To afford personal education or a property? Where to allocate funds? - page 2.

xSkylarx

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Quote from: Japinat on September 17, 2023, 05:31:43 AM

Quote from: TheUltraElite on September 11, 2023, 12:49:28 AM

A property is a long term investment for the future and a land can generate money through being rented or for growing crops but then you have more money to put in and a slowing down of growth. On the other hand education is something that will be a short term thing but gives you an edge over others. The future prospect will be much better if you have a degree and then think of a property.

However family problems and financial constraints are important to consider here. If you are in need of money education will have to wait but keep in mind that as you grow old the chances of going through the education grind is tough.

Probably, your post is as good as to say that property is more valuable than getting quality education, and I definitely agree with this. What we need in life is to achieve daily survival, and with education alone, it won’t guarantee that we will live our lives comfortably. But if we chose both education and property, we can expect that what we will attain in the future is the bigger picture of our initial expectations. Unfortunately, only rich people can easily afford to obtain both.

Property is more valuable in the long term but it's only applicable if you have the money to buy it or inherit it. Education gives you an edge mostly if you don't have the money to purchase a land and also inherit it. You also need a job to develop your land whether it's real estate that someone buys it or rent it or you'll make it a farm but you need to have capital on it for development.

Having both is best and I don't agree that just rich people can afford it. There are others working hard just to buy their own land doing multiple jobs and having multiple incomes even if they haven't gotten an education or even a degree so that they can invest in a land and rent it and receive a passive income.

bayu7adi

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Quote from: CODE200 on September 16, 2023, 09:08:50 AM

This can also depend on your country. In our case, having education is a high of importance because most of the industries and job opportunities here requires you to have a degree, even jobs like baristas and service crews are expecting you to finish at least secondary school or even college. This is sad, but living in a developing country means you need to work twice as hard because there are less opportunities, especially for those people who doesn't have a degree or finish their school.

Now, we can also argue that most of successful people did not finish their college like Bill Gates and Steve Jobs. But the reality is, you're not Bill Gates nor Steve Jobs.

Absolutely true. Education may not guarantee success, but it significantly enhances one's chances of achieving it. The inspirational stories of individuals like Bill Gates or other wealthy figures who didn't complete their education and still found success are remarkable. However, such paths are not to be emulated as long as you have sufficient resources to pursue education.

The seminars they conduct serve as motivation for those who couldn't complete their education due to various limitations. Bill Gates, in particular, serves as an example, demonstrating that for the less educated, there are still opportunities, albeit not abundant ones. With hard work and perseverance, positive outcomes can indeed follow.

As long as you have the means, maximize your self-improvement from within. Investing in oneself is a precious resource that comes with both a financial and time cost.

Japinat

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Quote from: TheUltraElite on September 11, 2023, 12:49:28 AM

A property is a long term investment for the future and a land can generate money through being rented or for growing crops but then you have more money to put in and a slowing down of growth. On the other hand education is something that will be a short term thing but gives you an edge over others. The future prospect will be much better if you have a degree and then think of a property.

However family problems and financial constraints are important to consider here. If you are in need of money education will have to wait but keep in mind that as you grow old the chances of going through the education grind is tough.

Probably, your post is as good as to say that property is more valuable than getting quality education, and I definitely agree with this. What we need in life is to achieve daily survival, and with education alone, it won’t guarantee that we will live our lives comfortably. But if we chose both education and property, we can expect that what we will attain in the future is the bigger picture of our initial expectations. Unfortunately, only rich people can easily afford to obtain both.

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Quote from: dothebeats on September 16, 2023, 08:39:56 AM

Quote from: Marvell1 on September 16, 2023, 07:19:30 AM

Quote from: SOKO-DEKE on September 16, 2023, 05:07:47 AM

Quote from: uneng on September 05, 2023, 09:42:52 AM

Let's suppose you have a limited budget which can be used only for one of the alternatives below:

What is the best investment, in your opinion? To use this money to pay for your education, so you can conclude a superior course and achieve a higher degree, having access to a wide jobs' market, or to use that money to acquire an apartment, house or piece of land, so you can make a passive income from this?

It brings the following question up: what is more valued in life: to be or to have? Does it make someone fulfilled to have while not being or being without having anything?

If there are job opportunities after I finish my university coursework and earn my degree, I will definitely use the money to sponsor my education rather than use it to purchase an apartment or piece of land that I will be renting out to generate passive income. This is because I think that an education a degree can take someone to a stage where they can always earn a lot of money if there's opportunities, whereas apartments or land will only provide someone with a stable income, which I don't think is enough. I don't think someone will house or land investment and without high education with have the opportunities someone with education degree will have if to rate the opportunity, so with that I see education with degree as best to invest in than just setting a house or land investment.

I completely agree with your thoughts, education, knowledge, and qualifications are things that will help us achieve all our dreams if we know how to use them effectively. But the funny thing is that many people do not choose education or a university degree because they think that degrees are useless today.

That situation is happening a lot in my country, students use money and connections to buy degrees but with an empty brain. Then they become unemployed and start blaming education and degrees. They have never looked back at themselves as useless people, people with no knowledge, no experience and think that having a diploma means having knowledge. When you have a degree and experience, you will easily find a job with high income and owning valuable assets is just a matter of time.

As unfortunate as it is this is a common thing, I know many teenagers who are doing the same thing and then soon enough they will be either jobless or blaming the government for their current situation. It really needs to be shown just how important education is, even now that there are jobs that do not require much educational background, we all know that if we want to make it big we need to have the knowledge for it. No company will ever hire you if you have no background of what you are doing.

What's even more funny is that they compare them to billionaires like Mark Zuckerberg or Steve Jobs, claiming that those people also don't have a college degree but can still become billionaires. But these lazy people forget one thing, they don't have a university degree, it's not that they don't have an education, they even study more than we think to be successful today. I really don't understand what these people are thinking when compared to the rare geniuses in this world. They constantly learn, constantly research, while today's youth do nothing and hope to become entrepreneurs without a degree. I come from a 3rd world country and I see this mindset spreading in these 3rd world countries.

so98nn

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This is literally the question to every one of us as we grow with our lives. Some are blessed with good financial backgrounds some are not as good while some literally start from scratch. I think if it is the age of learning then it's better to spend money on education only. This is primarily based on us building the skills to survive in the real world. The only reason we should spend on education is knowledge, a career path, and destiny to reach the highest level in that field.

If we start spending money on properties then they will grow eventually and that can also have amazing returns. The question is, will they be enough to survive for the rest of our lives? I highly doubt there is any scheme that can make you that rich or gain you that much money.

I think one should never break the protocol. Get the perfect degree, have an amazing career path, friends, family gatherings, extra-curricular activities, and learn as you go. Money will definitely follow you in your footsteps. So invest in education!

CODE200

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Quote from: uneng on September 05, 2023, 09:42:52 AM

What is the best investment, in your opinion? To use this money to pay for your education, so you can conclude a superior course and achieve a higher degree, having access to a wide jobs' market, or to use that money to acquire an apartment, house or piece of land, so you can make a passive income from this?

It brings the following question up: what is more valued in life: to be or to have? Does it make someone fulfilled to have while not being or being without having anything?

This question may vary from different people because we have different beliefs and values in life. But for me, I would choose to allocate my funds to pay for education. As a person who puts high value in education, I believe that this is something that other people cannot take away from you and acquiring education lasts for a lifetime. Yes, we can argue that there are free courses out there and you can rely on different resources, but it's still different if you have your degree. It's like a passport in which leads you to a lot of opportunities.

This can also depend on your country. In our case, having education is a high of importance because most of the industries and job opportunities here requires you to have a degree, even jobs like baristas and service crews are expecting you to finish at least secondary school or even college. This is sad, but living in a developing country means you need to work twice as hard because there are less opportunities, especially for those people who doesn't have a degree or finish their school.

Now, we can also argue that most of successful people did not finish their college like Bill Gates and Steve Jobs. But the reality is, you're not Bill Gates nor Steve Jobs.

palle11

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Quote from: uneng on September 05, 2023, 09:42:52 AM

It brings the following question up: what is more valued in life: to be or to have? Does it make someone fulfilled to have while not being or being without having anything?

This is a delicate question but interesting, it is more philosophical. To have is better than not to have because from whatever way you look at it you need to survive and you don't need to survive at the expense of someone else as you will become a burden to that person and you won't be happy also. God should provide so that we can have and extend hand of gift to others. If you have you will enjoy your life but not to have means you can't feed, you live a misery life of unfulfillment and penury. But to balance them both is a good feeling.

dothebeats

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Quote from: Marvell1 on September 16, 2023, 07:19:30 AM

Quote from: SOKO-DEKE on September 16, 2023, 05:07:47 AM

Quote from: uneng on September 05, 2023, 09:42:52 AM

Let's suppose you have a limited budget which can be used only for one of the alternatives below:

What is the best investment, in your opinion? To use this money to pay for your education, so you can conclude a superior course and achieve a higher degree, having access to a wide jobs' market, or to use that money to acquire an apartment, house or piece of land, so you can make a passive income from this?

It brings the following question up: what is more valued in life: to be or to have? Does it make someone fulfilled to have while not being or being without having anything?

If there are job opportunities after I finish my university coursework and earn my degree, I will definitely use the money to sponsor my education rather than use it to purchase an apartment or piece of land that I will be renting out to generate passive income. This is because I think that an education a degree can take someone to a stage where they can always earn a lot of money if there's opportunities, whereas apartments or land will only provide someone with a stable income, which I don't think is enough. I don't think someone will house or land investment and without high education with have the opportunities someone with education degree will have if to rate the opportunity, so with that I see education with degree as best to invest in than just setting a house or land investment.

I completely agree with your thoughts, education, knowledge, and qualifications are things that will help us achieve all our dreams if we know how to use them effectively. But the funny thing is that many people do not choose education or a university degree because they think that degrees are useless today.

That situation is happening a lot in my country, students use money and connections to buy degrees but with an empty brain. Then they become unemployed and start blaming education and degrees. They have never looked back at themselves as useless people, people with no knowledge, no experience and think that having a diploma means having knowledge. When you have a degree and experience, you will easily find a job with high income and owning valuable assets is just a matter of time.

As unfortunate as it is this is a common thing, I know many teenagers who are doing the same thing and then soon enough they will be either jobless or blaming the government for their current situation. It really needs to be shown just how important education is, even now that there are jobs that do not require much educational background, we all know that if we want to make it big we need to have the knowledge for it. No company will ever hire you if you have no background of what you are doing.

AicecreaME

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Quote from: uneng on September 05, 2023, 09:42:52 AM

Let's suppose you have a limited budget which can be used only for one of the alternatives below:

What is the best investment, in your opinion? To use this money to pay for your education, so you can conclude a superior course and achieve a higher degree, having access to a wide jobs' market, or to use that money to acquire an apartment, house or piece of land, so you can make a passive income from this?

I would say to acquire an apartment, house, or anything that would give you a passive income, because you can enroll yourself later in any school you can afford while managing your business at the same time, it's not that hard especially if you're really a hardworking one for your dreams to come true.

Quote from: uneng on September 05, 2023, 09:42:52 AM

It brings the following question up: what is more valued in life: to be or to have? Does it make someone fulfilled to have while not being or being without having anything?

It depends to a person, but for me it makes me happy and contented knowing that I'm still alive, I have no enemies, I have a home and family. It's not about how much you have or what have you become, it's about who you really are and you're not pretending to be anyone just to please people and appreciating what God gives you in life.

Marvell1

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Quote from: SOKO-DEKE on September 16, 2023, 05:07:47 AM

Quote from: uneng on September 05, 2023, 09:42:52 AM

Let's suppose you have a limited budget which can be used only for one of the alternatives below:

What is the best investment, in your opinion? To use this money to pay for your education, so you can conclude a superior course and achieve a higher degree, having access to a wide jobs' market, or to use that money to acquire an apartment, house or piece of land, so you can make a passive income from this?

It brings the following question up: what is more valued in life: to be or to have? Does it make someone fulfilled to have while not being or being without having anything?

If there are job opportunities after I finish my university coursework and earn my degree, I will definitely use the money to sponsor my education rather than use it to purchase an apartment or piece of land that I will be renting out to generate passive income. This is because I think that an education a degree can take someone to a stage where they can always earn a lot of money if there's opportunities, whereas apartments or land will only provide someone with a stable income, which I don't think is enough. I don't think someone will house or land investment and without high education with have the opportunities someone with education degree will have if to rate the opportunity, so with that I see education with degree as best to invest in than just setting a house or land investment.

I completely agree with your thoughts, education, knowledge, and qualifications are things that will help us achieve all our dreams if we know how to use them effectively. But the funny thing is that many people do not choose education or a university degree because they think that degrees are useless today.

That situation is happening a lot in my country, students use money and connections to buy degrees but with an empty brain. Then they become unemployed and start blaming education and degrees. They have never looked back at themselves as useless people, people with no knowledge, no experience and think that having a diploma means having knowledge. When you have a degree and experience, you will easily find a job with high income and owning valuable assets is just a matter of time.

SOKO-DEKE

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Quote from: uneng on September 05, 2023, 09:42:52 AM

Let's suppose you have a limited budget which can be used only for one of the alternatives below:

What is the best investment, in your opinion? To use this money to pay for your education, so you can conclude a superior course and achieve a higher degree, having access to a wide jobs' market, or to use that money to acquire an apartment, house or piece of land, so you can make a passive income from this?

It brings the following question up: what is more valued in life: to be or to have? Does it make someone fulfilled to have while not being or being without having anything?

If there are job opportunities after I finish my university coursework and earn my degree, I will definitely use the money to sponsor my education rather than use it to purchase an apartment or piece of land that I will be renting out to generate passive income. This is because I think that an education a degree can take someone to a stage where they can always earn a lot of money if there's opportunities, whereas apartments or land will only provide someone with a stable income, which I don't think is enough. I don't think someone will house or land investment and without high education with have the opportunities someone with education degree will have if to rate the opportunity, so with that I see education with degree as best to invest in than just setting a house or land investment.

barisbilgili

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Quote from: poodle63 on September 15, 2023, 06:03:58 PM

Quote from: letteredhub on September 15, 2023, 05:57:46 PM

OP's question is a question of priority, for if you priotize knowledge so highly you would stop at nothing to attain it in the degrees required before all else like the buying of apartment etc.

I'll go for education, to be educated is to be armed mentally. An uneducated man that's fortunate to be rich is most likely cheated and shortchanged by those that are academically enlightened. Easily maneuvered and that can cause him to lose his wealth as he (uneducated) can sign off his properties to another without a grand understanding of what he's signing. But when you're educated and wealthy you are like an invincible entity, you can't be easily tossed

you could simply resolve that problem by having some people that knows about that field, when having yourself educated, there are most certainly many ways, like the thing you mentioned about signing off properties, you could literally make short research and you're set. attaining degree in this case personally from my opinion would be best after having property in which could generate passive income, hardly we can be financially independent if we don't try different ways than average people.
but i also think that there's nothing wrong with prioritizing education to that extent, each people have their own ideals and I think thats totally fine and in this regard, there could be many ways to gain success.

Everyone has a different way of looking at this, but it would be better for us to look at our own potential, whether we are able to continue our education and complete it well or not, if indeed we are able to complete our education well and can use what we have learn during education. I think it is good to continue education, but if we don't like continuing education, there is no harm in investing in property because as far as I know, the property business can generate profits but it takes a long time. In achieving success, they do not go through it in the same way, but they do it persistently and consistently so that they achieve their goal of achieving success.

letteredhub

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Quote from: poodle63 on September 15, 2023, 06:03:58 PM

Quote from: letteredhub on September 15, 2023, 05:57:46 PM

OP's question is a question of priority, for if you priotize knowledge so highly you would stop at nothing to attain it in the degrees required before all else like the buying of apartment etc.

I'll go for education, to be educated is to be armed mentally. An uneducated man that's fortunate to be rich is most likely cheated and shortchanged by those that are academically enlightened. Easily maneuvered and that can cause him to lose his wealth as he (uneducated) can sign off his properties to another without a grand understanding of what he's signing. But when you're educated and wealthy you are like an invincible entity, you can't be easily tossed

you could simply resolve that problem by having some people that knows about that field, when having yourself educated, there are most certainly many ways, like the thing you mentioned about signing off properties, you could literally make short research and you're set.

When I say educated people will take advantage it is those same people you think that knows so much about the field that will easily capitalize on your illiteracy to take advantage of the situation to double their profits from you.

Quote

attaining degree in this case personally from my opinion would be best after having property in which could generate passive income, hardly we can be financially independent if we don't try different ways than average people.
but i also think that there's nothing wrong with prioritizing education to that extent, each people have their own ideals and I think thats totally fine and in this regard, there could be many ways to gain success.

If your opinion is to have acquire properties and thereafter advancing to get a degree education the idea is still not a bad one. Anyhow we flip it one must come before the other. It all depends on which we priotize the most.

poodle63

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Quote from: letteredhub on September 15, 2023, 05:57:46 PM

OP's question is a question of priority, for if you priotize knowledge so highly you would stop at nothing to attain it in the degrees required before all else like the buying of apartment etc.

I'll go for education, to be educated is to be armed mentally. An uneducated man that's fortunate to be rich is most likely cheated and shortchanged by those that are academically enlightened. Easily maneuvered and that can cause him to lose his wealth as he (uneducated) can sign off his properties to another without a grand understanding of what he's signing. But when you're educated and wealthy you are like an invincible entity, you can't be easily tossed

you could simply resolve that problem by having some people that knows about that field, when having yourself educated, there are most certainly many ways, like the thing you mentioned about signing off properties, you could literally make short research and you're set. attaining degree in this case personally from my opinion would be best after having property in which could generate passive income, hardly we can be financially independent if we don't try different ways than average people.
but i also think that there's nothing wrong with prioritizing education to that extent, each people have their own ideals and I think thats totally fine and in this regard, there could be many ways to gain success.

letteredhub

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OP's question is a question of priority, for if you priotize knowledge so highly you would stop at nothing to attain it in the degrees required before all else like the buying of apartment etc.

I'll go for education, to be educated is to be armed mentally. An uneducated man that's fortunate to be rich is most likely cheated and shortchanged by those that are academically enlightened. Easily maneuvered and that can cause him to lose his wealth as he (uneducated) can sign off his properties to another without a grand understanding of what he's signing. But when you're educated and wealthy you are like an invincible entity, you can't be easily tossed

Casdinyard

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I wouldn't say money is more important than a proper degree and a valuable education, but given the circumstances I would've chosen getting the opportunity to earn money first since that sets me up for success and when done right, might even insure me for my whole life. With that in mind that leaves education to the table, ready for picking whenever I choose to. Sometimes taking the more practical path is the best one and I know that people will say you could easily take education first and then get yourself a good job after, but I just can't pass up a great opportunity like this one.

So even though I consider myself an intellectual and a lifelong learner, I'd pick money over education for the meantime. Better to have money and no degree than have a degree while you're struggling to make ends meet.

serjent05

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Quote from: Viscore on September 15, 2023, 04:30:50 PM

Investing in good education is like investing for our future wealth. That will always be a word of wisdom most particularly at the time of our parents. However, the present time demands a more different life's perspective. If you want to improve and make remarkable changes in your life, then invest into something productive like landed properties as early as now. Education can wait and will always be possible with the different educational resources online, but this one opportunity to invest is just one of a lifetime opportunity so you have to grab it now before the chance has finally gone.

Education can wait but the opportunity doesn't. This can be say about property, it can wait but the price doesn't. Anyway, I am always inclined to choose education but in this kind of situation, there is no wrong answer, it all goes down to the preference of a person. If the person does not want to gain more knowledge and wants to take profit from being idle, then property it is, if he has the funds to convert them to renting space, either for people to use or commercial place or parking space, it is profitable and may sustain the livings of the person as long as the place is in demand for renting.

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Quote from: Mahanton on September 15, 2023, 01:50:31 PM

Quote from: Furious 7 on September 14, 2023, 01:42:24 PM

I agree with this because basically for those who are in the scope of property actually if you look at the financial condition of most of them it is already stable because they realize that being in property even though it has great benefits but they also understand that this requires large capital as well.
Someone who is in this business at least for my country can be said to be one of the successful people in business because by looking at what is done from the beginning when investing capital is certainly very difficult to follow where it takes time to return from the investment made so it is important to realize this if indeed we are still a little difficult in financial though it can still be done for the property business but it would be better to look for business options first.
Investment in property is indeed very promising but we must realize that our initial capital and financial condition must be balanced so as not to feel financial difficulties in the middle of the road.

Everything should be balance and should really be considered because if you do rush up thing on making up some investment but couldnt be able to sustain in the middle because of possible expense and other problems then those things that you do hard work for would really be going to waste and this is something that we should really be carefully thinking and planning because if we dont then for sure it would really be a disaster.

As I said earlier because in terms of investment, especially for property issues, it is not as easy as imagined because this requires capital and the income we have must have a good balance in order to continue to survive because if not then this will actually backfire on ourselves.
Maybe some people will say this is a risk but in my opinion this kind of risk can be minimized from the start if we know our condition whether we are able or not to be in property investment which requires a lot of money, if in the end we are not able then don't force yourself too much for that and you can focus on other investments that are smaller in scale.

Quote

When it comes to real estate or having those property then it cant be denied that return of investment would really be taking lots of years or even decade but we know that as long it would be slowly but surely kind of pace then time will come that you would really be able to benefit out on the time that you had able to get your investment back and now earning that passive income which it cant really be easily taken on you since your the owner or the one who had established it out. The only main issue or thing that you could really be needing to solve out is on how you would be able to make such start up? We know that investment on something like this wont come cheap which means that you would really be needing tons of money for you to touch up this venture and this is why people would really be redirecting into some possible options which they could be able to take since they do really lack of that financial capability which it is indeed the reality.

In this case when we are really serious about being in property investment then I don't think you need to be too confused about how to start.
When you already feel capable of being in that field mentally and financially then you just have to learn what you have to do by looking for more knowledge about property and looking for a good scheme for the strategy you want to do in this investment. Initial planning always plays an important role in anything as well as in investment because when you already have a careful plan and the way you do it is right then it can lead you to a better direction.

Viscore

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Investing in good education is like investing for our future wealth. That will always be a word of wisdom most particularly at the time of our parents. However, the present time demands a more different life's perspective. If you want to improve and make remarkable changes in your life, then invest into something productive like landed properties as early as now. Education can wait and will always be possible with the different educational resources online, but this one opportunity to invest is just one of a lifetime opportunity so you have to grab it now before the chance has finally gone.

indo1

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I prefer to directly buy property for investment. if you buy education from the capital you get. or allocating it for education, you will actually lose some of your capital there because direct practice will be more effective than just theory. The material obtained from education is only a few materials, but they will not experience things like losses and profits and also when you practice you will get education from your own experience.

Topic: To afford personal education or a property? Where to allocate funds? - page 2. (Read 1262 times)