Topic: To be or not to be. What to invest in? - page 14. (Read 10431 times)

If you get satisfied with less profit and just need your investment to be safe,then gold is better for you.

It's true that bitcoin investment is risky but we have already seen its performance for the past eight years and it makes an investor a little bit more confident.

Bitcoin was early known to only a small sect of people.But now the volume of people who know about bitcoin is getting very big and still the supply remains unchanged.So investment in bitcoin has a big scope.

Let's evaluate the different options:


Bond is a form of commitment where a party using it commits to return fixed percentage of return to investor after a fixed period of time, usually issued by some reputed authority like Government and Banks. However, ROI is not 18% in most of the countries, it is usually around 5-6% and consider as Risk-free return. Considering inflation rate, investing in bonds is outdated form of investment in 21st century.


Gold is no longer as shiny investment as it used to be around 10-15 years back. In last 2-3 years, there is hardly 7-8% annual return from Gold. Also, due to its fluctuating behavior, always ready to expect losses.


Real Estate has a problem of divisibility. Not everyone is aiming to invest in hundred thousands. Although, real estate could give 200-300% return over the course of 4-5 years but still it is better to invest in this sector via Mutual Funds rather than investing whole of your own money.


Well, everyone here is smart enough for Bitcoin.

Nowadays much better to invest in bitcoin or in cryptocurrency because it is tested profitable even risky. After you earn profit in crypto then you can also invest in real estate because it is also a good investment for long term. Every year the value of real estate increasing and this is a good investment for the future of our children's.

I agree partially. It is more risky if you are buying it for short term and less risky otherwise.

Apart from that, I agree that you have to take your age into account when investing, although you didn’t state it like that: If you are 55 years old and you are well off, it is crazy to go all in with bitcoin whereas if you are young and you are building a capital it has more sense. Although in this case I’d prefer to split the investment between good stocks or index funds and bitcoin.
 
What I don’t agree with is that supposed hidden agenda of the powerful elite to make people poor through making them to think that diversification is a good idea.

Diversification is common sense, with all the considerations I stated above and others: your age, your current assets/wealth, your income, your debt, your knowledge on finance and bitcoin, etc.

Which is exactly why people never see their wealth increase substantially. All you are doing is allowing the elite to build up value because you are taught that diversification is a good thing.

It's only risky if you are buying with the intention of using it as short term flip.

My point is that as average joe you won't be gaining anything by investing in things that don't offer any sort of financial boost to bring you further in life.

If you are at a point in life where you have build up a great deal of wealth, then you can start looking into more stable forms of investments because there is more to lose than to gain. Average joes aren't in such a position, and they won't ever be there if they do what the mass thinks is appropriate for them to do. People need to get rid of their herd mentality in order to succeed.

I personally don't have gold or bonds, but I have index funds, which have a pretty decent record of long-term returns. As I said, this guy has made a poor compilation of possible investments.

I used to have bonds funds, but I just prefer cash now. Cash is king. I also had stocks, which aren't listed either, but I finally decided to move to index funds.

It doesn’t make sense for you but diversification is rule number 1 of investment. I said:

 
Some people prefer more risk, like you, but there is a direct relation between risk and reward. If something has potential high returns it is because it has high risk, and the other way around.

I don’t know your personal situation but going all in with bitcoin is too risky. It has more sense if you have a paid house, for example, and a stable job.

I'd stick with local stocks and real estate if I were to ask. Currently, real estate back in my country is booming, with several developers making the large buck while a huge percentage of assets tend to lag behind (stocks, gold etc.) Also, with people's need of livable space and comfortable home, you can never go wrong on investing with real estate, not unless if your broker/developer is really shite. As for stocks, there will always be top performers for local stocks and be sure to get some dollars on their way. I've been invested into a certain company which I won't name for the past 3 years, and have net me quite a good income so far. Bitcoin is in fact a viable and clever investment if the user him/herself if capable of trading and is not that dumb when it comes to forex.

You forgot to mention investing in stocks and indexes.Stocks can be even more risky,compared to all cryptocurrencies.You can reduce the risk by investing into Indexes,like Dow Jones.I remember that Tonny Robins was recommending to people with no financial education and trading experience to choose indexes as their first investment decision.

Yes both of them are safer because it is existing more than a decade and people know how to use it. But people in crypto world are getting use of it so we see in the near future what are the real uses of bitcoin and not only for trading and buying stuff online.

It doesn't make much sense to me with Bitcoin offering far greater returns than all the listed options could ever generate.

Seriously, what returns do you expect to get from Gold, Bonds and real estate? Even after 5-10 years you are sitting on nothing but hot air. You won't ever build up wealth as average joe by investing in the existing options at this point in time. Currently with crypto being as hot as it is right now, it's probably the only ever opportunity for average joes to generate more wealth than ever before. If you don't take this opportunity, you won't progress in life and you will remain a nobody.

It may sound harsh, but there is no other way to make an impact on people.

I think Real estate and Gold are safer but Cryptocurrencies can bring a lot of profit if you have a exactly choice. For me, i only invest in cryptocurrencies 30% my saving money.

There are other options to invest, stocks of funds for example, but I think you have made a poor compilation of some things here and there but you haven’t focused on the main point: diversification.


The choice is not bonds, or bitcoin, bitcoin or real state, the most sensible choice is to have a diversified portfolio allocated in % depending on your tolerance to risk and personal situation.

I would Invest in Cryptro currency market. Been here for quite a while, understanding once investment it all started on the learning the process, the trends, market structures, the market price value, above all understanding that the market is Volatile, anything can happen at any given time. Bitcoin is the most stable coin posted on the crypto market today..so, i will invest in Bitcoin.

Off course bitcoin is like hog in a cog! If you get the investment done in right way then surely its your benefit and this benefit could be far better than the bonds and golds and rest of the investment. You always have to look for the opportunities here but in case of traditional ways of investing like golds, bonds etc the ROI is sure over specific period of time. Though bitcoin is risky but it doesnt mean that we should go and keep that fear in our minds. People have seen bigger profits which has overcome their fear today. So its all upto the personal decisions really, if you ask me, then BTC is the best.

Now you will get 1000 ounces silver for 16000. There is 20 grams silver in an average sized solar panel. That 20 kilometers x 15 kilometers long solar farm in China    

A cruise missile has 16 kilos Silver.   

United States of America is the most advanced country in the world and USA has the largest Gold reserves [bullion bars] in the world.

Russia and China are getting into Gold buying in a big way. That says it all.

Real estate investments can let a person down, just like any other investments. Surely at least you actually own something even if you are not able to sell it eventually for profit, but I think that one can't win a lot of money this way, unless we are talking about buying flats in a country that is just paving its way towards capitalism. Eventually the prices are likely to grow, but someone might destroy your property or make you give it back before it happens.
Bitcoin, on the other hand, is not a risky investment. Throughout all its history we can see a general upward tendency with some fluctuations. Even now the price, though considered low, is 3 times as much as it was a year ago, which is still a great long-term profit.

Forecasts for bitcoin in 2018 are rather ambiguous. On one hand, some analysts predict gloomy future due to the current unstable situation.
  On the other hand, optimists predict bitcoin a rapid increase in quotations, which must exceed its maximum threshold next year in the history of the existence of cryptology.
  Although Bitcoin is still in a state of uncertainty. So many of you were wondering what to invest. Therefore, I had the idea to write a several alternatives for investing.
1. Bonds
A good alternative to deposits is bonds. The plus of this instrument is the absence of taxation. And from the same deposits, the tax on income of natural persons in the amount of 18%. But the percentage is different in different countries.
2.Gold
Investments in precious metals should be considered with a sight for 3-5 years.
Silver and gold are traditionally considered to be a long-term instrument to protect you against inflation. They are also interesting because, in 2018, the growth of the cost of precious metals can reach 10-20% in the world. And this gives the possibility of additional income. Therefore, you can invest up to 20% of savings, for example, invest monety / ingots or look at the so-called gold deposits.
3.Real estate
To invest in real estate is required neatly. You can choose an attractive option for a long time in the secondary market as well.True, it must be remembered that investment in real estate pays off for a long time - 10-20 years. And in the case of force majeure, housing will not be sold quickly .
4.Bitcoin: Interesting, but risky
In cryptology you need to invest carefully.The market is speculative, can sharply grow and fall. In 2017, bitcoin cost about 19,000 dollars, now - about 8 thousand dollars. Intraday fluctuations of the Crypto-currency may be 25%. You need to have iron nerves to withstand the jumps, because you can lose everything.At the same time, how much will Bitkoin cost at the end of 2018, it is unknown, because all bold forecasts have come true. But one should not think that cryptography is a costly investment.

Therefore, the choice is up to you as always.