but if you want to accommodate buying, you can pay in installments from now on.
It might be next year since it would be hard for bitcoin to pump in just few months. The pre bull run lets say the first few months of this year since it pumped from $22k to $27k. If you predict that the bitcoin will be bullish in next year, buying is a good move. For me I bought when the value was at $22k so I'll be hodling for the next year since I predict that 2024 might be the start of bullish era of bitcoin. Invest what you can afford to lose since prediction doesn't guarantee that it will be accurate for next year.