You don't earn money only from others, but also when you avoid spending your own

og kush420

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Quote from: amishmanish on October 09, 2022, 10:01:05 PM

I learnt it quite late, i spent almost a decade. Not really focussing on my financial health. Thanks to Bitcoin that I have started doing it. I believe along with regular college education, there should be courses on financial management in college. This will greatly help students in creating a happy lives for themselves.

That is the good thing you learnt - I learnt it hard way too
But having the financial freedom is very important ant that is the only way of survival - I have limited my life goals and I have started working for it - this feels good

og kush420

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Quote from: meser# on October 08, 2022, 11:09:49 AM

Most people doesn't count that if they buy something they pay with their time. We shouldn't forget that money cannot buy only time. For instance if we are going to buy clothes we must calculate how much we will work for that clothes. Think of the moments when you get out of the warm bed in the morning; think about the pressure your manager puts on you, think about how tired you are when you get home in the evening. If its not problem go and buy mate

someone told me - if you have to see the caliber of a person - test them finanical
If you learn it at the small damage don't let them make you a big damage.

virasisog

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Quote from: YinShuiSiYuan on October 05, 2022, 10:37:33 PM

Quote from: Tallupooh on October 04, 2022, 09:34:15 PM

Overrated, it's not very good. Especially lust.

I also experienced the same thing, when I have more money, I really want to spend it. But, I thought again whether after I finish it, I will regret it?. So I thought twice. I ended up buying what I needed, and not buying more. Therefore, the item is there, and I have money left over.

That way, we can save money, without the need to buy excess goods. But depending on the needs of each person, the needs of the person is very different, in every condition.

Savings is the only way to control your unnecessary spending's. No matter how much money you are earning in your life, if you are a spend thrift you shall always be short of money. Like its said if you have all the treasures of the world and you dont know how and where to spend it you will lose everything. So basically focus on your basic needs and try to keep something for later use or emergency.

They say that you will not learn how to value every single scent that you have if you didn't experience having anything. If you have all the luxurious things in life since you were born, you will not be able to notice how hard it is to earn money so spending isn't a big deal. But if you are earning your own money the hard way, you will know how to spend it wisely. Discipline and self-control are important so you will not spend your money with gs that you don't need. During this inflation crisis, saving is very important because we don't know what tomorrow may bring or if the situation will still get better.

YinShuiSiYuan

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Quote from: Tallupooh on October 04, 2022, 09:34:15 PM

Overrated, it's not very good. Especially lust.

I also experienced the same thing, when I have more money, I really want to spend it. But, I thought again whether after I finish it, I will regret it?. So I thought twice. I ended up buying what I needed, and not buying more. Therefore, the item is there, and I have money left over.

That way, we can save money, without the need to buy excess goods. But depending on the needs of each person, the needs of the person is very different, in every condition.

Savings is the only way to control your unnecessary spending's. No matter how much money you are earning in your life, if you are a spend thrift you shall always be short of money. Like its said if you have all the treasures of the world and you dont know how and where to spend it you will loose everything. So basically focus on your basic needs and try to keep something for later use or emergency.

Cryptock

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Quote from: BitcoinPanther on September 04, 2022, 03:56:26 PM

Quote from: Pamadar on September 01, 2022, 12:10:54 AM

Quote from: carlfebz2 on August 30, 2022, 05:43:21 PM

But we know that human being doesnt really have that contentment when it comes to money which is really something not that surprising because people do really hope for more money no matter what circumstances

they would really be able to encounter.We would be finding ways as much as we could and there are people who do really not make any action towards things but they do hope for some improvement?
It would really be just common sense that you would really be doing extra effort and make out some investment if you are really that tending to make yourself better in terms of finances.

Correct! you need to exceed from your limitation in order to earn success, in most cases, those who are

working hard is the one who manages to find good success in terms of financial status in life. They do their best to find better
ways and do everything to make things possible.

though in some cases, luck also influences some from winning lottery jackpot, inheritance from love ones, but if you
really wanted to change your financial state. You need to work and be wise enough to find success.

This is partially true! Working hard indeed contribute to success in financial status but it will have a synergized effect if coupled with being smart. There are lots of hardworking bodies everywhere but many of them remains at the same financial status without any chance of getting upgraded because they keep doing the same thing. Brain and brawn(being smart and hardworking) should be mixed well in order to have a huge success if a person wanted to have a prosperous life.

I agree with what is mentioned above about the human not being able to be contented
once we have one thing - we look for the other thing and the struggle is real and hard.

Cryptock

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Quote from: BitcoinPanther on September 04, 2022, 03:56:26 PM

This is partially true! Working hard indeed contribute to success in financial status but it will have a synergized effect if coupled with being smart. There are lots of hardworking bodies everywhere but many of them remains at the same financial status without any chance of getting upgraded because they keep doing the same thing. Brain and brawn(being smart and hardworking) should be mixed well in order to have a huge success if a person wanted to have a prosperous life.

that is true - we all are spending too much and we are becoming very materialistic with the passage of time
We want more of material and this makes us selfish and we forget that for the sake of money we are hurting someone

Cryptock

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Quote from: lucates on September 03, 2022, 12:01:19 PM

This is highly subjective because one's need is not necessary for others. Daily wagers and the poor spend a great deal on essential things than others. So we can't judge their spending, but budgeting their income and expenses can help everybody balance their spending. It is therefore important to draw up a budget in order to achieve savings.

Greed for money - and lust for the wealth has brought a lot of trouble in the world already.
People use other for their benefit and then forget to payback - rather they appear to be more disrespectful when they are supposed to payoff their debts.

amishmanish

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I learnt it quite late, i spent almost a decade. Not really focussing on my financial health. Thanks to Bitcoin that I have started doing it. I believe along with regular college education, there should be courses on financial management in college. This will greatly help students in creating a happy lives for themselves.

meser#

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Most people doesn't count that if they buy something they pay with their time. We shouldn't forget that money cannot buy only time. For instance if we are going to buy clothes we must calculate how much we will work for that clothes. Think of the moments when you get out of the warm bed in the morning; think about the pressure your manager puts on you, think about how tired you are when you get home in the evening. If its not problem go and buy mate

Jody.Drummer

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Quote from: YinShuiSiYuan on October 05, 2022, 10:37:33 PM

Quote from: Tallupooh on October 04, 2022, 09:34:15 PM

Overrated, it's not very good. Especially lust.

I also experienced the same thing, when I have more money, I really want to spend it. But, I thought again whether after I finish it, I will regret it?. So I thought twice. I ended up buying what I needed, and not buying more. Therefore, the item is there, and I have money left over.

That way, we can save money, without the need to buy excess goods. But depending on the needs of each person, the needs of the person is very different, in every condition.

Savings is the only way to control your unnecessary spending's. No matter how much money you are earning in your life, if you are a spend thrift you shall always be short of money. Like its said if you have all the treasures of the world and you dont know how and where to spend it you will loose everything. So basically focus on your basic needs and try to keep something for later use or emergency.

There are 3 kinds of needs, namely primary needs, secondary needs and tertiary needs. We can reduce our expenses through this. We can not procrastinate what is our primary need so the first thing to do is fulfill that need. While the secondary and tertiary needs we can press as deeply as possible. We do not need to fulfill needs that are not considered very important or even just to fulfill our prestige. Because what I've learned so far, that's what makes us financially difficult, namely living with prestige. We can save money after we have met our basic needs and if it is really important then set aside for the second need above.

Tallupooh

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Overrated, it's not very good. Especially lust.

I also experienced the same thing, when I have more money, I really want to spend it. But, I thought again whether after I finish it, I will regret it?. So I thought twice. I ended up buying what I needed, and not buying more. Therefore, the item is there, and I have money left over.

That way, we can save money, without the need to buy excess goods. But depending on the needs of each person, the needs of the person is very different, in every condition.

BitcoinPanther

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Quote from: Pamadar on September 01, 2022, 12:10:54 AM

Quote from: carlfebz2 on August 30, 2022, 05:43:21 PM

But we know that human being doesnt really have that contentment when it comes to money which is really something not that surprising because people do really hope for more money no matter what circumstances

they would really be able to encounter.We would be finding ways as much as we could and there are people who do really not make any action towards things but they do hope for some improvement?
It would really be just common sense that you would really be doing extra effort and make out some investment if you are really that tending to make yourself better in terms of finances.

Correct! you need to exceed from your limitation in order to earn success, in most cases, those who are

working hard is the one who manages to find good success in terms of financial status in life. They do their best to find better
ways and do everything to make things possible.

though in some cases, luck also influences some from winning lottery jackpot, inheritance from love ones, but if you
really wanted to change your financial state. You need to work and be wise enough to find success.

This is partially true! Working hard indeed contribute to success in financial status but it will have a synergized effect if coupled with being smart. There are lots of hardworking bodies everywhere but many of them remains at the same financial status without any chance of getting upgraded because they keep doing the same thing. Brain and brawn(being smart and hardworking) should be mixed well in order to have a huge success if a person wanted to have a prosperous life.

lucates

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Quote from: Despairo on July 23, 2022, 11:26:24 PM

It's subjective, I will answer based on third class society: low, middle and upper class.

Low class: They're work from morning to night, but the money they earn only enough to buy foods and sometime they didn't earn much money, so they're take a debt to buy foods. There's no way for them to have spare money to invest, it's not about they're didn't try enough, they're already try as much as they can, but they're not lucky enough.

Middle class: Even they're have enough money to buy foods and have spare money, but foods price always increase and they're need to spend more money than their last year, even though their income are same. Some people jealous and want to have expensive thing, so they're taking a debt which is bad decision.

Upper class: There's some people who invest their money and there's some people who bought many expensive thing to satisfy them, in this class they're lack of financial management.

This is highly subjective because one's need is not necessary for others. Daily wagers and the poor spend a great deal on essential things than others. So we can't judge their spending, but budgeting their income and expenses can help everybody balance their spending. It is therefore important to draw up a budget in order to achieve savings.

Awwal08

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There are numerous legal ways to make money. My personal opinion is that there are two approaches, namely your work and investment. According to my understanding, exerting effort entails participating in all activities, just like you would while spending money. As part of making money, aim to limit unnecessary expenditure. When you invest in things like cryptocurrencies or people, you can make money through them.

Zanab247

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Quote

When we spend money, there is automatic circulation of money so that it makes others have the opportunity to develop, this is a simple economic theory that makes the flow of money fast, a country that has a good economy there will be a high volume of transactions and this will make prosperity.

Yes, it help the citizens to feel the flow of money, were there is a solid economy in the country which is the best economy each country what to have in their land for their people to make progress. That is why the government use to budget a huge amount of money on a particular project, so that it will make the people that participants on that particular project to have enough of money to spend in the communities that will make people around the communities to get in touch with the money.

Pamadar

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Quote from: carlfebz2 on August 30, 2022, 05:43:21 PM

But we know that human being doesnt really have that contentment when it comes to money which is really something not that surprising because people do really hope for more money no matter what circumstances

they would really be able to encounter.We would be finding ways as much as we could and there are people who do really not make any action towards things but they do hope for some improvement?
It would really be just common sense that you would really be doing extra effort and make out some investment if you are really that tending to make yourself better in terms of finances.

Correct! you need to exceed from your limitation in order to earn success, in most cases, those who are

working hard is the one who manages to find good success in terms of financial status in life. They do their best to find better
ways and do everything to make things possible.

though in some cases, luck also influences some from winning lottery jackpot, inheritance from love ones, but if you
really wanted to change your financial state. You need to work and be wise enough to find success.

Mometaskers

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Quote from: Cryptock on August 29, 2022, 06:30:45 PM

Quote from: Mometaskers on August 29, 2022, 11:36:18 AM

Well yes, if you can earn more by delegating a task, then that's a good reason to do it. If someone can do it better than you and you can pay that person something less than what you value your time, then good.

I believe we have all gone materialistic and for this we are running after money - we want to have money whatsoever is the source
Even if that is hurting someone. I know a friend who has been trapped and the scammer took a big loan on his name - now he is paying off the loan which he has never taken. I wonder what if my friend dies - will he be questioned by God about the loan he has taken?

As I've mentioned in a reply to someone, it's not the pursuit of money that's does harm but pursuing money over everything else: family, morals, etc. There's a big difference between taking an OT to earn a bit more to doing something fraudulent to increase your sales figures (like in the infamous Wells Fargo case).

It's unfortunate what happened to your friend although it's not necessarily all his fault. How was a scammer even able to take out a loan in his name? Couldn't he have filed a fraud or identity theft case or something? Only reason I could think that he became legally liable for a loan is if he acted as a guarantor for someone he knew and said person just disappeared.

carlfebz2

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Quote from: Zilon on August 30, 2022, 05:14:17 PM

Quote from: Davidvictorson on August 30, 2022, 04:09:28 PM

Quote from: ?? on ??

True. Because a person who aims to live and sustain a comfortable or even luxurious lifestyle should also have the means to create so that he will come to attain his own desire. The reason why most of the people do not settle for a single job because the source of income will only be limited. As much as possible, if they got the abilities and skills to sustain side jobs, it will be much better because that will also mean additional sources of income.

Do we want more money or want to be contented? Human needs are insatiable so says the economist. Multiple streams of income would make the individual have more physical and material resources but this doesn't always equal contentment. Or does it? I have seen people with more than one income stream live frugally and have seen people with just one income stream live lavishly. It all depends on one's value system. Just pick the one that works for you.

I haven't seen any income earner who is contented except the chose to rub their payment system. It takes risk takers who find a way to make money work for them that breaks this fear of going back to the trenches. Multiple streams of income isn't enough guarantee to live comfortably because the more money an individual makes the more responsibilities the face. Investment is just the way to securing the present and future alike. Contentment is only found when a risky decision turns out positive

But we know that human being doesnt really have that contentment when it comes to money which is really something not that surprising because people do really hope for more money no matter what circumstances

they would really be able to encounter.We would be finding ways as much as we could and there are people who do really not make any action towards things but they do hope for some improvement?
It would really be just common sense that you would really be doing extra effort and make out some investment if you are really that tending to make yourself better in terms of finances.

Zilon

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Quote from: Davidvictorson on August 30, 2022, 04:09:28 PM

Quote from: ?? on ??

True. Because a person who aims to live and sustain a comfortable or even luxurious lifestyle should also have the means to create so that he will come to attain his own desire. The reason why most of the people do not settle for a single job because the source of income will only be limited. As much as possible, if they got the abilities and skills to sustain side jobs, it will be much better because that will also mean additional sources of income.

Do we want more money or want to be contented? Human needs are insatiable so says the economist. Multiple streams of income would make the individual have more physical and material resources but this doesn't always equal contentment. Or does it? I have seen people with more than one income stream live frugally and have seen people with just one income stream live lavishly. It all depends on one's value system. Just pick the one that works for you.

I haven't seen any income earner who is contented except the chose to rub their payment system. It takes risk takers who find a way to make money work for them that breaks this fear of going back to the trenches. Multiple streams of income isn't enough guarantee to live comfortably because the more money an individual makes the more responsibilities the face. Investment is just the way to securing the present and future alike. Contentment is only found when a risky decision turns out positive

Davidvictorson

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Quote from: ?? on ??

True. Because a person who aims to live and sustain a comfortable or even luxurious lifestyle should also have the means to create so that he will come to attain his own desire. The reason why most of the people do not settle for a single job because the source of income will only be limited. As much as possible, if they got the abilities and skills to sustain side jobs, it will be much better because that will also mean additional sources of income.

Do we want more money or want to be contented? Human needs are insatiable so says the economist. Multiple streams of income would make the individual have more physical and material resources but this doesn't always equal contentment. Or does it? I have seen people with more than one income stream live frugally and have seen people with just one income stream live lavishly. It all depends on one's value system. Just pick the one that works for you.

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