Now if you offered a fee to a miner and an exclusive right to mine that transaction rather than broadcasting it to a network, that would be something at least.
That's exactly what I'm proposing. Was I not clear on that..?
Help me understand what you are proposing.
Here are 3 scenarios. Let's assume that for each scenario, my Hashrate is 350 Mhash, the price of Bitcoins is $20, difficulty stays where it's at, free electricity and I have $100 in the bank.
Given the above, it would take me 33 days to mine $170 worth of Bitcoin. $170 is what you originally proposed as payback ($100 + $70).
Scenario One - I lend you $100. 33 days later, I have $170.
Scenario Two - I don't lend you $100. 33 days later, I have $170 + $100.
Scenario Three - I buy another 5770 for $100, increase my hashrate to 550 Mhash, and 33 days later I have $267.
What I *think* you don't understand is that those of us that are already mining don't get anything from your proposal. Since I am already mining, what do I get for lending you $100? All I get is $100 less in the bank. This is because I am already mining. Lending the $100 does not add to my hashrate. The borrower doesn't even have to pay anything back.
A few posts ago I asked you to go through and provide an example backed up by numbers and math, you didn't. I also asked who pays for the electricity and who's hardware does the mining. You said you didn't care. Well, those of us that have to pay for our own electricity do care. Those of us that don't have mining farms do care. I am already maxxed out on my hashrate and will always be.
So I'll ask this a different way. Let's pretend I don't own a computer. Let's say I lend you $100. How do I get repaid?