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Topic: You don't earn money only from others, but also when you avoid spending your own - page 8. (Read 1220 times)

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It's subjective, I will answer based on third class society: low, middle and upper class.

Low class: They're work from morning to night, but the money they earn only enough to buy foods and sometime they didn't earn much money, so they're take a debt to buy foods. There's no way for them to have spare money to invest, it's not about they're didn't try enough, they're already try as much as they can, but they're not lucky enough.

Middle class: Even they're have enough money to buy foods and have spare money, but foods price always increase and they're need to spend more money than their last year, even though their income are same. Some people jealous and want to have expensive thing, so they're taking a debt which is bad decision.

Upper class: There's some people who invest their money and there's some people who bought many expensive thing to satisfy them, in this class they're lack of financial management.
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Usually people get anxious and frenetic for new sources of income, to find new jobs, so they can maximize their patrimony as soon as possible, but many of them forget you don't accumulate wealth only when receiving money or being paid by others for a work. We can also decrease our expenses and stop third-partying tasks we can do ourselves, so at the end of a monthly cycle we will have earned more money to invest and make it grow overtime.

People create so many worthless fixed expenses nowadays. It can be monthly subscriptions of services they barely use, eating out too often, purchasing superfluous clothes, accessories and items in general just for vanity towards the society. Sometimes people have all the tools they need on their hands to finish a solid building, however, since they don't know how to use them properly, it will look like they constantly need more and more tools indefinitely.
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