I don't think you can be called a coward. many investors diversify risk on several levels. ranging from large risks to small risks. with the aim of their assets will be safer and accelerate its growth. therefore depends on the comfort of investors to choose which level of risk
We are investing for one reason, we believe that crypto is the future and as it progresses we also like to get the benefit when its value will grow.
Also, we have our own strategy on how to use the money to give us a positive return, so it should be based on our idea only, and it doesn't matter if its a high risk or low risk that we are taking, as long as we are comfortable with it, we should do it.