Like you said, there's more to it. Rich people have lots of positive attitudes that made them where they are right now. Anyway...
Procrastination: I call this the slow killer of destiny, it has caused setback for many people, there are some life changing opportunities that occurs just once and many have failed to seize it, why? Cause of Procrastination. Well, one of the best ways to tackle it is to set target, implement your goals and work towards actualizing it.
This is the main reason why I find myself unproductive at some days in a week. There's a time where I feel that I want to just lay down, and scrolling, and scrolling. After a few hours of doing that, I will realize that I didn't do anything good at that "few hours" and if only I spent that time working, or upskilling then it would be better. TBH, I don't know how to defeat procrastination because I've done many things that people are saying online, but it isn't working for me. CAN ANYBODY HELP ME DEFEAT PROCRASTINATION?
Wrong circle of friends: Your circle of friends could determine your level of success, there's this advice my dad always use to motivate us, he said a poor person in the circle of five rich people is a potential rich person, and that's cause the person would get informations or help from other friends to elevate him/her. One mustn't only consider rich friends but atleast your circle of friends should be with people who's got the mindset of acquiring wealth and are working towards achieving it.
There's a famous quote that states, "If you want to be rich, surround yourself with rich people. If you want to be a businessman, surround yourself with businessmen as well."
Point is, if you feel your friends or whoever is around you that isn't helping towards your growth as a person and isn't helping you on how to be a successful man or become rich, avoid them at all cost because they will just drag you down.
Fear of failure: The fear of failure has caused setback to many people, once someone kill there fears and go into a business, investment or project with the mind-set of success such person is bound to succeed so far they're working hard enough but once fear is entertained it could cause the person to easily give up on actualising their dreams.
What it takes is just one. One single success after 100 failures. One yes is what we need in order for our lives to be changed. Along the way, we will experience failures, but as long as we love what we are doing, just continue. Failures = learnings. Failures = experiences that we will be avoiding in the future. Whether it's business, investment or whatever it is, there will be at some point at our lives where we will experience failure, and if we want to be a successful person, we need to stand up, do something and adjust to it.
Fear of risk taking: Taking risk could be harmful if not calculated but not taking risk is even worst cause their are many opportunities involved in taking risks, a good percentage of successful people today are risk takers, so I believe the journey to success still requires taking risks.
Every successful businessmen right now took the risk at some point of their lives that's why they're rich now. As an investor, we are taking the risk of investing money into different asset because we want to be at least be richer.