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Topic: The Ledger, listing open and defaulted loans. [Updated at least once every 24h] - page 15. (Read 30964 times)

hero member
Activity: 924
Merit: 1005
4 Mana 7/7
What is the purpose of keeping a list of defaulters/scammers when most guys on the list havent logged in in 1 year.

If they would be active members then it would hurt their reputation as forum users, if they have a defaulted loan on their shoulder, but considering that these guys arent active anymore I dont see a reason.

Can anybody explain?
It will serve as a reference for negative feedbacks or it will prevent the defaulted members from taking another loan which he/she will not repay.
hero member
Activity: 854
Merit: 1009
JAYCE DESIGNS - http://bit.ly/1tmgIwK
What is the purpose of keeping a list of defaulters/scammers when most guys on the list havent logged in in 1 year.

If they would be active members then it would hurt their reputation as forum users, if they have a defaulted loan on their shoulder, but considering that these guys arent active anymore I dont see a reason.

Can anybody explain?
legendary
Activity: 3514
Merit: 1548
Get loan in just five minutes goo.gl/8WMW6n
goose20 successfully repaid  loan from me on time. Kindly remove it from the list.
thanks
-zz
legendary
Activity: 1302
Merit: 1025
Josephdd has repaid his loan. Collateral is now sent back to the user. Please update. Thanks!
legendary
Activity: 966
Merit: 1000
Hi guys, just a quick discussion about this service: to avoid problems like the one with katerniko1 (a borrower being insulted about the fact his name was mentioned in this thread), maybe it's a good idear to edit the rules in our loan-thread and clearly mention the fact that all loans will be added to a ledger?
actually i didnt insoult borrower i stated that 3rd party have no right to talk about my desisions or my loans or my life.
and that was not borrower that was some other guy. i have no problem with this list or anything but i have problems when 3rd party involves in something that is not his..
regards.
-Katerniko1
sr. member
Activity: 252
Merit: 250
Go figure! | I'm nearing 1337 posts...
My loan to katerniko1 was successful. Please update it in the Ledger.

Thanks.
sr. member
Activity: 462
Merit: 250
Just to be clear, as I haven't yet received my payment from signature campaign I will be unable to repay my loan until I get the payment. I and laosai have agreed to repay the loan (quoted in Laosai's word via PM) "when you(I, mexxer) can pay". Laosai can confirm.

Yep I can confirm this Smiley

I forgot to post it here on this thread about your requested extension, good thing you reminded me.
hero member
Activity: 924
Merit: 1005
4 Mana 7/7
Just to be clear, as I haven't yet received my payment from signature campaign I will be unable to repay my loan until I get the payment. I and laosai have agreed to repay the loan (quoted in Laosai's word via PM) "when you(I, mexxer) can pay". Laosai can confirm.
hero member
Activity: 896
Merit: 1006
Hi guys, just a quick discussion about this service: to avoid problems like the one with katerniko1 (a borrower being insulted about the fact his name was mentioned in this thread), maybe it's a good idear to edit the rules in our loan-thread and clearly mention the fact that all loans will be added to a ledger?

This is not the right thread to discuss aboit implementing the rules. You may post an appeal on the Meta section regarding this. , myself support this to prevent users to get double loan and to prevent scam attempts. It's a good sign that everyone shall be aware of the users that uses the lending service in here.

I think there must be a miscommunication.

I'm not appealing the rules, i wouldn't know what to appeal to, or what to post to in meta. As a lender i'm in favor of this thread, or any kind of central ledger... I'm just discussing the fact that we might avoid borrowers complaining by stating the fact that we'll share their info in this thread on our own loan threads (not on this thread)... That's all.
legendary
Activity: 1302
Merit: 1025
Hi guys, just a quick discussion about this service: to avoid problems like the one with katerniko1 (a borrower being insulted about the fact his name was mentioned in this thread), maybe it's a good idear to edit the rules in our loan-thread and clearly mention the fact that all loans will be added to a ledger?

This is not the right thread to discuss aboit implementing the rules. You may post an appeal on the Meta section regarding this. , myself support this to prevent users to get double loan and to prevent scam attempts. It's a good sign that everyone shall be aware of the users that uses the lending service in here.
hero member
Activity: 896
Merit: 1006
Hi guys, just a quick discussion about this service: to avoid problems like the one with katerniko1 (a borrower being insulted about the fact his name was mentioned in this thread), maybe it's a good idear to edit the rules in our loan-thread and clearly mention the fact that all loans will be added to a ledger?
sr. member
Activity: 462
Merit: 250
User bassguitarman just requested an extension for his from me via PM and he'll pay within the next 3 days (Nov. 2 )

Kindly update the ledger thanks!
legendary
Activity: 1302
Merit: 1025
Zexece has sent me a PM and asked for an extension of 7 days(1 week) with an additional interest of 0.005 BTC upon repayment.

Just FYI, jacee already has another loan out by another member that is currently active. Since your loan has no collateral, this might not turn out well... this is why I think all loaners should leave a neutral rating when loaning to someone.

Yes I am aware of that,  didn't saw it at first until Laosai appealed that zexece has an active loan from her.  Anyway, the guy isfrom the same country as I am so I was hoping he would be just honest and repay the loan. I gave him another week anduntil then let's see how it will work.
sr. member
Activity: 252
Merit: 250
Go figure! | I'm nearing 1337 posts...
Zexece has sent me a PM and asked for an extension of 7 days(1 week) with an additional interest of 0.005 BTC upon repayment.

Just FYI, jacee already has another loan out by another member that is currently active. Since your loan has no collateral, this might not turn out well... this is why I think all loaners should leave a neutral rating when loaning to someone.
member
Activity: 75
Merit: 10
Watching your loans
updated!


Lucullus is refusing to pay back his loan to me, please mark it as Defaulted until he makes a payment.


you didnt put it in, can i get a ref or better a real update request? thank you Smiley
sr. member
Activity: 462
Merit: 336
Lucullus is refusing to pay back his loan to me, please mark it as Defaulted until he makes a payment.
legendary
Activity: 1302
Merit: 1025
zecexe   jacee 0.028BTC (0.021BTC) none 30/10/2015 ReferenceActive

Code:
[tr]
[td][color=red] zecexe  [/color][/td]
[td] jacee [/td]
[td] 0.018[BTC] (0.026[BTC]) [/td]
[td] none [/td]
[td] 06/11/2015 [/td]
[td][url=https://bitcointalksearch.org/topic/m.12761904]Reference[/url][/td]
[td][color=#10D624][b]Active[/b][/color][/td]
[/tr]

OP please Update this loan detail.
 Zexece has sent me a PM and asked for an extension of 7 days(1 week) with an additional interest of 0.005 BTC upon repayment.
legendary
Activity: 3514
Merit: 1548
Get loan in just five minutes goo.gl/8WMW6n
Hi there  Smiley

Loan amount required:1 BTC
Interest: 15% (open for discussion)
Repay date: After month (ie 30.11.2015)
Collateral: My account (I have three important topics on the Bitcointalk 1, 2 and 3)
Bitcoin address: 1MaxbNJmvrrsisot1MsqzxbuNaDRMquXqu
TheLedger does not provide loanst, here just list of active and defaulted loan.
member
Activity: 75
Merit: 10
Watching your loans
legendary
Activity: 1302
Merit: 1025
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