Take 10min of your time to read it, and after maybe you will be able to have a constructive conversation, because in any of the 3/4 last replies I can find an argument to why hold XRP, except "LOL YOU WILL CRY IT WILL HIT 10$ blablabla".
https://cryptoyoda1338.wordpress.com/2018/01/04/the-truth-about-ripple/
Keep hyping your shitty coin, but when total market cap will hit few billions and your XRP token will still be at 2/3$, you will think back and maybe realize why you missed the train so badly.
Did not see any argument why should not HODL argument, except "SCAM, BIG SUPPLY BLAH BLAH"
Do you have any argument at all kid?