I guess this is what everyone is hoping to see, the price hitting $100k, and this is also the prediction of some well known model, back then that by the end of the bull run in 2022, we will hit 6 digits. But we all know that it didn't happen right. I would agree that this is just a prediction, a wild educated guess that everyone can make, and that there are no experts here.
However, it seems that there are a lot of factors that might contribute to the price hitting that $100k or more, right now we have the banking crisis and maybe there will be next big banks that are going to fall maybe next year that might fuel individuals, not just wealthy investors buy a simply average joe like you and me that will go and put our money into bitcoin because we don't want to lose it's value.
And if there is something that I've learn here, just continue to accumulate as little as you can and HODL on it till the next bull run. If we touch $100k then good, congrats, profits coming our way. If not, we still have our Bitcoin, and you can decide when to sell it.
Of course we expect more than the previous ATH price after the halving and this has clearly been widely predicted how this will happen later so it's not surprising that many speculators say that the price is excessive or lower because this is also wild to reveal bitcoin predictions in the future.
People are free to say anything about bitcoin price predictions.
In fact, this factor can also influence what makes the price of bitcoin higher, their concern for the banking sector is that more and more people are panicking because several banks have fallen so that this will change their belief in bitcoin rather than in banks which will cause inflation later.
In general we have done that to continue buying bitcoin while it is still low, we have to be able to HODL as much as we can and be sure that a win with the next target will make a better profit because we all think that $100K can be broken at that level.