D#1: "but what about 9-11?" <-maybe not the exact question, but he went there pretty quick.
Andreas: "you know what? FUCK YOU GUYS! WE DON'T NEED YOUR PERMISSION!"
One of the ladies in the second panel said basically the same thing about not needing permission. Something along the lines of innovation will happen anyway, whether or not people choose to submit to regulation. It was when she was talking about the "safe harbor" option for innovators.
But yeah these are all major points, especially the HSBC one. This needs to be brought up. Hopefully the Overstock guy will nail it tmr.