“We’ve already seen evidence that blockchain technology is playing a transformational role in the way customers are served,” said Greg Keeley, Executive Vice President of Global Corporate Payments at American Express. “Not only does this partnership with Ripple help decrease the time it takes for international transactions to be processed, it can make our transactions more effective for our customers.”
I think it's just matter to wait somebody starts using XRP, then everybody else will have to start doing the same to reduce costs and make payments faster as well, unless they want to be left out of business.