Topic: Who is wiser? (Read 864 times)

Strategically, if seen, then Themos will be the wisest person. But I would go with Mr. Bob. I know the capabilities of Bitcoins, and I have seen Bitcoins growing from 500$ to 70,000$. Hence, I always think that bitcoins will keep on going up due to their fixed supply. So I would like to invest all of the funds at the moment to buy and hold the coins. I am sure that in the long term, if this pace is maintained by Bitcoins, then I will have more than sufficient money. But currently, as I don’t have a lump sum amount of money, I myself DCAing.

Going 100% with Bitcoin is only good if you have money to use beyond that money for investment. If you do like using 100% money you have for purchasing Bitcoin, it's risky and I don't invest like this.

Going 50% with Bitcoin, and 50% with random altcoins, is more risky. Why do an intelligent investor spend money randomly to altcoins? Even you don't invest to random altcoins, but selected altcoins, it is still risky.

Going $100 weekly DCA, with $10,000 investment capital, is too small. I will do like $500 weekly DCA and do this for 20 weeks (5 months) or $250 weekly DCA for 10 months.

About DCA, this website is good Dollar Cost Averaging with costavg.com include exchange fee.
https://costavg.com/
We have good examples from Micro Strategy and El Salvador with DCA investment.
Michael Saylor ⚡ (MicroStrategy) Portfolio Tracker
https://saylortracker.com/
El Salvador Nayib Bukele Portfolio Tracker
https://nayibtracker.com/

Yea, the post had no exit plan and that kinda made everyone of them wise.

---

I decided to bump this message from December last year. The bitcoin price was about $41k. The current bitcoin price is at $50+, considering that bitcoin has made about $70+ and down to this level. Has it confirmed theymos wiser as majority said above.

I'll go for Mr. Bob as he will definitely gain life changing profits when he decides to sell at a real bull run. The bigger he will invest, the more massive his future profits will be. So since he invest all in, although there are high risk on that, but as long as he intentionally do it for his purpose, to earn a lot of bitcoin in time, then his decision is just perfect and right.

Mr. Theymos is also doing a good option through DCA. But when real bull run comes, he can't maximize his profits knowing its just only months away before we will witness another bullish market.

First of all, I'll just lay out my answer from the variables or information given and state that Mr. Bob is the wiser among the three.

However, if we are being more critical about this then it is pretty evident to state that we don't have much information actually to make a decision. For example, in which time frame is this scenario? What's the economy like? What's the status of cryptocurrency? How long have they been investing/holding? Are we talking about the actual money they have or the money they are prepared to lose? Have they considered the risks or is this just based on their own decisions as they are still new to all of this?

If we think about those things then it is possible that there are scenarios when Bob is wiser among the three of them, and there are also scenarios wherein Ms. Alice is the wisest, and of course, instances wherein Mr. Theymos is the one to make a wiser decision.

Regardless, if we go up front with just the exact statements given by OP then I'd say Mr. Bob. The reason is simple, it's a no-brainer move and much efficient.

For me it’s mr bob. there’s no other context so if they all have the money they can afford to lose then better invest it in bitcoin right? If Mr. Bob has a high risk tolerance and can afford to potentially lose the entire investment, going all in with Bitcoin can be a straightforward strategy.

We just have to keep in mind that individual circumstances, financial goals and risk tolerance should always guide investment decisions.

• Mr. Bob has the potential to make the highest profits, but he also has the potential to lose the most money.
• Miss Alice has the potential to make lower profits than Mr. Bob, but she also has the potential to lose less money.
• Mr. theymos has the potential to make the lowest profits, but he also has the potential to lose the least money.

As for the question of who is the wisest, for me it is Mr. theymos. Why did I choose him? The reason is very easy to understand. Because how well do they understand the cryptocurrency market? Do they have experience investing in cryptocurrency? So if you are new to investing in crypto, I recommend starting with Mr. theymos's strategy. The DCA method is a safe way to start investing in crypto, and you can adjust your strategy as you gain more experience.

Miss Alice is the wiser of the three. She diversifies her investment so that if the other currency does not perform as predicted, she may still earn from the coins. And if Bitcoin rises, altcoins will follow, and the potential gain is enormous because they are more volatile than Bitcoin.

Mr. Bob is a Bitcoin devotee who values the security of his funds over the rewards. He is an clever investor.

Mr. Theymos is probably a weekly salaried investor. He put his extra cash into Bitcoin.

I will prefer to go for 100% percent to invest bitcoin expecially if the price of bitcoin is in good price when one can buy bitcoin to invest. I will rather go for only bitcoin than investing some of the money into altcoins because for me u don't really like altcoins because I'm not used to them because of how risky they are in the market.  I will be free with no fear to invest %100 of money I have in bitcoin which I know to be more reliable than other cryptocurrencies.

We know the potential of Bitcoin especially for a long-term investment, but going all in with Bitcoin would sound impulsive cause we already have the mindset that Bitcoin is the best coin. These three have their own way of investing so I could say that they are all wise, but in Mr.Bob's case, you could do a lot of alternative investments with that amount or you can take advantage of the market's volatility. This is why sticking with the DCA method would give you an advantage as you can enter the market with a low value. But if you are rich like Mr.Bob where you can go all in on one investment like Bitcoin, then I would prefer Mr. Bob's decision as well.

Always for 100% bitcoin , yeah the miss alice seems to be wise because he even diversified
His folio in which i believe what mostly do now but in perfect world of crypto , Holding bitcoin is always been
the perfect choice and the safest of course so i will be with Mr.Bob and will always do such (I am also having
altcoins but if given a chance I will choose purely bitcoin) lets see what comes to all of us in the near future
as the halving is really near to come.
looks like majority of us are for Mr. Bob here lol.

You don't just throw all your money into Bitcoin or any asset, it's a wrong move, price action gives you better opportunities if you DCA gradually, even if you have all the money it's still not a smart idea to go all in at once.

What happens if you run out of money and a much better price comes? You won't be able to take advantage because you've run out of money, even while I am confident that Bitcoin have passed it's Bottom price I still make sure that I have some money at hand just in case.

The confidence that a new Bottom can't happen is not a wise move, everyone have their predictions but most will not happen, because nobody is sure of what will happen tomorrow, it's safer to be prepared.

I'll go with Mr. theymos' decision to have a $100 weekly DCA on bitcoin. But if I can do it my way, it'll be a weekly DCA on bitcoin too but not 100%. I'll probably allocate 20% to 40% to altcoins depending on the future market trends. I could go on with a 100% bitcoin DCA but once I can feel some altcoins are starting to gain momentum then I'll trade some of my bitcoins into altcoins. When my altcoins are profiting already I will sell part of them back into bitcoins and then will HODL the rest.   

I'd definitely go all in on Bitcoin. Doesn't seem like it's going down anytime soon. And even if it will, with time it's definitely gonna break its ATH.

I think the easier, the more effient. so in my opinion Mr. Bob will win. let me record that the BTC price is $42000 at 20231227 today.


I think you have to add a condition about the profit-taking timeframe. If holding until the end of the projected uptrend season around 2025-2026, I believe Mr. Theymos and Mr. Bob would be the safest but less aggressive, and probably Mr. Theymos is the least pressured. However, the downside might be that their profit margins may not be as high as Mr. Bob's if Bitcoin continues to rise steadily from here without significant corrections. But if Bitcoin undergoes corrections next year, Mr. Theymos might have an advantage over Mr. Bob by still having capital to buy Bitcoin at lower price levels.

As for the highest-risk but potentially highest-return scenario, it's likely Miss Alice with such allocation. It's hard to say who would be wiser with such investment strategies; it depends on the risk appetite of each person. Higher risk can naturally bring higher profits, and vice versa. If it were me, I would choose a different approach—accumulating Bitcoin first and taking profits when the price breaks through previous highs. At that point, I would allocate into Altcoins because I believe Bitcoin always leads the upward trend, and Altcoins follow suit.

Who's smarter is the two users that went straight with Bitcoin without considering any altcoins because they know Bitcoin controls the whole market and guaranteed security but that is something no altcoin investment can give you. Altcoins can make you better profits but at the risk of losing all your capital since no profit is guaranteed when investing in them. They're just tools used for pumping and dumping by whales. Many people don't like investing at once but there isn't anything bad with using this strategy if you're the type that won't mind hodling for as long as you'll need to realize profits.


Miss Alice would be thinking she's the smartest one but she's the dumbest. She has potentially lost 50% of her capital as there's no guarantee that the altcoins she invested into will be among those that'll do very well in the bull market. When diversifying, it should be between assets that aren't correlated. You have to invest in assets that don't depend on each other to do well. All cryptocurrency move in similar direction with altcoins been the less likely ones to get market attention to rise and give their investors profits.


He's just as smart as the first users, we shouldn't discredit one strategy when investing in Bitcoin above the other, all strategy are good provided they work best in your favour and you won't be uncomfortable using them. Not everyone is good with holding money so they'll most likely prefer a one time purchase to purchasing through DCA.

You didn't mention timeframe, how long will they hold? What's the ultimate target? Without this info it's hard to tell who is wiser. At some point all three will dominate each other. We should assume that all of them are wise, because they bought Bitcoin. Alice likes to take more risks and put half of her money into altcoins. Bob and theymos are old Bitcoinheads, they know their investment will grow over time. In the end all of them will win.

I say as long as you placed a stake at bitcoin and cryptocurrencies as early as possible, you wouldn’t need to really worry about much since the river’s run its course at this point. So if you’re asking who’s wiser between the three, I’d say both of them have been as wise as they can in theor own way given their circumstances. There’s a lot of things you hae to keep in mind when you’re investing in bitcoin, or any cryptocurrency for that matter. One of the most important being that you have to know what your capacity for risk and affordability is. Theymos in this example perhaps might not have invested just as much money as bob and alice, but if that’s what works for him given the circumstances, and he’s still able to invest money in bitcoin, I think that’s a massive win regardless.

Nice answer, and I think I have read this kind of answer above. The person said that Mr theymos strategy is good but he needs to step up his weekly DCA to atleast $400. Which is exactly what you are saying here.
With $400, even if the bull continues from here, theymos will be able to buy better fractions of Bitcoin within 6 months than within 2 years. If in the other hand, bitcoin price drops, the impact will not be felt much by theymos unlike as it will impact Bob.