According to my experience all those individuals who have lots of money in earlier stage stop studying because they have already find a way of earning. A students never possess such a huge amount because this huge amount is with his parents who decided how to utilze this amount.
But if I have such a huge amount of money and if I want to put them in something as a source of investment so i will choose to buy an apartment so this apartment will give me good profit if I use this apartment for the purpose of renting.
Buying land can also give a profit but it will takes time whereas renting apartment is a good source of monthly income.
Topic: To afford personal education or a property? Where to allocate funds? - page 4. (Read 1253 times)
September 11, 2023, 11:06:23 AM
September 11, 2023, 09:48:51 AM
We know there is no substitute for education. But everyone has a different opinion on this matter. Some people think that there is no way to earn without being educated, while others think that if you invest money in business without spending money on education, it is possible to make a profit very quickly. Becoming educated is a long term process. But if you invest money in business, you can get quick results.
September 11, 2023, 09:33:21 AM
I already have a college degree so if I have another chance for further studies to build my career or to use that money for an apartment, house, or a piece of land; without a doubt, I will choose to spend it on building an apartment. The proceeds from my apartment I can use for my studies if I want to.
But let's say I am only 17 years old and my parents let me choose to use the money for college or use it for real property to have a passive income then I will still pick having passive income. Although I doubt we are mature enough to decide on that one. Maybe it is our parents that will make the decision. But what I learned from life is that education is a never-ending process. So I actually do not care if I enter college two years late just for me or my parents to have a passive income.
if someone is more interested in 9-5 jobs then college degree is the way to go but honestly, I think people that thinks about gaining financial independence would allocate the money for apartment or some other property and get passive income out of it just rent it away and you're set.But let's say I am only 17 years old and my parents let me choose to use the money for college or use it for real property to have a passive income then I will still pick having passive income. Although I doubt we are mature enough to decide on that one. Maybe it is our parents that will make the decision. But what I learned from life is that education is a never-ending process. So I actually do not care if I enter college two years late just for me or my parents to have a passive income.
the education can follow from the rent money gained, moreover the fact that there has been more and more education online thats realy cheap make it more appealing to invest in something else.
the only reason i'd choose education if it's medical school or something like that in which really required to take the education directly.
September 11, 2023, 08:54:24 AM
In the mentioned scenario if my choice was to be education, I would definitely choose this option after doing research on the contribution it would provide to me and its potential returns. Yes, self-development and developing in different areas by acquiring new information is also important for the continuity of life but it is also important to know what kind of contribution or return the education in the scenario will provide to the person. It wouldn't make sense to make this choice if it won't help you specialize in any field or get a better-earning job. In other words, it would not be a good choice to choose an education that will neither contribute to the person nor financially in the long term.
September 11, 2023, 08:30:50 AM
Personal financial education and personal education are very important for person's life. If a some don't have knowledge, he cannot speak like a knowledgable person because knowledge is wealth. English speaking skill should be strong, if someone wants to be successful in life. Without communication skills, we cannot express our ideas. Financial education and skills give a path to be successful. Property investment is a good investment when you have money to invest. But when you have no money education is compulsory. And there is no alternative of personal education. Skills are very important in any field. Without skills, value of person is nothing.
Education needs to be given priority. As said if a person have got good education and he is knowledgeable, then he can go into property or any kind of investment. When he have limited money and he can't think of two things, then education needs to be picked. If property investment is picked one should be lucky to make big profit out of it. When invested on education, the learning will give him the understanding which property is worth investing. Education travels with you forever and it have got the ability to make you good personally as well as in professional life.No matter what we look like, education is really the first stepping stone for us. Even before that, education is a must because that is where we learn how to read, right, and again to prepare us to work. But those people who venture out into business don't want to be slaves in 9 a.m. to 5 p.m. jobs, which is why they build their own businesses like real estate.
If we are talking about a start like you are 4 years old and you'll be choosing between this, then for sure you'll be choosing education, or you don't choose any as you don't know both of them, but you just like to go to school. But if you asked it on your bachelor's life, that is where it starts to complicate because others don't have degrees but become successful in life, but those kinds of people still return to school after they are already rich because they want to learn more. Education is really the tool if you are prepared enough.
September 11, 2023, 08:27:56 AM
Personal education is important in every person's life every human being is a part of god absoluteness exists within each person. One of the aims of education is to develop the latent perfection in the individual. That is according to this logic the goal of education is self-realization which is reflected in individualistic goals. Also through proper analysis of various problems in life solutions can be found apart from this one can also prepare oneself by thinking about the future. The personal goal of education is to develop knowledge and intelligence through various programs being educated in the right way can save funds for the future.
Your statement really fits my logic, because what you say is enough to provide a comparison between people who are not educated and people who have education through the way they live their respective lives. I see that some people who don't have education always rely on people who have education to solve every problem they face in their lives and that gives an idea that education is quite important.
Especially for ourselves and the rest is for other people, because from several examples that I have encountered in life it is also very clear that those who have had a certain education do not find it so difficult to solve problems in their lives because they know what method they should take when facing a problem for himself and also for his own family. So the importance of personal education is very clear and it must be there for everyone who wants independence in their life and also to be able to overcome difficulties in their life.
September 11, 2023, 08:08:44 AM
Personal education is important in every person's life every human being is a part of god absoluteness exists within each person. One of the aims of education is to develop the latent perfection in the individual. That is according to this logic the goal of education is self-realization which is reflected in individualistic goals. Also through proper analysis of various problems in life solutions can be found apart from this one can also prepare oneself by thinking about the future. The personal goal of education is to develop knowledge and intelligence through various programs being educated in the right way can save funds for the future.
September 11, 2023, 07:42:50 AM
I already have a college degree so if I have another chance for further studies to build my career or to use that money for an apartment, house, or a piece of land; without a doubt, I will choose to spend it on building an apartment. The proceeds from my apartment I can use for my studies if I want to.
But let's say I am only 17 years old and my parents let me choose to use the money for college or use it for real property to have a passive income then I will still pick having passive income. Although I doubt we are mature enough to decide on that one. Maybe it is our parents that will make the decision. But what I learned from life is that education is a never-ending process. So I actually do not care if I enter college two years late just for me or my parents to have a passive income.
Exactly right. This is also what I would probably choose if I were 17 years old and given the choice you gave. Because continuing your education to college doesn't need to be rushed. We can even enter college even if we are a few years older. I also entered college at a slightly older age than my friends in my college class. And that's fine.But let's say I am only 17 years old and my parents let me choose to use the money for college or use it for real property to have a passive income then I will still pick having passive income. Although I doubt we are mature enough to decide on that one. Maybe it is our parents that will make the decision. But what I learned from life is that education is a never-ending process. So I actually do not care if I enter college two years late just for me or my parents to have a passive income.
Starting to think about earning passive income from a young age is a good thing to do. But at a young age, I personally was hesitant to have thoughts like now. Because now we have thoughts like now because we have gone through many things in our lives (experiences). But when we are young and don't have much experience, maybe we will innocently choose to continue our studies to college with the money we have. We change to become more mature in thinking after gaining experience in life. And it could be that in the next few years we will have a different opinion.
September 11, 2023, 06:27:39 AM
Personal financial education and personal education are very important for person's life. If a some don't have knowledge, he cannot speak like a knowledgable person because knowledge is wealth. English speaking skill should be strong, if someone wants to be successful in life. Without communication skills, we cannot express our ideas. Financial education and skills give a path to be successful. Property investment is a good investment when you have money to invest. But when you have no money education is compulsory. And there is no alternative of personal education. Skills are very important in any field. Without skills, value of person is nothing.
Those are good personal skills that you've mentioned but for someone like who needs to be in the competitive scene of professionals like having a degree is gonna give an advantage.Financial education is there but you get to learn that eventually when you are starting to make money from your profession. Both are good for long term, when you learn your degree and have an education, you can apply it as long as you live.
And that's also the same with property, you can have it for as long as you live but take what your heart and mind is telling you and needed the most.
September 11, 2023, 06:18:00 AM
I already have a college degree so if I have another chance for further studies to build my career or to use that money for an apartment, house, or a piece of land; without a doubt, I will choose to spend it on building an apartment. The proceeds from my apartment I can use for my studies if I want to.
But let's say I am only 17 years old and my parents let me choose to use the money for college or use it for real property to have a passive income then I will still pick having passive income. Although I doubt we are mature enough to decide on that one. Maybe it is our parents that will make the decision. But what I learned from life is that education is a never-ending process. So I actually do not care if I enter college two years late just for me or my parents to have a passive income.
But let's say I am only 17 years old and my parents let me choose to use the money for college or use it for real property to have a passive income then I will still pick having passive income. Although I doubt we are mature enough to decide on that one. Maybe it is our parents that will make the decision. But what I learned from life is that education is a never-ending process. So I actually do not care if I enter college two years late just for me or my parents to have a passive income.
September 11, 2023, 05:53:17 AM
A property is a long term investment for the future and a land can generate money through being rented or for growing crops but then you have more money to put in and a slowing down of growth. On the other hand education is something that will be a short term thing but gives you an edge over others. The future prospect will be much better if you have a degree and then think of a property.
However family problems and financial constraints are important to consider here. If you are in need of money education will have to wait but keep in mind that as you grow old the chances of going through the education grind is tough.
Although I agree with some of your points I wouldn't say that education is only a short-term thing. Education is one of the biggest factors that is needed for a lot of things, for example, you need it to have an advantage in finding a good-paying job and earn the trust and respect of the people around you as they know you have the background in education as your pillar for your business (basically it gives them the confidence that you know what you are doing so it makes it easy for them to trust you). Above all, education follows you until you grow old. As cringe as it is, knowledge and education is something that you acquire no one else will be able to take them from you, unless you grow old and start forgetting the thing you learn. Education is a skill you will be able to use to your advantage, always. However family problems and financial constraints are important to consider here. If you are in need of money education will have to wait but keep in mind that as you grow old the chances of going through the education grind is tough.
September 11, 2023, 05:05:48 AM
A property is a long term investment for the future and a land can generate money through being rented or for growing crops but then you have more money to put in and a slowing down of growth. On the other hand education is something that will be a short term thing but gives you an edge over others. The future prospect will be much better if you have a degree and then think of a property.
However family problems and financial constraints are important to consider here. If you are in need of money education will have to wait but keep in mind that as you grow old the chances of going through the education grind is tough.
However family problems and financial constraints are important to consider here. If you are in need of money education will have to wait but keep in mind that as you grow old the chances of going through the education grind is tough.
Why do you think education only brings short-term benefits? Education and knowledge will be the luggage that will follow you throughout your life, and you can even educate your children and future generations. Education is extremely important, not only does it give you an advantage over others in the short term, but in the long term, if you are highly qualified and competent, you will always have the opportunity to advance in your job. Or you can also become your own boss if you have enough courage and knowledge.
Meanwhile, property sounds safe, but without knowledge, you will not be able to maximize the profits it brings. I don't see anyone becoming rich without education.
September 11, 2023, 12:49:28 AM
A property is a long term investment for the future and a land can generate money through being rented or for growing crops but then you have more money to put in and a slowing down of growth. On the other hand education is something that will be a short term thing but gives you an edge over others. The future prospect will be much better if you have a degree and then think of a property.
However family problems and financial constraints are important to consider here. If you are in need of money education will have to wait but keep in mind that as you grow old the chances of going through the education grind is tough.
However family problems and financial constraints are important to consider here. If you are in need of money education will have to wait but keep in mind that as you grow old the chances of going through the education grind is tough.
September 10, 2023, 10:20:33 PM
Personal financial education and personal education are very important for person's life. If a some don't have knowledge, he cannot speak like a knowledgable person because knowledge is wealth. English speaking skill should be strong, if someone wants to be successful in life. Without communication skills, we cannot express our ideas. Financial education and skills give a path to be successful. Property investment is a good investment when you have money to invest. But when you have no money education is compulsory. And there is no alternative of personal education. Skills are very important in any field. Without skills, value of person is nothing.
Education needs to be given priority. As said if a person have got good education and he is knowledgeable, then he can go into property or any kind of investment. When he have limited money and he can't think of two things, then education needs to be picked. If property investment is picked one should be lucky to make big profit out of it. When invested on education, the learning will give him the understanding which property is worth investing. Education travels with you forever and it have got the ability to make you good personally as well as in professional life. 
September 10, 2023, 04:31:13 PM
Personal financial education and personal education are very important for person's life. If a some don't have knowledge, he cannot speak like a knowledgable person because knowledge is wealth. English speaking skill should be strong, if someone wants to be successful in life. Without communication skills, we cannot express our ideas. Financial education and skills give a path to be successful. Property investment is a good investment when you have money to invest. But when you have no money education is compulsory. And there is no alternative of personal education. Skills are very important in any field. Without skills, value of person is nothing.
September 10, 2023, 01:37:08 PM
What is the best investment, in your opinion? To use this money to pay for your education, so you can conclude a superior course and achieve a higher degree, having access to a wide jobs' market, or to use that money to acquire an apartment, house or piece of land, so you can make a passive income from this?
I don't know why there are only 3 choices even if we can make another chance to invest our money in bitcoin or crypto. That possible if you there is a crypto option, i would prefer to invest all in on crypto. Why?, because on bitcoin or crypto, you will be able to have it all in 1 time. If your crypto value grows, you can pay for your education, you can access the market, and you can buy an apartment to rent out. This has happened to me before, in 2018 I had money, but i was confused about buying a house or car. but, at the same time, I got advise from a friend to buy Bitcoin. Yes, I bought Bitcoin, and I waited about 3 years after my bitcoin value grew up. I sold it and got both (house and car together). this is the smartest choice in my life
OP never explained well what he meant by investing on wide job market, such could be with bitcoin in cryptocurrency because it's something we can also regard as a wide market considering the market cap on bitcoin and the level of how people make use of these p2p network including other currencies in cryptocurrency or he could mean other things as well, so ones decision should only be when he himself personally have that perception that there's prospect in what he's planning to invest on and also ready to give it all it could demand.
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September 10, 2023, 01:25:16 PM
Each person thinks differently about this matter. Some people think that education is the backbone of the nation. Some people think money is everything in life. But I think there is no alternative in the world to education. When a person is well educated then he will achieve success in the sector he works in. If a well educated person works in agriculture then his profit will be more than an uneducated farmer.
Because he will do various researches in agriculture and use advanced technology to earn more profit in a short time. According to me there is no harm in good education. I think for myself if I have some money with which I can get a higher degree I will choose education and be highly educated. I will earn money in the right way with intuition in life and live comfortably.
Because he will do various researches in agriculture and use advanced technology to earn more profit in a short time. According to me there is no harm in good education. I think for myself if I have some money with which I can get a higher degree I will choose education and be highly educated. I will earn money in the right way with intuition in life and live comfortably.
September 09, 2023, 06:00:00 PM
The answer to this question varies depending on where you live and the culture. In my country, education is largely free and if your grades are good enough you can study in good schools. However, there is no guarantee of finding a job after graduation. Unemployment is very high in the country and there is a big race even among qualified people. Real estate is a commodity whose value is constantly increasing. There is a huge inflation in the country and one of the best ways to protect from this is to take a loan and buy real estate. So, while the answer to the question may be real estate investment in my country, it may be education for example in the USA.
September 09, 2023, 02:42:15 PM
Depends on the market available in your place, I mean if you have access to stocks and crypto then this could be a great place for you to invest your money and prepare for your future. Be more financially literate so you can know what is a good investment and what is not, since you are aiming for a longer goal better not to rush things and also see professional advisor. I also have the same goal and to be more safe, I’m working with the banks to handle my finances since they have investment options that are less risky.
I think that stocks are more legal than in crypto so they are available in any country but many people are still prioritizing education over it because these people might be poor and it can only give them a distraction so it's better if they can just finish their studies first. Being financial literate mostly deals about budgeting, while choosing a good asset to invest can be done by a simple research. It was still good to have both of them.This can help us to become successful easily. Just be careful entrusting the banks with your funds. Maybe you are not yet aware of the banks that closed down and their costumers losses their funds. The investment that the banks are offering are also not really profitable so they are a bad choice IMO.
September 09, 2023, 09:11:53 AM
Let's suppose you have a limited budget which can be used only for one of the alternatives below:
What is the best investment, in your opinion? To use this money to pay for your education, so you can conclude a superior course and achieve a higher degree, having access to a wide jobs' market, or to use that money to acquire an apartment, house or piece of land, so you can make a passive income from this?
It brings the following question up: what is more valued in life: to be or to have? Does it make someone fulfilled to have while not being or being without having anything?
i'm sure there are thousands of people around your area who are unemployed even though they have higher education, this shows that investment in education today will not be as good as it was a few decades ago, based on what i see property prices continue to increase by several percent every year, this shows that investment in property is much more promising for future profits than investment in education, for the long term we must think about it in detail and decide for ourselves what is more promising in the future.What is the best investment, in your opinion? To use this money to pay for your education, so you can conclude a superior course and achieve a higher degree, having access to a wide jobs' market, or to use that money to acquire an apartment, house or piece of land, so you can make a passive income from this?
It brings the following question up: what is more valued in life: to be or to have? Does it make someone fulfilled to have while not being or being without having anything?
For me we have to maximize any opportunity, and while there is still a chance and our budget is bigger than before, why not take something that we did not choose before.
I think both options are equally important and as I said in the beginning, I will start with the one that makes money first for me to fund the other option.
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