked with America.
That was your terminal error.

We are your worst god damn nightmare come real.
You can't win anymore.
In fact your already in full retreat.

Within the next several years your all going to be destroyed.
And all your stolen loot and assets will be clawed back.

We are your worst nightmares.
Get used to it.
It's just going to get worse, and worse, and worse.

P.S. Maddoff say's hi.

yet another...example:
Jamie Dimon; the CEO of JP Morgan publicly slanders Bitcoin - End result, suddenly afterwords Jamie Dimon has lethal throat cancer...

lastly: Big Banks Want Power to Declare Cyber War
http://www.blacklistednews.com/Big_Banks_Want_Power_to_Declare_Cyber_War/36495/0/38/38/Y/M.html

*.*

The regulations and the banks are not independent variables. As a group, they agree to these outrageous rules. The penalty they (and their shareholders) will face is an enormous reduction is capitalization (in real terms, not toilet paper with dead presidents).

From reading all the threads about Chase closing bank accounts one thing comes to mind
Thank God I do not use Chase Bank  lol.

The best way to get back at them is to have multiple friends open accounts every year when they have the $200 promo with $1500 deposit. In 3 months you get 13% interest basically with no fees.  Close it before the end of the year, wait 6 months and repeat.  I have my friend doing this now after WaMu bounced a rebate check from PNY right as Chase was taking over.  It was out of my control but Chase just decided to close my account.

Go with a local credit union.
I think they always treat you better.

Banks need to follow certain reporting and regulatory requirements in order for them to stay in business. If banks do business with someone whose account activity is shown as being high risk then the bank itself is taking on a regulatory risk if they do not document certain things about your transactions.

I hate to say this (no you don't your touching yourself under the counter)...
What a BITCH... you can hear her accusational tone treating you like a criminal, because terrorists and drug dealers ALWAYS put their money in the bank

Trying to help you my ass, she was thrilled to have some kind of break ANY KIND of break from her boring ass brain dead job and convince herself she isn't a human ATM for just a second. Its really sad what this country has come to.

If you aren't a brain dead slave just like me YOU MUST be up to something! Now everyone march in lock step. Make sure your brown shirts are ironed.

Banks are pretty much evil incarnate. Unfortunately for most of us they are a necessary evil that we try to have minimal contact with.

Like a butcher asking you how you're going to cook the meat and refusing to sell it to you if you decline to answer. Okay, I'll take my business elsewhere then. Good day.

Chase is showing a trend which is rather strange.

I wouldn't assume all banks, savings and loan, and credit unions are bad because Chase treated you bad.

You ordered a hamburger.  You got a bad hamburger. 

Are all hamburgers bad?

Get an account at a credit union.