What Happen if bitcointalk member pass away?

Sarah Azhari

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Quote from: KingsDen on November 05, 2022, 06:42:13 PM

I think there are still sane cultures and those of us from such backgrounds shouldn't betray it in internet.

True and in fact, there are some people around the world who have kind and really care about others. The lender Darkstar is Noble hearted to give up the money for his family. I used to have bad thoughts about forums that think 80% filled by bad people. but, I was wrong, there are still a lot of good people like an angels who very care to each other.

Actually, this thread for general case, but because I begin with pandu name and was fixed, I have to lock this thread, and will continue it open when happen again with other people in the same case.

Thanks a lot for your are kindly posts.

KingsDen

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Quote from: Sarah Azhari on October 25, 2022, 03:45:56 AM

There is sad news in our local forum, a member who has active in long time ago died. ~ pandukelana2712 ~

I do not know exactly him even have read his post and his thread. so what makes me interested is, what happen with his lending, does he still have to pay?, give it up?.

I don't think so, because in my habit, if someone died, usually a lot of people on neighbors give it up,
but another financial company ask for heirs to pay it off.

Thanks alot.

If you read the below post by roycilik, you will understand that different people have their cultures and way of life. We are all gathered here but from different countries, races and tribes with different norms. While in some cultures, anyone could be dishonest and go away with it. But in the culture of roycilik and the deceased, it is obligatory to repay debts.
I think there are still sane cultures and those of us from such backgrounds shouldn't betray it in internet.

Quote from: ?? on ??

To be honest, Darkstar has asked me to give the money to the Pandukelana family, but it is an obligation in our place that the debt must be settled first, also dewo_sat said the same thing. And now it's up to Darkstar what to do with the money.

Thanks to Darkstar (:

Smartvirus

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People don't like to share any relations with a poor dead person but you would find a whole lot of persons claiming to have some relationship with a rich dead person. Maybe not consciously for some but the purpose is always about debt and inheritance. There are some poor guys that might have landed property past down through generations but most times, what they leave behind is debt and you would find almost no one, willing to take up the responsibility of paying off in the event of a non collateral loan.
When it comes to a rich guy, there is always something to share from money to properties in assets and all. An irony no doubt as to how the world works.

_BlackStar

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Quote from: The Cryptovator on November 05, 2022, 03:00:55 PM

I am assuming OP tried to ask what will happen died with a loan from the forum. Because his loan will default here automatically in case of death. Yes, it's pretty much a hard question.

His death can be confirmed by his family or forum friends as some previous users have done for Bruno.

Quote from: nutildah on April 11, 2020, 02:29:14 AM

Hey guys. Sorry to be the bearer of bad news, but I just found this:

https://www.everhere.com/us/obituaries/nv/las-vegas/bruno-kucinskas-jr-10682556

Quote

March 4, 1960 - April 8, 2020 (60 years old)
Las Vegas, Nevada
..
It is with great sadness that we announce the death of Bruno Kucinskas Jr. (Las Vegas, Nevada), who passed away on April 8, 2020, at the age of 60, leaving to mourn family and friends. Leave a sympathy message to the family on the memorial page of Bruno Kucinskas Jr. to pay them a last tribute. You may also light a candle in honor of Bruno Kucinskas Jr..

He was loved and cherished by many people including : his parents, Bruno Kucisnkas Sr. and Juanita Kucinskas (Wonderly); his daughter Apryl Kusinskas of Minnesota; and his siblings, Bruce Kucinskas of Lafayette, Bryan Kucinskas of Sandwich Illinois, Belinda Slagle (Brenda Honn) and Beth Basurto of Oswego.

Thought you should know.

Quote from: The Cryptovator on November 05, 2022, 03:00:55 PM

There is no solution actually if the borrower doesn't tell his family to return lend amount.

There is no definite solution, but the negative tag is always justified for anyone who defaults loan without any information. In fact today all the negative tags on the pandukelana account have been deleted or changed, but this was done after the loan was paid off thanks to the help of two friends.

The Cryptovator

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I am assuming OP tried to ask what will happen died with a loan from the forum. Because his loan will default here automatically in case of death. Yes, it's pretty much a hard question. So this will be a p2p loan, not from the forum actually. So now depends on the lender if he wants to give it up or expect funds back. Also, it would possible we won't notice who died actually if we don't know in real life. So lender would think the borrower defaults on the loan if he isn't sure about death. There is no solution actually if the borrower doesn't tell his family to return lend amount.

dewo_sat

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Quote from: hilariousetc on October 26, 2022, 03:14:53 AM

---
Did it get paid?

Quote from: Woodie on October 29, 2022, 06:41:30 AM

Condolences to pandukelana2712's family MHSRIP .

Talking of loans and death, I want to believe that mostly if they are big loans the loaner can choose to give them out with a collateral but for non collateral loans it could end up as bad debt that the loaner will have to write off unless another family member is aware of such they could reach out to have this settled.

Just out of curiosity how did this information reach the forum of his passing, if loan is big maybe this could reach his/her family to try settle his book's.... In some cultures this is what happens. REST IN PEACE CHAMP.

Quote from: Sarah Azhari on November 01, 2022, 06:10:27 AM

---
I heard good news from His Friend.
Next week, dewo_sat as pandukelana's mandate promise to pay off the debt to darkstar, maybe not directly send to lender, but by middle man (roycilik), I don't know exactly how many, with interest or just a tree.

Quote from: Razmirraz on November 03, 2022, 10:26:22 PM

----

According to the information we found on the Local Board, this case has a bright spot. One of the guides friends 2712 has managed to contact Roycilik to help pay off the debt.
Now he is trying to raise money according to the trust reference in the account pandukelana2712.

Quote from: dewo_sat on October 19, 2022, 01:19:00 AM

Setelah menimbang, memikirkan dan berkonsultasi kepada beberapa teman saya tentang hutang-piutang; maka saya berketetapan untuk membayar 0.064 BTC dalam bentuk FIAT-IDR sesuai dengan referensi trust di akun pandukelana2712.

Pembayaran akan saya bayarkan kepada rekening bank yang diminta oleh bang Roy Cilik, tetapi saya perlu beberapa hari untuk mengumpulkan uang sejumlah tersebut.

And today I've paid to Roycilik with IDR, equal with 0.064 BTC nowday.

Quote from: roycilik on November 04, 2022, 01:18:04 AM

----
FYI: Saya sudah menerima dana sebesar 20.500.000 atau setara sekitar 0.064btc dari om dewo_sat, sayang nya akun beliau belum bisa di recovery (lupa pasword)

Saya akan segera menghubingi darkstar untuk menyelesaikan permasalah hutang piutang Almarhum
---

Hopefully DS will forgive me.

Razmirraz

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As announced by Roycilik at the Indonesian Local Board, the loan will be borne by the heirs to pay off to DarkStar_.

In the case of accounts payable between Pandukelana2712 and DarkStar_ with the approval of both parties (the lender and the loan recipient) there is no third party (one of the family members of the loan recipient) who is a key witness to the occurrence of the lending and borrowing transactions. The good news is that before he died (the recipient of the loan) had made a will to his friend to pay his loan to the lender.

Quote from: dewo_sat on October 19, 2022, 01:19:00 AM

Setelah menimbang, memikirkan dan berkonsultasi kepada beberapa teman saya tentang hutang-piutang; maka saya berketetapan untuk membayar 0.064 BTC dalam bentuk FIAT-IDR sesuai dengan referensi trust di akun pandukelana2712.

Pembayaran akan saya bayarkan kepada rekening bank yang diminta oleh bang Roy Cilik, tetapi saya perlu beberapa hari untuk mengumpulkan uang sejumlah tersebut.

lovesmayfamilis

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Quote from: DVlog on November 01, 2022, 03:13:03 PM

Sons, brothers, or other relatives got the dead person's property. So I am thinking what if a dead legendary forum member's son or brother starts using his account on his behalf? Are there any rules regarding this matter or general rules will be applied here?

Are you really interested in this, or is it just meeting your subscription company's quota? Maybe in this case it would be worth reading all the posts and not asking questions that have already been answered many times.
Among other things, how do you prove that a person is dead? Are you satisfied with the statement of a friend or a photo of this person? Nowadays, the dead can be taught to sing songs with the help of computer programs, and the living can be presented in the form of the dead.
Never believe on the Internet what your eyes have not seen offline.

Sarah Azhari

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Quote from: Pandu Geddon on November 01, 2022, 07:37:32 AM

Quote from: Sarah Azhari on November 01, 2022, 06:10:27 AM

I heard good news from His Friend.
Next week, dewo_sat as pandukelana's mandate promise to pay off the debt to darkstar, maybe not directly send to lender, but by middle man (roycilik), I don't know exactly how many, with interest or just a tree.

it means that there has been good communication with the lender. no matter how they solve it, it looks like this case will soon be over.

the result may be different when the deceased does not give a will to his family or anyone to settle his debt case. that means no payments will ever be made. that's the risk of lenders everywhere.

This is the point, I never think this will be a big case if the family or the heir ever knows what the deceased did in past. we certainly don't need to pay attention if not married or live alone without anything else family. If married, his wife must know what the husband did, he should know bitcointalk and must care what husband did on front of PC daily, such as bitcointalk passwords. So if something happen, the wife must create announcement with husband account.

skarais

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Quote from: _BlackStar on November 01, 2022, 08:46:32 AM

I think we only need one thread for a better and organized discussion, so locking one of those would probably be good.

I wouldn't be too selfish to agree with your suggestion, so I hope I'll do it to avoid repeated discussion. You and other users can follow the progress in this thread and hope to get enough information. While, all the information about the loan can be said to be correct, the loan will be repaid soon which is planned this week.

So thanks for the advice.

Cryptomiles1

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In some circumstances if a debtor borrows money and he died, usually before borrowing or taken loan there is always a guarantor who would signed a shortee (whom to hold liable for not paying back) if there is any dead case then the guarantor could come pay his debt. But how authentic this could be because human being are very terrible these days. If any user here knows his real identity then his home should be visited and they should confirm from neighbors, parents and even children if at all such person has a family then that is the only place the truth could show up.

DVlog

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Sons, brothers, or other relatives got the dead person's property. So I am thinking what if a dead legendary forum member's son or brother starts using his account on his behalf? Are there any rules regarding this matter or general rules will be applied here?

_BlackStar

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Quote from: Sarah Azhari on November 01, 2022, 06:10:27 AM

-snip-

Why force to have different thread for the same discussion and purpose?
I've been aware of that announcement or information before on another thread: Re: Goodbye Pandukelana2712 - Thanks for your contribution.

Quote from: ?? on ??

But can you tell us where the problem is now? Have his friend pay off the loan to Darkstar_?

There is good news about the loan situation, I got information on the local board that the loan will be repaid by his relatives to roylicik this week. Here's an excerpt, but maybe you need to use GT to read the information properly.

Quote from: roycilik on October 30, 2022, 10:36:34 AM

Hari ini Saya baru mendapatkan update dari yang bersangkutan, dia telpon saya melalui telegram dan mengatakan jika tidak ada halangan minggu ini dia akan segera transfer dana untuk melunasi tanggungan almarhum

I think we only need one thread for a better and organized discussion, so locking one of those would probably be good.

Pandu Geddon

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Quote from: Sarah Azhari on November 01, 2022, 06:10:27 AM

I heard good news from His Friend.
Next week, dewo_sat as pandukelana's mandate promise to pay off the debt to darkstar, maybe not directly send to lender, but by middle man (roycilik), I don't know exactly how many, with interest or just a tree.

it means that there has been good communication with the lender. no matter how they solve it, it looks like this case will soon be over.

the result may be different when the deceased does not give a will to his family or anyone to settle his debt case. that means no payments will ever be made. that's the risk of lenders everywhere.

Sarah Azhari

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Quote from: Woodie on October 29, 2022, 06:41:30 AM

Condolences to pandukelana2712's family MHSRIP .

Talking of loans and death, I want to believe that mostly if they are big loans the loaner can choose to give them out with a collateral but for non collateral loans it could end up as bad debt that the loaner will have to write off unless another family member is aware of such they could reach out to have this settled.

Just out of curiosity how did this information reach the forum of his passing, if loan is big maybe this could reach his/her family to try settle his book's.... In some cultures this is what happens. REST IN PEACE CHAMP.

I heard good news from His Friend.
Next week, dewo_sat as pandukelana's mandate promise to pay off the debt to darkstar, maybe not directly send to lender, but by middle man (roycilik), I don't know exactly how many, with interest or just a tree.

Woodie

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Condolences to pandukelana2712's family MHSRIP .

Talking of loans and death, I want to believe that mostly if they are big loans the loaner can choose to give them out with a collateral but for non collateral loans it could end up as bad debt that the loaner will have to write off unless another family member is aware of such they could reach out to have this settled.

Just out of curiosity how did this information reach the forum of his passing, if loan is big maybe this could reach his/her family to try settle his book's.... In some cultures this is what happens. REST IN PEACE CHAMP.

Sarah Azhari

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Quote from: Sandra_hakeem on October 26, 2022, 06:58:53 PM

Sorry, what you mean insurance?? You mean the borrower is gonna pay some more extra funds aside the collateral ( if there were any) to the lender just Incase he dies?? I mean......who the fuck is preparing to die?
Or, is the forum gonna settle borrowers bills? -- borrowers that are indepted to a lender and dies eventually? Is this what you call insurance?
Please, I would need more specificities on that as you points are unclear. I'd understand if you're bumping into a case like this for the first time, though.

Sandra 💇

yes, seem like that. but the insurance is a third party person besides the lender and borrower, The insurance is can be a member of the forum, an outsider company, or another. it;s the same like insurance healthy where if we got sick the insurance company can pay it to hospital. in this case, if borrower died, the insurance company will pay the kredit to lender until paid off

Sandra_hakeem

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Quote from: Sarah Azhari on October 26, 2022, 02:13:36 AM

Quote from: yahoo62278 on October 25, 2022, 09:00:48 AM

From my understanding I thought the guy had left some money with someone to repay the debt? Maybe I misunderstood?

the deceased left about Rp. 8,500,000 to his friend, maybe $545 or 0.027 BTC, and it seems less than 0.064 BTC when he borrows.
and, I guess his friend trying to collect the lack of money, so late to repay the loan.

Quote from: Sandra_hakeem on October 25, 2022, 06:52:19 PM

Are you one of the deceased kin? If not, then how does the whole dilemma warrant your concern?

I don't the deceased kin, this is a unique case for me for the first time here.
maybe this case can bring pay attention between lenders and borrowers to take care about loan insurance, so if the borrower died, the rest of the loan is repaid by insurance.

Sorry, what you mean insurance?? You mean the borrower is gonna pay some more extra funds aside the collateral ( if there were any) to the lender just Incase he dies?? I mean......who the fuck is preparing to die?
Or, is the forum gonna settle borrowers bills? -- borrowers that are indebted to a lender and dies eventually? Is this what you call insurance?
Please, I would need more specificities on that as you points are unclear. I'd understand if you're bumping into a case like this for the first time, though. What keeps baffling me is your interest in the whole situation? INSURANCE?? Why create a topic with such a 'malapropos' title then?

Sandra 💇

LTU_btc

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First of all, it's sad to hear that pandukelana passed away. I wasn't familiar with him, but his username is known for me. RIP.
About loan, it's sensitive question. First of all, it's not bank where you give your personal details, sign contracts and etc. Here on Bitcointalk basically you lend money to random strangers. Even if that user have good reputation on Bitcointalk, still, in most cases he is nothing more than random stranger. And here it's vert difficult to prove that user really passed away. Even if it's possible, things like death certificates can be faked easily. Reality of Bitcointalk - if one or another Bitcointalk user will die one day, nobody will know about it in 95% and more cases. And id he had active loan, people simply will think that he made excit scam. C'mon, I can talk for myself - if I will be hit by car tomorrow, nobody on Bitcointalk will know about it. That's reality of forum where majority people think about privacy.
It's good if you will be able to contact family of that member outside Bitcointalk and they will repay loan. But in most cases it's not likely to happen. Probably such cases can be considered as force majeure situation, lender have to accept loss and move on.

SatoPrincess

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Your title and contents pose two questions. I will try to answer both of them. When a bitcointalk user dies, as in the recent case of , the users from the local board the person is part of, are supposedly the closest link to the forum and should be the first to bring the news to public notice. If the death is confirmed, a neutral tag with proper reference would be given. That is done so no one can sell the account, if the account is sold and becomes active after a year or more, the account will be painted red. For your second question, the dead can’t pay their debts. BTW who’s to confirm if the user has passed or defaulting a loan. I think it’s a risk the people in the loan section have calculated, there should be a collateral for every loan to discourage defaulters.

Topic: What Happen if bitcointalk member pass away? (Read 727 times)