Yes, well I guess people know about how banks work and Federal reserves, central banks and other financial institutes and tbh yes I Despite Banks...
That being said: Banks are here to stay for a while so XRP isn't to bad to make money on (im just trying to take the ride with it) So to say XRP is against Bitcoin is not a validated argument imo. I own both btw.
No. XRP will not ever reach such a level. Even though many banks are adopting its tech they are not using the coin. $100 would put it much beyond bitcoin's market cap and ahead of the whole cryptocurrency market cap right now. Even moving towards $5 was ridiculous. XRP's problem is that it is not really decentralized and for that reason so many people in the community do not believe in it.
I thought i Read somewhere that there are Banks that are really using the XRP currency as well since it will get the most out of Xrapid or other X-tech. So yes XRP is used as well.
$100 does not sound realistic to me, may be after many many years it can reach there but not anytime soon, it has billions of supply and billions more are kept and controlled by the owners who can dump them anytime.
This has been explained also. They cant just dump all their xrp holdings. I believe their hodlings are kept and frozen by a thirth party and that only a part per month comes free for the company to invest more in the tech.
Sorry for lacking sources