💵 To receive a currency you need:
1. Registered legal entity:
• Accordingly, you need a living director and a founder (maybe in one person).
2. After the opening of the legal entity, you will need to open a bank account.
• After the regulator's actions in 2015-2016, banks may be wary of customers. The inspections became more thorough, the request for documents, explanations of the activities became wider. It is checked like the company itself: The legal address is whether it is a mass one, whether many firms were registered for it, whether there were firms that participated in illegal activities at this address. So an individual - the availability of loans, the presence of other legal entities, the connection of these legal entities with other legal entities. persons and the presence of conflicting actions, whether the director or the founder was involved and so on.
In addition to this, the audit is also at the level of the Federal Tax Service (taxation) at the time of registration.
Do not rush to draw conclusions, you can now say: yes, everything is simple, and a person can find a bank. And this will also be true, but we will return to this later.
3. After opening an account, one of the most difficult is to connect the payment system to receive funds for your activities.
"Why is this not easy?"
First, each payment system has a reputation, there are rules, there is a regulation, which does not include the HIGH-RISK business, these guys do not belong here.
When you open a payment system, you will still pass a lot of checks, and by that, to agree on any type of activity, you need to find legal ends and common ground.
Your reputation and your past, as well as the present, will play a big role. And of course activity.
Consider this all as an example to make it easier for you to understand.
📌 In order to accept fiat money, a group of scammers need to work hard:
▪ Find a quality front man;
Most often, they are called "drops" - this is a frontman, intended for intermediate reception of goods / bank transfers / parcels / or the person is used as a legal representative of legal entities. face, etc.
▪Register a legal entity or buy a ready-made company;
▪Open an account with a bank.
We must not forget, even if you bought a legal entity with a settlement account, have already brought your director to the bank, you have no guarantees that the bank will continue to work with you. Under the law, the bank is obliged to change the director, but you may simply be hinted that you will be blocked, if the bank does not like something - this is a big risk.
❗ Suppose, scammers found a quality Drop (a dummy director) for the N-th amount. We bought the company, opened a settlement account, connected the payment system.
In this scheme, there are several weak links: Director and bank account.
Bank account - fraudsters in fact do not carry out activities, they do not have transactions with counterparties, pay taxes, wages, etc. Yes, you can refer to what the firm is new and so on, but the firm works mostly at the reception. And with any request from the bank, scammers will have to provide certain documents, respond to their requests. In this case, money is at great risk. - This time.
Second, money must be deduced. Accordingly, scammers need to build an educated chain of cashing funds, which becomes more difficult and more difficult every year, as regulators have more power and access.
At the moment, fraudsters risk unfavorable outcome for them to obtain several articles 159 of the Criminal Code - fraud, Article 174 of the Criminal Code, legalization (laundering) of funds.
If there is a weak link in the "cash" cash chain, the money can "get stuck" on other accounts, which is extremely disadvantageous for scammers, plus working with banks even at legal activities sometimes has a risk of being blocked.
Further, since a large number of people are already involved in the scheme, a large number of hooks appear on the regulator: telephone conversations, correspondence, messengers, IP addresses, director contacts with the bank, payment systems, e-mail correspondence, and so on. Schemes for the disclosure of groups of scammers, we will not disassemble. - This can be lighted by several books
But! Someone can say that everything can be transferred to offshore and working with offshore banks and questionable payment systems. Yes, and it is possible, but in any case, contacts of people who organize and agree on the tighter purchase of legal entity can be established.
⚠ Scammers are easier to diversify risks, and most importantly their future money. It is logical that the reception in the crypto currency for scammers is the ideal way.
💡 From here follows a simple conclusion: Admission to the currency of the currency, just the indicator that speaks about the legal activities of the company.
❇ They use payment systems, and also Payeer, well, just scam!
As we told above, in order to open a payment system, you will need to perform a certain number of actions, as well as pass a number of checks, both from the bank, from regulators, and from the security service of the payment system itself.
Therefore, before drawing conclusions about the project, think carefully and recall the above facts in this publication.
We have a client-oriented approach and an understanding of the business vision. Given that our goal, to make the market understandable and accessible, it is advisable to start with the convenience of customers:
▪We officially work from 2015 with a payment system for legal entities from Yandex LLC (please do not confuse with Yandex.Money), cooperation is strictly under the contract. The system is oriented to the Russian and CIS audiences, the company pays the commission for the reception, and not the users.
▪With regard to Payeer. It is important to remember, and most importantly to understand that there are 2 types of accounts: User and Business.
User is an individual. The user can either go through the verification process or work in anonymous mode. But, depending on his choice (verification or anonymity), he has a number of limitations and there can be no question of any payment gateway (merchant).
The average user does not have an automatic receipt of funds, as we are used to seeing in online stores. We will not deny, let alone argue that when using a regular account to receive money, there are risks. But this is a normal USER, not a business account.
It turns out that to automatically receive and configure payments, you need to undergo verification of a legal entity. Pass a number of checks, provide documents. And this you already have the 4th test, if you count (Tax, Bank, 1st payment system, and now Payeer).
✔ In our case, we have a Business account that has been working successfully since 2016. All documents are confirmed, all checks are completed. When you connect a new activity, you undergo an additional check, which we did again for the 5th time. "Here is the quote of the answer to such a question.
