What Happen if bitcointalk member pass away? - page 2.

Doan9269

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Quote from: Sarah Azhari on October 25, 2022, 04:45:56 AM

I do not know exactly him even have read his post and his thread. so what makes me interested is, what happen with his lending, does he still have to pay?, give it up?.

The lender does not need any further investigation on weather he's death or not as long as repayment is defaulted, he will be tagged, if the family continues with the account and think that having such tag is inappropriate then they will have to check in the purpose for the tag and if they wish, they can make the repayment on his behalf and the tagged will be removed by the lender, this is a simple things to deal with as long as the reference is there to give direction, but dont expect the account to be banned but can only limited to being tagged.

BitcoinGirl.Club

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Quote from: hilariousetc on October 26, 2022, 04:14:53 AM

You can't make a dead man pay anything unless there's some sort of contract involved that accounts for these sorts of situations so it will be up the people who he owes money to try track it down but I doubt that will be very fruitful unless he put some safeguards in place or left instructions to his next of kin on what to do. How do you know he actually passed away?

It seems to me that the loan were from DarkStar_. In the forum I do not think when a person to person lending is in operation the lenders are asking if you die then your relative needs to repay it and such thing. Considering the no term, the lender has always risk to lose his money.

In some cases maybe the relatives are not aware too that their died family member was on this forum and they have xyz amount of debt to someone.

Question remains was it a collateral loan?
In that case the lender has something to cash out but if this was a no collateral loan then it's a lose the lender have to accept. That brings the last part, should he tag the account? The dead person is never coming back. Leaving a negative will not change anything except in the long future people who will visit the profile they will see this person scammed a loan which clearly was no correct.

Strongkored

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Quote from: hilariousetc on October 26, 2022, 04:14:53 AM

Quote from: Strongkored on October 25, 2022, 05:06:47 AM

The deceased had already entrusted funds to his partner to pay off his debts before he died I think it was the obligation of his colleague to pay them off immediately, and I read that his colleague also said that he would pay off even one of the reasons he created an account on this forum (if I am not mistaken) was to clear this matter, so nothing to be debated.

Did it get paid?

Not yet, because the lenders has not changed his trust rating to the deceased's account.
based on the discussion in the local section, his friend is collecting money to pay off, but please understand that his friend is not taking over the debt or like someone who is responsible but this debt has become his obligation because the money was already in his hands before.

hilariousetc

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Quote from: Sarah Azhari on October 25, 2022, 04:45:56 AM

There is sad news in our local forum, a member who has active in long time ago died. ~ pandukelana2712 ~

I do not know exactly him even have read his post and his thread. so what makes me interested is, what happen with his lending, does he still have to pay?, give it up?.

I don't think so, because in my habit, if someone died, usually a lot of people on neighbors give it up,
but another financial company ask for heirs to pay it off.

Thanks alot.

You can't make a dead man pay anything unless there's some sort of contract involved that accounts for these sorts of situations so it will be up the people who he owes money to try track it down but I doubt that will be very fruitful unless he put some safeguards in place or left instructions to his next of kin on what to do. How do you know he actually passed away? Is there any public records of his death or is this info just someone else has passed on. Has anyone thought that this could just be a convenient way of getting out of paying his debts? Of course anyone can die at any time but when most of us are anonymous here it's not that hard to fake your own death or simply just log off the site and pretend so.

Quote from: Strongkored on October 25, 2022, 05:06:47 AM

The deceased had already entrusted funds to his partner to pay off his debts before he died I think it was the obligation of his colleague to pay them off immediately, and I read that his colleague also said that he would pay off even one of the reasons he created an account on this forum (if I am not mistaken) was to clear this matter, so nothing to be debated.

Did it get paid?

lovesmayfamilis

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How can you prove on the Internet that a person has died if not a single piece of information about him is left on the forum? This can be the most common deception, even if someone says a relative has contacted him. What can be done with an unpaid loan? If there were no conditions in advance, then information about the death of a person could be taken as truth, or maybe not.
In these difficult economic times, many people may resort to deception, pretending to be a hacked account or dead. If the forum welcomes anonymity, you need to put up with such stories.

Sarah Azhari

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Quote from: yahoo62278 on October 25, 2022, 10:00:48 AM

From my understanding I thought the guy had left some money with someone to repay the debt? Maybe I misunderstood?

the deceased left about Rp. 8,500,000 to his friend, maybe $545 or 0.027 BTC, and it seems less than 0.064 BTC when he borrows.
and, I guess his friend trying to collect the lack of money, so late to repay the loan.

Quote from: Sandra_hakeem on October 25, 2022, 07:52:19 PM

Are you one of the deceased kin? If not, then how does the whole dilemma warrant your concern?

I don't the deceased kin, this is a unique case for me for the first time here.
maybe this case can bring pay attention between lenders and borrowers to take care about loan insurance, so if the borrower died, the rest of the loan is repaid by insurance.

Sandra_hakeem

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Goodnight, ohh Leo!!! 🦅

Are you one of the deceased kin? If not, then how does the whole dilemma warrant your concern? We're not under some unforseen exigencies and nobody complained 'bout how unlucky Darkstar has been, -- that' he won't utilize any possible means to get his funds back? Is that what you mean?? If not, then why did you suggest that he let go of the funds in the deceased familys' custody? Just being too curious 😶

Except otherwise stated, Darkstar is eligible to request for refundment. Agreement remains agreement, no matter what happens at the long run. Stop suggesting that he'd let go of the funds; you're just gonna look like a piece of shit buddy. Allow the user (Darkstar,) himself to decide wether or not to donate, WILLINGLY....... take note

Sandra 💇

Mr.right85

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I originally thought that your thread was concerned about what happens to a bitcointalk account after the users passes away but, it seems that is not the major concern here as it is instead focused on the possible scenario of a running loan.

Well, death is an unfortunate situation but if I may be a little sarcastic, I'll suggest those that are aware of when the would die to please pay up there loan. You know how some people would die on the forum and be alive in the real world, perhaps return with a different account.
Anyway, its important that one tries to pay up there debts so as not to discourage those offering these services. It's helping a few people on this platform.

Meanwhile, from my high school days, there is something called bad debt and its usually what was owed by a dead person which is often unrecoverable. For some though.

TelolettOm

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Quote from: Sarah Azhari on October 25, 2022, 04:45:56 AM

pandukelana2712

You put the wrong link. It is not a profile link of pandukelana2712 account, it is the link to a thread made by roycilik.
You should change it with the right link https://bitcointalksearch.org/user/pandukelana2712-1304130.

Quote from: Sarah Azhari on October 25, 2022, 04:45:56 AM

I don't think so, because in my habit, if someone died, usually a lot of people on neighbors give it up,
but another financial company ask for heirs to pay it off.

In Pandukelana's case, he already gave the payment to his friend (@dewo_sat). So, the heirs have no responsibility to pay again. @dewo_sat is the person who must give the money to @ DarkStar_. But I don't get updated news of whether he already sent the payment to @DarkStar_ or not. Ideally, @dewo_sat must send the payment as soon as possible when Pandukelana gave it to him. But I don't know why @dewo_sat didn't do it, he just announced it to us now. I think it is a bit too late.

indah rezqi

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Quote from: Sarah Azhari on October 25, 2022, 04:45:56 AM

what happen with his lending, does he still have to pay?, give it up?

Instead of creating a thread I might suggest you PM Darkstar (if it's about pandukelana loan) or a lender for an accurate answer if it's about another user.

I don't know for sure if someone has ever written off a loan and forgotten it when someone out there had gotten the money to pay off the loan to the lender before death. In the pandukelana case, he had asked his friend to pay off the loan (in progress) so maybe it would be different from other cases.

Igebotz

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Quote from: yahoo62278 on October 25, 2022, 10:00:48 AM

Is this person's real full name known? Do we know 100% this isn't a scam where someone is trying to dodge repaying a debt? Can a death certificate be produced?

Ultimately, it's up to Darkstar as to whether he wants to pursue the colle ting of the debt and clear the account of any bad trust. From my understanding I thought the guy had left some money with someone to repay the debt? Maybe I misunderstood?

The loan has been over 2 years now, clearly the user is a loan defaulter who had no intention of paying, and his account is already useless as we speak, so I don't understand why he would fake his own death over a loan he had no intention of paying.

Nobody is going to submit a death certificate because we don't have any leverage to demand it, and death announcements aren't something we should politicize. If his local community declares him dead, he is dead. Perhaps a good samaritan will pay off his forum debt and release his soul from the bonds of the other world.

_BlackStar

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Quote from: Sarah Azhari on October 25, 2022, 04:45:56 AM

I do not know exactly him even have read his post and his thread. so what makes me interested is, what happen with his lending, does he still have to pay?, give it up?.

There is some info that I read about pandukelana loans, but can you confirm this information?

Quote from: ?? on ??

But the surprising thing is, Pandukelana2712 managed to leave some money with a relative to pay off the loan to DarkStar_ (before he died) but he failed to find the right person before communicating with roycilik.

Quote from: ?? on ??

This is a misunderstanding. He was actually responsible at the end of his life, by entrusting money to his relative/colleague to pay debts in this forum (because at that time he was seriously ill and given the mandate). However, for several logical reasons, this fact can only be conveyed several days ago, when 1000 days after his death.

Hopefully, with this, his good name will be clean again and there will be no more misunderstandings regarding the debt. And currently, the loan repayment seems to be in process.

Quote from: ?? on ??

The repayment will be handled by Pandu's friends, dewo_sat, and with the help of Roycilik. He will send the IDR amount of 0.064 BTC, and then Roycilik will send the bitcoin repayment to DarkStar_.

At least that is the current plan, he still needed a few days to collect the money.

In my opinion, because pandukelana has entrusted money to his friend to pay his debt to Darkstar_ then I think now his friend must be responsible for paying it off to the lender. But either way Darkstar_ may have an answer to your question and I don't think we ever know how it will be decided.

Rikafip

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Quote from: yahoo62278 on October 25, 2022, 10:00:48 AM

Is this person's real full name known?

roycilik should know that info since deceased relative contacted him, telling what happened.

Quote from: yahoo62278 on October 25, 2022, 10:00:48 AM

Do we know 100% this isn't a scam where someone is trying to dodge repaying a debt?

I guess there's always a chance that this is a scam attempt, but what would be the benefit of faking your own death? Its not like you can reactivate your account or year or two later and just continue like it never happened and since his real identity was unknown, chances of lender finding him was slim to none.

Eternad

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Quote from: Strongkored on October 25, 2022, 05:06:47 AM

The deceased had already entrusted funds to his partner to pay off his debts before he died I think it was the obligation of his colleague to pay them off immediately, and I read that his colleague also said that he would pay off even one of the reasons he created an account on this forum (if I am not mistaken) was to clear this matter, so nothing to be debated.

This not legally true since there is no written contract to enforce this kind of transfer of debt. All loans here in the forum is not legally binded by the law since the contract is just between the lender and the borrower. This is the risk that lender willing to risk by providing loans on anonymous borrower. Only trust is the one connecting both parties to this loan agreement.

The loan will die here if the user didn't respond for a long time or forfeit. Many user already defaulted on there loan and none of them is put on jail or being pursue by the law. This is loan default is same when the user passed away.

dkbit98

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Quote from: Sarah Azhari on October 25, 2022, 04:45:56 AM

I do not know exactly him even have read his post and his thread. so what makes me interested is, what happen with his lending, does he still have to pay?, give it up?

He obviously can't pay for his lending anymore if he is dead, and it's up for the guy who lend him coins what he is going to do.
Some family members could probably pay this if they inherit his account with Bitcoin and will instructions, but I wouldn't count on that, and I don't like the idea of inheriting accounts.

Quote from: ?? on ??

But about the legality, their family, spouse or friend have no legal obligation the debt in most cases. It's different case if that person wish to keep asset which isn't fully paid yet or cosigned a loan with the deceased one.

Any debt is usually passed on spouse or other family members, but I have no idea how this would apply for coins someone borrowed in bitcointalk forum.
Legality of this is not cleat in many jurisdictions, and people could also remain private, not connecting bitcointalk account with their real identity.

Quote from: yahoo62278 on October 25, 2022, 10:00:48 AM

Is this person's real full name known? Do we know 100% this isn't a scam where someone is trying to dodge repaying a debt? Can a death certificate be produced?

This sounds very much like deja vu case of Bruno aka Gleb Gamow aka Phinnaeus Gage Tongue

but I am certainly not expecting any death certificate will be produced here.

NeuroticFish

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Quote from: Sarah Azhari on October 25, 2022, 04:45:56 AM

what happen with his lending, does he still have to pay?, give it up?.

I expect normally nobody pays that up. I expect normally nobody knows about such loans.
What can happen? The account will get negative trust rating and gets ruined? Since nobody else will use it (nor know) it doesn't matter much.

So imho for the lender there's not much of a difference whether the "customer" runs with the money or dies.
The amounts of money are usually small and the expense of getting after his family would be greater.

However, this kind of stuff doesn't happen much, so imho you're worrying for no use.

yahoo62278

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Is this person's real full name known? Do we know 100% this isn't a scam where someone is trying to dodge repaying a debt? Can a death certificate be produced?

Ultimately, it's up to Darkstar as to whether he wants to pursue the colle ting of the debt and clear the account of any bad trust. From my understanding I thought the guy had left some money with someone to repay the debt? Maybe I misunderstood?

Panglima Perang

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Quote from: Sarah Azhari on October 25, 2022, 04:45:56 AM

There is sad news in our local forum, a member who has active in long time ago died. ~ pandukelana2712 ~

I do not know exactly him even have read his post and his thread. so what makes me interested is, what happen with his lending, does he still have to pay?, give it up?.

I don't think so, because in my habit, if someone died, usually a lot of people on neighbors give it up,
but another financial company ask for heirs to pay it off.

Thanks alot.

Do you have valid proof about pandukelana2712 have pass away? he has still loan and validate last weeks about he was pass away.

Fullcoinese

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in the case in general, the forum will not be responsible for it. The settlement will occur between the lender and the borrower. if the borrower has died, and still leaves an active loan. no one can solve it. If the family finds out, I think it can still be resolved.

in the case of Pandukelana2712, he has already given a will to his friends or relatives. it can be solved although it turns out to take quite a while to figure it all out.

Findingnemo

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Quote from: Sarah Azhari on October 25, 2022, 04:45:56 AM

There is sad news in our local forum, a member who has active in long time ago died. ~ pandukelana2712 ~

I do not know exactly him even have read his post and his thread. so what makes me interested is, what happen with his lending, does he still have to pay?, give it up?.

I don't think so, because in my habit, if someone died, usually a lot of people on neighbors give it up,
but another financial company ask for heirs to pay it off.

Thanks alot.

This is bitcointalk not a banking community, we can't actually find who is the real user behind the name because bitcointalk never asked for KYC ( apart from April fool's day) while registering so we don't know them unless they expose their real idenitiy to community or someone in the community via personal message.

If someone died they can't pay anything because that is their end with banking sector they may have collateral so they can seize it and auction them to collect the loan value or other practices like legal heirs have to pay the remaining debt. Here, if someone died they can't login to anymore so obviously the red tag will be under their name forever.

Topic: What Happen if bitcointalk member pass away? - page 2. (Read 689 times)