Some people hate Ripple but I still choose to NOT selling my XRP!
This is why:- they are still alive, many coins from 2014 are almost dead, Ripple NOT and in top 3.
Ripple has working software, many coins just don't15 of the top 50 banks work already with Ripple
Ripple employs over 150 peopleSome coins have just one or two...
SBI Ripple China https://ripple.com/ripple_press/ripple-strikes-multi-national-deal-with-sbi-holdings-to-meet-growing-demand-for-ripple-solutions-across-asia/SBI Ripple Indiastate bank of india (sbi) is the government bank whose transaction is much more than another banks of india, if this is write that sbi approve ripple transaction then all other banks of india will definitely approve ripple then, INDIAN BANKS means a huge jump to ripple (total no bank 18 private sector bank, 28 public sector bank). IN SHORT what sbi did all banks of india definitely copy that.
alone sbi has more that 13000 branches in india huge news for ripple.
More countries and banks will join Ripple in the futureRipple to Place 55 Billion XRP in Escrow to Ensure Certainty of Total XRP SupplyI don't see this happening with other coins.
https://ripple.com/insights/ripple-to-place-55-billion-xrp-in-escrow-to-ensure-certainty-into-total-xrp-supply/Further Decentralizing the XRP LedgerAs we continue these initiatives to further decentralize the system, XRP Ledger will inherently become even more resilient. A key benchmark that we aim to achieve is to become more decentralized than Bitcoin, which at the time of writing is 51% controlled by just five mining pools. This means the largest five pools working together could achieve a 51% attack and reverse transactions (double spend) at will. For Ethereum, this number is even lower: only three pools are needed for a takeover.
To match Bitcoin, XRP Ledger would need just 16 trusted validators. Add more, and the number of tolerable faults increases accordingly. In other words, XRP Ledger will not just meet, but exceed the decentralization level of other public blockchains.)
https://ripple.com/insights/how-we-are-further-decentralizing-the-ripple-consensus-ledger-rcl-to-bolster-robustness-for-enterprise-use/Ripple can scale to handle the same throughput as Visa, but more reliably and at a lower costhttps://ripple.com/insights/ripple-continues-to-bring-internet-of-value-to-life-new-features-increase-transaction-throughput-to-same-level-as-visa/500 times faster then bitcoinI don't care if they helping banks. I still need my bankaccount. I don't see any differents in 5 years.
That's why I see a good future for Ripple.
The banks working with ripple are working with the company and not the currency so it doesn't fundamentally affect the coin. The 150 people they employ aren't all working on the coin they are doing other things within the ripple business of which XRP is only a part of it. The ripple in escrow are still going to be gradually released over time they aren't all locked up for the entire period.
The only point I can't refute is the fact that ripple is definitely a coin with easy scaling and fast transactions.
I don't think ripple will die but the volatility will continue with huge dips costing people their life savings until it is more than just a speculative coin as it is now.