Another stupid person who doesn't understand P2P loans... Please google it and then you will not be dumb. I will always be on btcjam I yet to be scammed cause you have to accept responsibility for the loans you make. Obviously you didn't read the loans just went by verification score. That is very bad, and now your mad so you think the site sucks, that is a poor excuse for your stupidity. I would teach you how to pick good loans but then why would I do that, so 10btcs I can help you pick loans and take a way a lot of risk by looking at the actual loan and not there scores.
Maybe you should re-read what I wrote. I never mentioned anything about the site sucking. I said that if the people requesting loans are only there to scam and default, there will be no lenders, and the site will collapse.
I read every loan, keeping in mind that any text could be complete bullshit. I only loaned on reasonable sounding ones with people that have positive feedback and previous loans. I only lent what was I willing to lose.
Post up your BTCJam loans, let's see your track record.
, rather than fixed(2)? Looks like you have a lot of white space you can fill, and would match what you have down in the table.